How to save money.

[Zorrocoin]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Good suggestion. I do agree with you. Planning is key. Saving is earning. Although some people may not agree with this. Always looking at the future and being far - sighted is not today's people's paradigm. They like to live 'young, wild and free' ,  whatever that means.

[1714607989]

1714607989

[1714607989]

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[Dotakels]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Good suggestion. I do agree with you. Planning is key. Saving is earning. Although some people may not agree with this. Always looking at the future and being far - sighted is not today's people's paradigm. They like to live 'young, wild and free' ,  whatever that means.

They don't care about their future about what will happened and their needs when their get retired and also they don't care about their health because they don't save so that they don't have any extra money in case of emergency 

[oxiyusuf]

I also heard that the retail housing industry is booming in southeast asia, specifically Indonesia, Thailand and Philipines.

It might be a good investment for the guys in the retail speculation business. Unfortunately not much other investments in other countries, you have to think for long term.

I think about 40% bitcoin, 20% gold and 40% asian retail markets, is a nice savings portfolio.

countries that are growing, it requires a lot of investors. especially in terms of capital investment, and countries in Asia is being actively seeking investors to raise their state of industry sectors and other

[PenguinFire]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Good suggestion. I do agree with you. Planning is key. Saving is earning. Although some people may not agree with this. Always looking at the future and being far - sighted is not today's people's paradigm. They like to live 'young, wild and free' ,  whatever that means.

The hard part is having money to be able to spend it on health care and insurance.  If you are making 7.5 like in the example that is tough.  I couldn't save money at that earning amount.

[Genesys]

Not so easy for everybody if they have debt to pay from being a student.
But good advice that can be applied if you don't have a lot of debit to pay off or like really nice but expensive things.
Maybe live a frugal lifestyle and this will pay off in the end with a lot more savings than 20%.

[HarHarHar9965]

Not so easy for everybody if they have debt to pay from being a student.
But good advice that can be applied if you don't have a lot of debit to pay off or like really nice but expensive things.
Maybe live a frugal lifestyle and this will pay off in the end with a lot more savings than 20%.

Sacrifices made in your youth will definitely pay well when you're an adult, it seems. I had a rough childhood but I always saved money for things I really desired. When I had the capability to buy them, I don't know why I didn't. Instead, I used my money to fund my further studies and it really paid off. It was an investment I made in myself, and I have received a lot of benefits from that

[oxiyusuf]

Not so easy for everybody if they have debt to pay from being a student.
But good advice that can be applied if you don't have a lot of debit to pay off or like really nice but expensive things.
Maybe live a frugal lifestyle and this will pay off in the end with a lot more savings than 20%.

Sacrifices made in your youth will definitely pay well when you're an adult, it seems. I had a rough childhood but I always saved money for things I really desired. When I had the capability to buy them, I don't know why I didn't. Instead, I used my money to fund my further studies and it really paid off. It was an investment I made in myself, and I have received a lot of benefits from that

science is the most promising investment in the future, if now we sacrifice our money to study, then in the future you can easily find the money. but sometimes science is so useless if you do not use them and continually hone

[jenifer0012]

Agreed, in order to save some money you need to earn some money, only then you'll be able to save a part of it. And saving = earnings, so the more you save is the more you earn!

[TinEye]

Agreed, in order to save some money you need to earn some money, only then you'll be able to save a part of it. And saving = earnings, so the more you save is the more you earn!

well that's is clear to everyone, without money you can't save anything, the original topic was assuming that you had money in the first place, to proceed to save a small portion of it is better to invest them imho, you need to calculate the risk and reward for this, if the risk is lower you have found your good investment and you can invest without worry too much, if you end up losing anyway, you will go to another investment with less risk and so on, in the end, seeing that the chances are with you, you will earn money on top of your saving
i think that you need to move you saving to save even more money, leaving them sit under your pillow isn't a good idea imho

[GreenStox]

I also heard that the retail housing industry is booming in southeast asia, specifically Indonesia, Thailand and Philipines.

It might be a good investment for the guys in the retail speculation business. Unfortunately not much other investments in other countries, you have to think for long term.

I think about 40% bitcoin, 20% gold and 40% asian retail markets, is a nice savings portfolio.

countries that are growing, it requires a lot of investors. especially in terms of capital investment, and countries in Asia is being actively seeking investors to raise their state of industry sectors and other

Then they should lower the fucking taxes. Investors wont come to places with 99.9% taxes like in europe, investors prefer 2-5% taxes.

If you want to lure the fish into the bait, first you need to put an incentive there. Begging for investors wont be enough.

[Dotakels]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Good suggestion. I do agree with you. Planning is key. Saving is earning. Although some people may not agree with this. Always looking at the future and being far - sighted is not today's people's paradigm. They like to live 'young, wild and free' ,  whatever that means.

The hard part is having money to be able to spend it on health care and insurance.  If you are making 7.5 like in the example that is tough.  I couldn't save money at that earning amount.

its just only an example, just make you own wage as your sample so that you will know if you can earn or not. Don't refer with this example just create your own example or your true wage so that you woudn't say that you can't save.

[Zorrocoin]

Good advice, even tho saying "you don't need this" is relative tho. Sure thing, the only things we legitimately NEED is basic needs, the rest is relative and depends on the POV. For example for me, I needed to upgrade my computer recently, maybe other person could have said "you don't really need a better graphic card" but in my POV i really needed it so fuck it, I bought a new one.

Yes, even though I agree that spending on things that make you happy time to time isn't bad but there is a limit to the extent. I usually only spend my money on necessary things and save the rest for emergencies or for future plans.

[pureelite]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

The best way to save money is to invest in something later that you are worth it. If you have money in cash easy for you to spend it on some unimportant things. I also think it's a very good thing to invest money in real estate, rent and real estate for several years, then sell it again and be positive.

[rayhan]

Well the answer to this question is hugely diversified. Saving is done according to the age , risk appetite, monthly income. There are so many factors. You wanna save? Take out a portion of your monthly income and start saving . Saving is no big deal , but retaining the savings is the  most important thing. Invest into funds , open FD's ,there are n number of options available.

[Miracal]

If a person wants to save, they don't open a god damn thread on an online forum and seek advise on how can you save... and the worst thing is you have described no fucking personal details as all, for an accurate calculation. The best way for any xyz person to save is divide his earnings and remove a portion of his source for savings. Don't touch that money till its a huge amount and spend it on something you NEED, not just want.

[mskryxz]

Buy bitcoin and hold!

Come back in a few years!

[arallmuus]

Buy bitcoin and hold!

Come back in a few years!

You seem to be confusing saving and investing there. Judging from your "words" I could say that you are holding and expecting the price to be 3,4 or 5 figures at least. The fact is that saving is different from investing, saving is merely putting your money safe and thats all.
If you are going to save in form of BTC then you should already be aware and able to take the risk due to the volatility . Your saving could be half of the value you put in before or it could be 2x of what you put in . On the other hand , if you are saving with BTC then you could rest assure about the security of it unless it is not connected to the network

[Don007]

Buy bitcoin and hold!

Come back in a few years!

You seem to be confusing saving and investing there. Judging from your "words" I could say that you are holding and expecting the price to be 3,4 or 5 figures at least. The fact is that saving is different from investing, saving is merely putting your money safe and thats all.
If you are going to save in form of BTC then you should already be aware and able to take the risk due to the volatility . Your saving could be half of the value you put in before or it could be 2x of what you put in . On the other hand , if you are saving with BTC then you could rest assure about the security of it unless it is not connected to the network

"Saving" in Bitcoin is quite attractive for people already saving much money (in order to prevent to pay tax, although here in The Netherlands you're still obligated to fill in your worth in Bitcoin for the tax).

I think you can also see buying Bitcoin as a way of investment because of the volatilty. It's a bit of a gamble whether you are going to make money or loose money. That's the same with investments (with high risks).

[wearepoor]

If a person wants to save, they don't open a god damn thread on an online forum and seek advise on how can you save... and the worst thing is you have described no fucking personal details as all, for an accurate calculation. The best way for any xyz person to save is divide his earnings and remove a portion of his source for savings. Don't touch that money till its a huge amount and spend it on something you NEED, not just want.

Exactly it is as simple as that. Just avoid unwanted expenses or delay them to the next month. And saving requires a great level of discipline and need to follow it right from the dawn to the dark and it totally depends on an individual how he takes care of his expenses.

[Dotakels]

If a person wants to save, they don't open a god damn thread on an online forum and seek advise on how can you save... and the worst thing is you have described no fucking personal details as all, for an accurate calculation. The best way for any xyz person to save is divide his earnings and remove a portion of his source for savings. Don't touch that money till its a huge amount and spend it on something you NEED, not just want.

Exactly it is as simple as that. Just avoid unwanted expenses or delay them to the next month. And saving requires a great level of discipline and need to follow it right from the dawn to the dark and it totally depends on an individual how he takes care of his expenses.

You can't predict when the unexpected expenses come, so you just need is to get ready for that expenses, and if you are worrying about your savings, don't worry because you are saving for that reasons and not all of your savings are going to spend with only that case.