How to save money.

[nydiacaskey01]

It's hard to save money if the money you have is just enough for you to live until your next payday. This is the usual rant of those who just earn from pay checks after pay checks.

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[MF Doom]

one of the biggest ways I've found: dont buy new cars.  As I've heard one financial expert say: "the pair of shoes you wear has more of an impact on your life than the car you drive"

Believe me, I've crunched the numbers.  Driving a new car (even a relatively "cheap" car that costs $25k) will cost you about 2-3x more per year to drive than a cheap used car that you can pay in full.  When you add in the extra insurance costs, interest, mandatory maintenance schedule to keep the warranty in tact, it really adds up and makes you checkbook take a big hit.  Used cars (look for reputable models, hondas, toyotas that are in good shape ) can save you thousands a year in your budget.

[deisik]

one of the biggest ways I've found: dont buy new cars.  As I've heard one financial expert say: "the pair of shoes you wear has more of an impact on your life than the car you drive"

How's that?

[freeyourmind]

one of the biggest ways I've found: dont buy new cars.  As I've heard one financial expert say: "the pair of shoes you wear has more of an impact on your life than the car you drive"

Believe me, I've crunched the numbers.  Driving a new car (even a relatively "cheap" car that costs $25k) will cost you about 2-3x more per year to drive than a cheap used car that you can pay in full.  When you add in the extra insurance costs, interest, mandatory maintenance schedule to keep the warranty in tact, it really adds up and makes you checkbook take a big hit.  Used cars (look for reputable models, hondas, toyotas that are in good shape ) can save you thousands a year in your budget.

That concept of buying something cheaper and likely lower quality can be applied to any product or service; not just cars.  The issue is the experience or standard of living obviously drops when you spend less.

The other part about the car is that you have an asset worth a certain amount.  When you go to sell that 25k car, after a few years, it will have a higher value than a car that was already old and cheap in the first place.

[avatar_kiyoshi]

It's hard to save money if the money you have is just enough for you to live until your next payday. This is the usual rant of those who just earn from pay checks after pay checks.

It's depends on the person itself.
i personally use my pay checks to use half daily needs and the rest i use it for do business. at least you will spend your money and can't save money, that's why you need a business or an investment which can give you extra money.

[Denker]

If you have good income...be the biggest tight-arse, penny pincher that have ever been lived on this planet.Wear second hand clothes, buy food and beverages in discounter only, rent fucking cheap apartment in ghetto.
Downside is you might not enjoy that life.But as long as it' s just temporary you can really safe some money for future investments.

[deisik]

If you have good income...be the biggest tight-arse, penny pincher that have ever been lived on this planet.Wear second hand clothes, buy food and beverages in discounter only, rent fucking cheap apartment in ghetto.
Downside is you might not enjoy that life.But as long as it' s just temporary you can really safe some money for future investments.

And don't be penny wise and pound foolish

[gentlemand]

If you have good income...be the biggest tight-arse, penny pincher that have ever been lived on this planet.Wear second hand clothes, buy food and beverages in discounter only, rent fucking cheap apartment in ghetto.
Downside is you might not enjoy that life.But as long as it' s just temporary you can really safe some money for future investments.

I think it becomes entrenched in people though. You don't want to be the type of person who uses the same tea bag twenty times over and leaves $50 million to your cat.

I genuinely struggle to buy objects these days. I pretty much have all I want. I won't skimp on the business of living though. If there's an experience to be had and it's not ruinous then it deserves to be done.

[Amph]

one of the biggest ways I've found: dont buy new cars.  As I've heard one financial expert say: "the pair of shoes you wear has more of an impact on your life than the car you drive"

Believe me, I've crunched the numbers.  Driving a new car (even a relatively "cheap" car that costs $25k) will cost you about 2-3x more per year to drive than a cheap used car that you can pay in full.  When you add in the extra insurance costs, interest, mandatory maintenance schedule to keep the warranty in tact, it really adds up and makes you checkbook take a big hit.  Used cars (look for reputable models, hondas, toyotas that are in good shape ) can save you thousands a year in your budget.

i don't even like car, i would go with a bicycle, far cheaper,  more healthy, and if you are well trained, you can do many Km before being tired, there are other numerous advantages, like less pollution

also when you drive something expensive, you will never know if the people you meet are interested to you because of the money or because they actually like you, this is another side effects

[deisik]

one of the biggest ways I've found: dont buy new cars.  As I've heard one financial expert say: "the pair of shoes you wear has more of an impact on your life than the car you drive"

Believe me, I've crunched the numbers.  Driving a new car (even a relatively "cheap" car that costs $25k) will cost you about 2-3x more per year to drive than a cheap used car that you can pay in full.  When you add in the extra insurance costs, interest, mandatory maintenance schedule to keep the warranty in tact, it really adds up and makes you checkbook take a big hit.  Used cars (look for reputable models, hondas, toyotas that are in good shape ) can save you thousands a year in your budget.

i don't even like car, i would go with a bicycle, far cheaper,  more healthy, and if you are well trained, you can do many Km before being tired, there are other numerous advantages, like less pollution

But don't forget that you can be run over, exactly by those driving a car, wtf. As much as I love bicycling myself, I had to give it up for this reason mainly...

[rivera]

dont gamble 
keep and keep it, spend wisely 

gambling is hard to stop once you start , maybe gamble moderately and gamble some coins you can lose. i agree with spend wisely, that's the best way to save money

Yes, we need to avoid gamble, because once we start, it is hard to stop. if we want to save our money, we can invest the money to several business or investment. or we can buy gold or just save the money in bank

[hoian0809]

Buy gold and wait up price.

All I know is Bitreserve's bitgold is awesome. Flip from btc to gld to usd to yen to yuan and back to btc. Hold gold, but spend btc. All with real-time transparency.

[Dotakels]

Buy gold and wait up price.

All I know is Bitreserve's bitgold is awesome. Flip from btc to gld to usd to yen to yuan and back to btc. Hold gold, but spend btc. All with real-time transparency.

But you need a capital to buy gold. i dont have any experience on that method, how much you can buy gold with bitcoin?

[MinerHQ]

Buy gold and wait up price.

All I know is Bitreserve's bitgold is awesome. Flip from btc to gld to usd to yen to yuan and back to btc. Hold gold, but spend btc. All with real-time transparency.

But you need a capital to buy gold. i dont have any experience on that method, how much you can buy gold with bitcoin?

Yes surely you need a capital so for that you need to save first or in some countries (in Singapore it is free) you can buy gold with credit cards with 0% interest. You buy when prices are less and start repaying on monthly basis.

[bitcoin1992]

Actually if people weren’t saving bitcoins, they wouldn’t pay with Bitcoin and Banks wouldn’t accept them. Saving and spending are both essential, but it is true that people shouldn’t put all their money into Bitcoin.

[Dotakels]

Buy gold and wait up price.

All I know is Bitreserve's bitgold is awesome. Flip from btc to gld to usd to yen to yuan and back to btc. Hold gold, but spend btc. All with real-time transparency.

But you need a capital to buy gold. i dont have any experience on that method, how much you can buy gold with bitcoin?

Yes surely you need a capital so for that you need to save first or in some countries (in Singapore it is free) you can buy gold with credit cards with 0% interest. You buy when prices are less and start repaying on monthly basis.

I am asking on how you could buy gold through bitcoin. And i don't know if i can buy gold with 0% interest with credit here in my country.

[roadbits]

Trim your technology expenses. I always thought I couldn’t live without DVR and let alone without fancy cable. But after getting rid of both I figured out that you adapt to your environment quickly without noticing the difference really. I save a lot of money this way. So every one will have some thing which is not much useful so you need to cut that unwanted thing to save.

[Don007]

Trim your technology expenses. I always thought I couldn’t live without DVR and let alone without fancy cable. But after getting rid of both I figured out that you adapt to your environment quickly without noticing the difference really. I save a lot of money this way. So every one will have some thing which is not much useful so you need to cut that unwanted thing to save.

I guess technology is the hardest thing for me to save on.. I'm really into technology, and I love my iPhone 6 for example. But it's expensive, still. Although I really need a cellphone for my work (and internet), I could have saved on this by choosing a cheaper Phone.

[Dotakels]

Trim your technology expenses. I always thought I couldn’t live without DVR and let alone without fancy cable. But after getting rid of both I figured out that you adapt to your environment quickly without noticing the difference really. I save a lot of money this way. So every one will have some thing which is not much useful so you need to cut that unwanted thing to save.

I guess technology is the hardest thing for me to save on.. I'm really into technology, and I love my iPhone 6 for example. But it's expensive, still. Although I really need a cellphone for my work (and internet), I could have saved on this by choosing a cheaper Phone.

Good decision because you can work with cheaper phone as long as its good and dont have any issue regarding on its parts etc. We must bought those what we need than those things that we want.

[shane]

create your own Vault, (Im not 100% trust with coinbase vault or xapo vault) now i create my own vault with unique address 1vAULTXXXXXXXXXXX
i think that will be very safe