How to save money.

[Miss Fortune]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Funny I think I am not in a good position to answer this question, but I might as well try, as I observe it is very hard to earn money but very easy to spend them it is very important to save well here is one efficient tip to save is to separate money keep in the bank from the your daily expenses.

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[ralle14]

save money by only buy what you need and not always what you want

[randy8777]

One big way to save money is to drastically cut down on the amount of television you watch. There are a lot of financial benefits to this, less exposure to spending inducing ads, a lower electric bill and perhaps a lower cable bill if you downgrade your subscription more time to focus on other things in life — such as a side business — and so on.

great! you just saved yourself a few bucks after taking away the pleasure of watching tv. btw... only people at home without work fall for home shopping ads on tv.

[MF Doom]

One big way to save money is to drastically cut down on the amount of television you watch. There are a lot of financial benefits to this, less exposure to spending inducing ads, a lower electric bill and perhaps a lower cable bill if you downgrade your subscription more time to focus on other things in life — such as a side business — and so on.

great! you just saved yourself a few bucks after taking away the pleasure of watching tv. btw... only people at home without work fall for home shopping ads on tv.

the hidden savings with cutting back on tv is healthcare costs.  Well, assuming you replace the tv time with somthing where you arent sitting idly by on the couch.

someone should do a study to see the correlation btw hours in front of the tv, and high healthcare costs.  I'm sure it would be quite a strong correlation, especially years down the line.  plus, who is going to say in 30 years "jeez I wish I had watched more tv back in my 20's!"

[neochiny]

very nice advice..
but for some people and many of them.
its not really all about money.
so when you mention buying things that can
make them happy is just wasting money...
i doubt it. because for me...
you cant buy a real happiness in life.
in the long run. when you die. your money that
you save will be all wasted.
and your family members will fight to get your
hard earn money because of greediness.

[Linuld]

save money by only buy what you need and not always what you want

Do not buy unnecessary items then you can save lot of money and also no need to buy all latest gadgets instead just buy what it may need for you but many people just buy the latest items in the market but they never use them much so it is completely waste of money. If you want to save money then you must plan what and all you can avoid in buying.

[Denker]

save money by only buy what you need and not always what you want

Do not buy unnecessary items then you can save lot of money and also no need to buy all latest gadgets instead just buy what it may need for you but many people just buy the latest items in the market but they never use them much so it is completely waste of money. If you want to save money then you must plan what and all you can avoid in buying.

That's a really good advice. For instance when I look at my friends, many of them buy a new smartphone every 12-18 months.I have mine for 3 years now and it still works fine. The same goes with shoes or other stuff. I don't buy 5 pairs each year just because they are hip and trendy.

[futurebit640]

save money by only buy what you need and not always what you want

Do not buy unnecessary items then you can save lot of money and also no need to buy all latest gadgets instead just buy what it may need for you but many people just buy the latest items in the market but they never use them much so it is completely waste of money. If you want to save money then you must plan what and all you can avoid in buying.

That's a really good advice. For instance when I look at my friends, many of them buy a new smartphone every 12-18 months.I have mine for 3 years now and it still works fine. The same goes with shoes or other stuff. I don't buy 5 pairs each year just because they are hip and trendy.

That is the new trend to show off in public particularly young guys are so much interested in these new phone and they are ready to buy them even with high percentage of interest. That's why all these big telephone companies becoming very rich also these guys release new models every few months with some additional features and sell at high prices. Just avoid these thing then you will save lot of money in a year.

[Dotakels]

save money by only buy what you need and not always what you want

Do not buy unnecessary items then you can save lot of money and also no need to buy all latest gadgets instead just buy what it may need for you but many people just buy the latest items in the market but they never use them much so it is completely waste of money. If you want to save money then you must plan what and all you can avoid in buying.

That's a really good advice. For instance when I look at my friends, many of them buy a new smartphone every 12-18 months.I have mine for 3 years now and it still works fine. The same goes with shoes or other stuff. I don't buy 5 pairs each year just because they are hip and trendy.

That is the new trend to show off in public particularly young guys are so much interested in these new phone and they are ready to buy them even with high percentage of interest. That's why all these big telephone companies becoming very rich also these guys release new models every few months with some additional features and sell at high prices. Just avoid these thing then you will save lot of money in a year.

yeah thats right and the great way so that you can save your money is wait for a time when they release again a new model it will cover now the last model and the price of it will now decrease so you can buy the phone with low price.

[suparman987]

save money by only buy what you need and not always what you want

and choose about investment option.. small earning but have plus point

[apriyani420]

the best way to save bitcoins is definitely not gamble them all and not invest it into hyips, i lost a lot on those two aspects and now i dont do it

[bobc1994]

Sadly, I can't afford to put money into savings at the moment, but I'm looking to get to a point where I can.

[Triple]

Great advice. But how would you start the approach of renting out an apartment without a huge amount of money to begin with?

[Dotakels]

Great advice. But how would you start the approach of renting out an apartment without a huge amount of money to begin with?

You don't need to rent an apartment you can live with your parents and ask them if you can stay with them temporarily until you can save and you can live with yourself.

[scumbag]

Your wage per hour is high enough to live a decent life  Unlike here in my country where the minimum wage for an 8 hour work is lower than your wage per hour.

You gave some real good advice here but I have to disagree at some point.

Having fun at some time is necessary. It's not a waste of money. A human being needs to aomehow take time to enjoy, reward theirselves with something they want. All monwy shouldn't be saved. Once and a while we need to spend for ourselves. It's essential to have a better life.

[Falconer]

the best way to save bitcoins is definitely not gamble them all and not invest it into hyips, i lost a lot on those two aspects and now i dont do it

I am really bit confused why you thought gambling is a place to save bitcoin. Thats a place to bet your money. If you want to save your bitcoin, just keep it in your wallet.

[deisik]

the best way to save bitcoins is definitely not gamble them all and not invest it into hyips, i lost a lot on those two aspects and now i dont do it

I am really bit confused why you thought gambling is a place to save bitcoin. Thats a place to lose your money. If you want to save your bitcoin, just keep it in your wallet.

Let's call a spade a spade

[michietn94]

We can save our money by saving on bank or invest on property.

If we want to save on bank, make sure that you have ID and making min initial deposit.
If you have big enough capital, you may invest for something precious like jewelry or property like land,house, apartment,etc since these investment type value will keep increasing year by year

[Falconer]

the best way to save bitcoins is definitely not gamble them all and not invest it into hyips, i lost a lot on those two aspects and now i dont do it

I am really bit confused why you thought gambling is a place to save bitcoin. Thats a place to lose your money. If you want to save your bitcoin, just keep it in your wallet.

Let's call a spade a spade

Actually I get little profit from gambling.

We can save our money by saving on bank or invest on property.

If we want to save on bank, make sure that you have ID and making min initial deposit.
If you have big enough capital, you may invest for something precious like jewelry or property like land,house, apartment,etc since these investment type value will keep increasing year by year

I think investment isnt a way to save our money. Its same like gambling but with less risk.

[Franciem]

save your money with safety at bitcoin
you never scared because you are own the bank
bitcoin is like a bank