DNotes 2.0 - Staking, CRISP Interest, DNotes Pay

[Chase]

The blockchain hype is leaving me speechless...


This Company Added the Word ‘Blockchain’ to Its Name and Saw Its Shares Surge 394%

https://www.bloomberg.com/news/articles/2017-10-27/what-s-in-a-name-u-k-stock-surges-394-on-blockchain-rebrand

[DNotes]

This is a fairly common question: How will the swap process will work for DNotesVault account holders?

Once the DNotes 2.0 launch date is set, we will email DNotesVault users as well as those that have signed up for the newsletter at DNotesCoin.com announcing the launch date and the following process.
Immediately after DNotes 2.0 launch date and time, DNotesVault will go down briefly while we upgrade DNotesVault, and create new wallets for each DNotesVault account holder.
Perform a batch transfer of DNotes 2.0 to those newly created DNotes 2.0 wallets.
Bring back up the DNotesVault, where all account holders will be able to login and see all of their DNotes have now been swapped, 1 for 1, with DNotes 2.0. Those DNotes 2.0 will then be available for regular use as previously.
Then we will send a follow up email notification to all DNotesVault users as well as those that have signed up for the newsletter at DNotesCoin.com.

We will attempt to make this swap process at the DNotesVault our first priority and minimize the downtime as much as possible. Also, all CRISP accounts will be converted to regular DNotesVault accounts at that time.

Additionally, for desktop wallet users (and non-DNotesVault users), we will have a manual swap process where you can send us your DNotes and provide us a DNotes 2.0 address. Anyone who would like to be notified via email, with full instructions, please sign up for our newsletter at DNotesCoin.com (at the bottom of the page).

[TeeGee]

This is a fairly common question: How will the swap process will work for DNotesVault account holders?

Once the DNotes 2.0 launch date is set, we will email DNotesVault users as well as those that have signed up for the newsletter at DNotesCoin.com announcing the launch date and the following process.
Immediately after DNotes 2.0 launch date and time, DNotesVault will go down briefly while we upgrade DNotesVault, and create new wallets for each DNotesVault account holder.
Perform a batch transfer of DNotes 2.0 to those newly create DNotes 2.0 wallets.
Bring back up the DNotesVault, where all account holders will be able to login and see all of their DNotes have now been swapped, 1 for 1, with DNotes 2.0. Those DNotes 2.0 will then be available for regular use as previously.
Then we will send a follow up email notification to all DNotesVault users as well as those that have signed up for the newsletter at DNotesCoin.com.

We will attempt to make this swap process at the DNotesVault our first priority and minimize the downtime as much as possible. Also, all CRISP accounts will be converted to regular DNotesVault accounts at that time.

Additionally, for desktop wallet users (and non-DNotesVault users), we will have a manual swap process where you can send us your DNotes and provide us a DNotes 2.0 address. Anyone who would like to be notified via email, with full instructions, please sign up for our newsletter at DNotesCoin.com (at the bottom of the page).

It is rather excellent that we have DNotesVault to facilitate the process ourselves, rather than using an exchange to do so -- pretty sure DNotes is the only currency to date that offers a service like the vault where such swaps could take place in the case of significant upgrades, let alone having deposit guarantees!

[clartedscunner]

Where is the wallet?

[DNotes]

Where is the wallet?

Welcome clartedscunner, you can download the DNotes 1.2 wallet here: http://dnotescoin.com/. If you are looking for the DNotes 2.0 wallet, it is not ready yet, but you can view the current screen shots from our progress here here: http://dnotescoin.com/dnotes-2-0-wallet-screen-shots/

[Hardniola]

Am a noble and I hold some dnote.....on polo what is note vault?

[Bitcoin!]

Will Polo be part of the swap?

[DNotes]

Am a noble and I hold some dnote.....on polo what is note vault?

Welcome Hardniola! DNotesVault is a online vault for secure online storage of your DNotes, managed by the DNotes team. All funds are managed using a completely offline process and all withdrawals are subject to our manual review process to help ensure account security. There is a guarantee fund to give account holders peace of mind that their DNotes are safe and backed by the fund. You can find more information at DNotesVault.com.

[DNotes]

Will Polo be part of the swap?

Hi Bitcoin! We do plan to contact PoloniEx and offer to see if they, along with other exchanges currently listing DNotes, would like to participate in the swap process to make it easy for their users and reduce downtime. However, it will be completely at their discretion. They would have to send us the DNotes in exchange for an equal amount of DNotes 2.0.

[sl-avik]

The chart below gives you an idea of the potential growth of DNotes 2.0 if you take advantage of the various rewards opportunities. Nothing is guaranteed in cryptocurrency, the markets are volatile, and you should never invest more than what you are comfortable putting into a high-risk investment.

The top half of the chart is the amount of DNotes you will earn based on the reward rates given. The bottom part is the dollar value of your DNotes after 10 years of compounding using different price scenarios.





Note: I used monthly compounding in the calculations for staking rewards - It may be off a bit, but it will be close. The $1,000 potential price for DNotes in the chart is my conservative example for Tim M's $4,000 price.  

Thanks Chase, for doing the math and presenting it so clearly. I really like it how you broke it down into the increasing number of DNotes due to holding onto the investment, and the increase in value of the total amount of DNotes owned with different projections. Very clear. I often hear how Alan and the DNotes team believe it is important to start saving early, but seeing the numbers, and the impact of compound interest makes that so much more clear.

ok, if DNotes will 10$ why now price such low?
where support?
why people do not want buy DNotes now when it such low and price all time down?
and when price stop go down?
how DNotes will 10$ if price again down and down?

ps it is hard will constructively when depo reduced x2, so I understand that after hard fell will great grow, I think that DNotes now look like POT, BELA, XEM or DGB years ago so only wait but is very hard

[Chase]

ok, if DNotes will 10$ why now price such low?
where support?
why people do not want buy DNotes now when it such low and price all time down?
and when price stop go down?
how DNotes will 10$ if price again down and down?

Hi sl-avik,

The chart is merely showing how the DNotes 2.0 CRISP interest, staking reward, and the 365 day deposit will add to your balance. The second part of the chart shows how an increase in the price of DNotes over the next 10 years would affect your long-term investment.

"The chart below gives you an idea of the potential growth of DNotes 2.0 if you take advantage of the various rewards opportunities. Nothing is guaranteed in cryptocurrency, the markets are volatile, and you should never invest more than what you are comfortable putting into a high-risk investment."  

As far as the price going down, DNotes is not alone - it is the nature of the industry. The majority of people in crypto right now are attracted to the latest hyped up ICO, and may not understand the significance of DNotes doing things differently. Many of the coins with inflated marketcaps have nothing to support their value, and could see a lot of selling pressure in the near future.

If you want to know why I believe DNotes has the potential to grow to $10 - $100 in 10 years, you may want to check out the roadmap here - https://bitcointalk.org/index.php?topic=1924858.0  

[DCEBrief]

BOK Governor: Future Bitcoin Regulation to Treat Crypto as Commodity, Not Currency

https://dcebrief.com/bok-governor-future-bitcoin-regulation-to-treat-crypto-as-commodity-not-currency/

[TimMarsh]

New additions to the Four Pillars membership site

The videos will be available to watch via the links below for a short period of time, after that they will only be accessible from the membership site.
[...]

Leaders and Great
Decision-Making

https://youtu.be/f0CfBQ0cd8A

This is the first time I've heard someone talk about the importance of making your decisions promptly. It would seem to be an obvious thing to do, but in many workplaces I've seen work stalled for a long time while waiting on a decision. And I've experienced what Alan mentioned where staff need to get the job done, so they make a decision themselves. Sometimes this has been okay, and sometimes the staff have lacked all of the important information and re-work was required.

I'm also really glad to hear Alan saying that it is important to follow your instinct and learn to trust your gut. What I'm hearing from management principles lately is that you need to be able to justify your decisions with logic, that you can't make them on a whim. But I'm on Alan's side with this one. Logic has it's place and no go leader will make a decision lightly when they know it is illogical. But successful managers might well make decisions that seem illogical by following their instinct, and then turn out to be right.

Life is not a closed system, the information that we're given is rarely more than a snap shot of an approximation made a some point in the past, and the rules we apply to our logic can often turn out to be old and faulty wisdom. Some of this old-wisdom persists in some cultures when it has been completely disproven in other cultures. For example, in Australia, the current wisdom is still, "When opening a shop, put it where there is nobody selling your product so that you capture that market." In Southeast Asia, the best place to put a shop is clearly right next to where there are lots of others selling the same thing. But if you look at results, even in Australia, the most successful shops are the ones that are clustered by product. If there are four Italian restaurants in one suburb, and just one Italian restaurant in a suburb closer to you, customers are more likely to drive further to the cluster of Italian restaurants than to go to the closer shop.

But the worst thing about following logic is that it discards the powerful and complex abilities of your brain to draw on thousands of seemingly unrelated data points and correctly predict the best course of action. This ability runs much deeper than our conscious thoughts that we're aware of. And because the magic is done behind a closed curtain, many people find it much harder to trust, than the conscious little steps that we can take with logic. It takes courage to follow intuition over logic. But experience of success in doing it, and as Alan said, "honing your skills", makes doing this become more natural over time.

[Dyna]

ok, if DNotes will 10$ why now price such low?
where support?
why people do not want buy DNotes now when it such low and price all time down?
and when price stop go down?
how DNotes will 10$ if price again down and down?

Hi sl-avik,

The chart is merely showing how the DNotes 2.0 CRISP interest, staking reward, and the 365 day deposit will add to your balance. The second part of the chart shows how an increase in the price of DNotes over the next 10 years would affect your long-term investment.

"The chart below gives you an idea of the potential growth of DNotes 2.0 if you take advantage of the various rewards opportunities. Nothing is guaranteed in cryptocurrency, the markets are volatile, and you should never invest more than what you are comfortable putting into a high-risk investment."  

As far as the price going down, DNotes is not alone - it is the nature of the industry. The majority of people in crypto right now are attracted to the latest hyped up ICO, and may not understand the significance of DNotes doing things differently. Many of the coins with inflated marketcaps have nothing to support their value, and could see a lot of selling pressure in the near future.

If you want to know why I believe DNotes has the potential to grow to $10 - $100 in 10 years, you may want to check out the roadmap here - https://bitcointalk.org/index.php?topic=1924858.0  

"Where we are now matters far less than where we are going from here", is a direct quote from my book. Once again, you are right, Chase. I forgot my own saying, and did not look at DNotes' roadmap when I said that $10 potential for DNotes was "too rich." DNotes is positioned for rapid growth and it will begin next year. 

[TeeGee]

ok, if DNotes will 10$ why now price such low?
where support?
why people do not want buy DNotes now when it such low and price all time down?
and when price stop go down?
how DNotes will 10$ if price again down and down?

Hi sl-avik,

The chart is merely showing how the DNotes 2.0 CRISP interest, staking reward, and the 365 day deposit will add to your balance. The second part of the chart shows how an increase in the price of DNotes over the next 10 years would affect your long-term investment.

"The chart below gives you an idea of the potential growth of DNotes 2.0 if you take advantage of the various rewards opportunities. Nothing is guaranteed in cryptocurrency, the markets are volatile, and you should never invest more than what you are comfortable putting into a high-risk investment." 

As far as the price going down, DNotes is not alone - it is the nature of the industry. The majority of people in crypto right now are attracted to the latest hyped up ICO, and may not understand the significance of DNotes doing things differently. Many of the coins with inflated marketcaps have nothing to support their value, and could see a lot of selling pressure in the near future.

If you want to know why I believe DNotes has the potential to grow to $10 - $100 in 10 years, you may want to check out the roadmap here - https://bitcointalk.org/index.php?topic=1924858.0   

"Where we are now matters far less than where we are going from here", is a direct quote from my book. Once again, you are right, Chase. I forgot my own saying, and did not look at DNotes' roadmap when I said that $10 potential for DNotes was "too rich." DNotes is positioned for rapid growth and it will begin next year. 

It's a great quote -- all good projects are built on solid foundations and fundamentals. DNotes have spent years making sure they get the right foundation in place before planning to rapidly scale and adjust the system to need beginning next year, as Alan has pointed out. People often do not recognise the importance of proper fundamentals at the start because they are usually attracted to what is right before them, and visible. DNotes success centres on its plans in its roadmap. Right now in this space people can see new ICO projects that offer some interesting features, and some projects that are cryptocurrencies and others that are development platforms that also do cool things. There are also decentralized exchanges and fiat gateways we like to use, and payment processors, and then there is traditional banking etc. Each of these groups have their own market segment that they generally stick to and compete in. DNotes plans to do all of these things and bring them under one roof to make spending money even easier than it is for us today, without anywhere near the costs! Once people can spend money fast, cheap, and easily, they'll have something before them that is both visible and useful that is not offered by others -- and they will want to buy it. At that stage, the price could go to anything. What is the market value of something that is better than traditional banking, can do what VISA does, and offers all of the necessities we need in the cryptospace in a tightly integrated fashion?

Successful projects like the one described above must begin with sound foundations and fundamentals. The quote from Alan's book encapsulates it nicely.

[Dyna]

New additions to the Four Pillars membership site

The videos will be available to watch via the links below for a short period of time, after that they will only be accessible from the membership site.
[...]

Leaders and Great
Decision-Making

https://youtu.be/f0CfBQ0cd8A

This is the first time I've heard someone talk about the importance of making your decisions promptly. It would seem to be an obvious thing to do, but in many workplaces I've seen work stalled for a long time while waiting on a decision. And I've experienced what Alan mentioned where staff need to get the job done, so they make a decision themselves. Sometimes this has been okay, and sometimes the staff have lacked all of the important information and re-work was required.

I'm also really glad to hear Alan saying that it is important to follow your instinct and learn to trust your gut. What I'm hearing from management principles lately is that you need to be able to justify your decisions with logic, that you can't make them on a whim. But I'm on Alan's side with this one. Logic has it's place and no go leader will make a decision lightly when they know it is illogical. But successful managers might well make decisions that seem illogical by following their instinct, and then turn out to be right.

Life is not a closed system, the information that we're given is rarely more than a snap shot of an approximation made a some point in the past, and the rules we apply to our logic can often turn out to be old and faulty wisdom. Some of this old-wisdom persists in some cultures when it has been completely disproven in other cultures. For example, in Australia, the current wisdom is still, "When opening a shop, put it where there is nobody selling your product so that you capture that market." In Southeast Asia, the best place to put a shop is clearly right next to where there are lots of others selling the same thing. But if you look at results, even in Australia, the most successful shops are the ones that are clustered by product. If there are four Italian restaurants in one suburb, and just one Italian restaurant in a suburb closer to you, customers are more likely to drive further to the cluster of Italian restaurants than to go to the closer shop.

But the worst thing about following logic is that it discards the powerful and complex abilities of your brain to draw on thousands of seemingly unrelated data points and correctly predict the best course of action. This ability runs much deeper than our conscious thoughts that we're aware of. And because the magic is done behind a closed curtain, many people find it much harder to trust, than the conscious little steps that we can take with logic. It takes courage to follow intuition over logic. But experience of success in doing it, and as Alan said, "honing your skills", makes doing this become more natural over time.

Tim, here is my quick response since I am still on the road. A good leader must be prompt and decisive. Great decisions are often guided by established principles and mindset which are part of the established culture in which the company operates. I always promote a strong unified culture as a major contributor to business success. When everyone shares many common goals and beliefs they tend to arrive at the same conclusions and likely to make similar decisions. Once we learned the best decision making process and  consistently make the right decision - decision making, especially on smaller issues, become instinctive. This is a hugely important subject and one that I am very comfortable with. I could include a dedicated video on this subject one day. I still have a long way to go before I am done with the first 70. I am committed to have them done by this Christmas.

[Dyna]

ok, if DNotes will 10$ why now price such low?
where support?
why people do not want buy DNotes now when it such low and price all time down?
and when price stop go down?
how DNotes will 10$ if price again down and down?

Hi sl-avik,

The chart is merely showing how the DNotes 2.0 CRISP interest, staking reward, and the 365 day deposit will add to your balance. The second part of the chart shows how an increase in the price of DNotes over the next 10 years would affect your long-term investment.

"The chart below gives you an idea of the potential growth of DNotes 2.0 if you take advantage of the various rewards opportunities. Nothing is guaranteed in cryptocurrency, the markets are volatile, and you should never invest more than what you are comfortable putting into a high-risk investment." 

As far as the price going down, DNotes is not alone - it is the nature of the industry. The majority of people in crypto right now are attracted to the latest hyped up ICO, and may not understand the significance of DNotes doing things differently. Many of the coins with inflated marketcaps have nothing to support their value, and could see a lot of selling pressure in the near future.

If you want to know why I believe DNotes has the potential to grow to $10 - $100 in 10 years, you may want to check out the roadmap here - https://bitcointalk.org/index.php?topic=1924858.0   

"Where we are now matters far less than where we are going from here", is a direct quote from my book. Once again, you are right, Chase. I forgot my own saying, and did not look at DNotes' roadmap when I said that $10 potential for DNotes was "too rich." DNotes is positioned for rapid growth and it will begin next year. 

It's a great quote -- all good projects are built on solid foundations and fundamentals. DNotes have spent years making sure they get the right foundation in place before planning to rapidly scale and adjust the system to need beginning next year, as Alan has pointed out. People often do not recognise the importance of proper fundamentals at the start because they are usually attracted to what is right before them, and visible. DNotes success centres on its plans in its roadmap. Right now in this space people can see new ICO projects that offer some interesting features, and some projects that are cryptocurrencies and others that are development platforms that also do cool things. There are also decentralized exchanges and fiat gateways we like to use, and payment processors, and then there is traditional banking etc. Each of these groups have their own market segment that they generally stick to and compete in. DNotes plans to do all of these things and bring them under one roof to make spending money even easier than it is for us today, without anywhere near the costs! Once people can spend money fast, cheap, and easily, they'll have something before them that is both visible and useful that is not offered by others -- and they will want to buy it. At that stage, the price could go to anything. What is the market value of something that is better than traditional banking, can do what VISA does, and offers all of the necessities we need in the cryptospace in a tightly integrated fashion?

Successful projects like the one described above must begin with sound foundations and fundamentals. The quote from Alan's book encapsulates it nicely.

TeeGee, you are 100% correct. DNotes has a different vision and commitment since it was founded 3 1/2 years ago. Instead of going for "fast $$$" we have been investing heavily in ecosystem and foundation building. We are now well positioned. Our next phase will reflect the beginning of an aggressive expansion starting in 2018. Take a close look at our roadmap. Don't miss the train that is almost ready to leave the station.

[MiningHabit]

ok, if DNotes will 10$ why now price such low?
where support?
why people do not want buy DNotes now when it such low and price all time down?
and when price stop go down?
how DNotes will 10$ if price again down and down?

Hi sl-avik,

The chart is merely showing how the DNotes 2.0 CRISP interest, staking reward, and the 365 day deposit will add to your balance. The second part of the chart shows how an increase in the price of DNotes over the next 10 years would affect your long-term investment.

"The chart below gives you an idea of the potential growth of DNotes 2.0 if you take advantage of the various rewards opportunities. Nothing is guaranteed in cryptocurrency, the markets are volatile, and you should never invest more than what you are comfortable putting into a high-risk investment."  

As far as the price going down, DNotes is not alone - it is the nature of the industry. The majority of people in crypto right now are attracted to the latest hyped up ICO, and may not understand the significance of DNotes doing things differently. Many of the coins with inflated marketcaps have nothing to support their value, and could see a lot of selling pressure in the near future.

If you want to know why I believe DNotes has the potential to grow to $10 - $100 in 10 years, you may want to check out the roadmap here - https://bitcointalk.org/index.php?topic=1924858.0  

A couple of cents to add to this thread....Chase, whilst I appreciate your chart, I'm not sure it quite lands as intended. sl-avik brings up some important points as to why.

Personally, I have a very outsized part of my Crypto portfolio in DNotes. Have held and not sold literally since the first block. Though I did sell some to bet on the last world cup in bitcoin :-)  And I won't lie, it does hurt whenever I update my holdings to see litecoin or bitcoin crushing it, and DNotes going from Top 75 to 100...200...and now 300.

Within that context, sl-avik's confusion is understandable. Citing numbers that require 125%-200% compound annual growth rates for illustration purposes....is not terribly illustrative.

To couch this in the IRL realm....

I feel exactly the same way looking back on some investor pitches and Board decks we've created for my company in the past. Some of the growth numbers we used were wild. And in present day looking back, wildly off. They were possible at the time, but I think we ended up doing a disservice to ourselves by setting the context in such a way.

I feel similar to some projections that we've sent out recently. In fact this was my exact critique to my CEO on Friday when reviewing something we were sending over a possible partner.

[DNotes]

ok, if DNotes will 10$ why now price such low?
where support?
why people do not want buy DNotes now when it such low and price all time down?
and when price stop go down?
how DNotes will 10$ if price again down and down?

Hi sl-avik,

The chart is merely showing how the DNotes 2.0 CRISP interest, staking reward, and the 365 day deposit will add to your balance. The second part of the chart shows how an increase in the price of DNotes over the next 10 years would affect your long-term investment.

"The chart below gives you an idea of the potential growth of DNotes 2.0 if you take advantage of the various rewards opportunities. Nothing is guaranteed in cryptocurrency, the markets are volatile, and you should never invest more than what you are comfortable putting into a high-risk investment."  

As far as the price going down, DNotes is not alone - it is the nature of the industry. The majority of people in crypto right now are attracted to the latest hyped up ICO, and may not understand the significance of DNotes doing things differently. Many of the coins with inflated marketcaps have nothing to support their value, and could see a lot of selling pressure in the near future.

If you want to know why I believe DNotes has the potential to grow to $10 - $100 in 10 years, you may want to check out the roadmap here - https://bitcointalk.org/index.php?topic=1924858.0  

A couple of cents to add to this thread....Chase, whilst I appreciate your chart, I'm not sure it quite lands as intended. sl-avik brings up some important points as to why.

Personally, I have a very outsized part of my Crypto portfolio in DNotes. Have held and not sold literally since the first block. Though I did sell some to bet on the last world cup in bitcoin :-)  And I won't lie, it does hurt whenever I update my holdings to see litecoin or bitcoin crushing it, and DNotes going from Top 75 to 100...200...and now 300.

Within that context, sl-avik's confusion is understandable. Citing numbers that require 125%-200% compound annual growth rates for illustration purposes....is not terribly illustrative.

To couch this in the IRL realm....

I feel exactly the same way looking back on some investor pitches and Board decks we've created for my company in the past. Some of the growth numbers we used were wild. And in present day looking back, wildly off. They were possible at the time, but I think we ended up doing a disservice to ourselves by setting the context in such a way.

I feel similar to some projections that we've sent out recently. In fact this was my exact critique to my CEO on Friday when reviewing something we were sending over a possible partner.

While I won't make predictions of the future price of DNotes, we are constantly growing and moving DNotes into a better position on multiple fronts and I believe that should be reflected in the value of DNotes. The comparison of company growth may not exactly be a good measure to compare to cryptocurrency, they are both speculative in different ways, also a company doesn't typically generate new shares on a constant basis like a cryptocurrency. Growth and prediction factors will be wildly different at this stage. Chase is merely putting forth a personal opinion, with some figures with a range of prices, rather than an official growth projection from DNotes Global Inc. Ultimately giving people an informed way to make their own judgement.

One of the factors at play today is block reward. The blockchain today releases upwards of 30,000 DNotes per day or almost 1,000,000 DNotes per month to miners, the majority of which have significant reasons to immediately liquidate those DNotes. Such as electricity and hardware costs. So let's say buy support has to continue at somewhere in the range of $50,000 currently per month just to compensate for the mining reward, creating constant negative pressure on the market. Additional buy support appears to come in waves, and I'm sure much of that is speculators, buying with the intent of selling at a higher price as soon as possible. The lasting effect from buy support can only be short lived in this environment with stronger sell pressure the more buy support there is.

Now imagine if the negative pressure is reversed. Instead of releasing coins to miners with significant reasons to sell, what if they were released to holders of DNotes with no electricity or hardware costs with significant reasons to hold their DNotes while maintaining if not growing DNotes support and perceived value?

If the price remains the same or goes down, it may appear there is no support, but in fact there a significant amount of support just to maintain the price.

[Chase]

ok, if DNotes will 10$ why now price such low?
where support?
why people do not want buy DNotes now when it such low and price all time down?
and when price stop go down?
how DNotes will 10$ if price again down and down?

Hi sl-avik,

The chart is merely showing how the DNotes 2.0 CRISP interest, staking reward, and the 365 day deposit will add to your balance. The second part of the chart shows how an increase in the price of DNotes over the next 10 years would affect your long-term investment.

"The chart below gives you an idea of the potential growth of DNotes 2.0 if you take advantage of the various rewards opportunities. Nothing is guaranteed in cryptocurrency, the markets are volatile, and you should never invest more than what you are comfortable putting into a high-risk investment."  

As far as the price going down, DNotes is not alone - it is the nature of the industry. The majority of people in crypto right now are attracted to the latest hyped up ICO, and may not understand the significance of DNotes doing things differently. Many of the coins with inflated marketcaps have nothing to support their value, and could see a lot of selling pressure in the near future.

If you want to know why I believe DNotes has the potential to grow to $10 - $100 in 10 years, you may want to check out the roadmap here - https://bitcointalk.org/index.php?topic=1924858.0  

A couple of cents to add to this thread....Chase, whilst I appreciate your chart, I'm not sure it quite lands as intended. sl-avik brings up some important points as to why.

Personally, I have a very outsized part of my Crypto portfolio in DNotes. Have held and not sold literally since the first block. Though I did sell some to bet on the last world cup in bitcoin :-)  And I won't lie, it does hurt whenever I update my holdings to see litecoin or bitcoin crushing it, and DNotes going from Top 75 to 100...200...and now 300.

Within that context, sl-avik's confusion is understandable. Citing numbers that require 125%-200% compound annual growth rates for illustration purposes....is not terribly illustrative.

To couch this in the IRL realm....

I feel exactly the same way looking back on some investor pitches and Board decks we've created for my company in the past. Some of the growth numbers we used were wild. And in present day looking back, wildly off. They were possible at the time, but I think we ended up doing a disservice to ourselves by setting the context in such a way.

I feel similar to some projections that we've sent out recently. In fact this was my exact critique to my CEO on Friday when reviewing something we were sending over a possible partner.

yes im a long term investor im gonna hold for at least a year your website looks very professional and i like your vision so im gonna ride out with yall

Hi Queen_Amber, I'm neither an investment adviser, nor an expert, but he's my thoughts anyway... You bought at a great time, with the price currently so very low. I'm 48 years old and grew up in a time when a long-term investment was ten or more years. Investing in something for less than one year was something I'd never heard of. So it says a lot about the cryptocurrency market that you call one year a long-term investment.

I think it is very reasonable to expect the value of DNotes to jump if they deliver a bug-free, easy-to-use, wallet for DNotes2.0. I also believe that they are committed to doing this and capable of achieving it. I understand they intend to do it soon, but coding is not simple and moving it to C#, while it takes more time, is worth the effort and investment. So I'm going to talk about a date that is either one year from now, or a few months after the release of DNotes2.0, which ever happens LAST.

My recommendation would be to decide what a good return on your investment is. Considering this is not a guaranteed investment, and one some market sectors would label high-risk, it should be a high return. Maybe somewhere between making and extra 20–100%. On the one-year date, if you sell enough DNotes to make back that investment, you've made a profit that you can spend. Then the rest of the DNotes you did not need to sell to make your profit can continue to perform as your investment.

I say this because while I think a jump in the near future is likely with DNotes2.0. I think it is also very likely that DNotes will succeed in many of its long-term goals, bringing the value of NOTE much higher still.

For example, let's say $600 bought 15,000 DNotes at $0.04 each. Then in a year, DNotes is worth forty cents each. And say you wanted to double your investment. You could sell 3,000 of your DNotes and get $1,200 back. Then you could leave the remaining 12,000 DNotes to accrue value like an old-school long-term investment for ten years. Maybe by then it will be worth nothing, it is possible. In that case, you still doubled your money. But it is just as likely that DNotes is being used for daily transactions and a single DNote could be worth $4,000. This would give you a portfolio worth $4,800,000. Not bad for a risk-free investment after already doubling your money.

But let's say that DNotes sits around the same price you bought it at and you let it just earn interest over the ten years. As I understand it, there is a monthly reward, and an annual reward, and a staking reward. These compound over different periods, and I'm likely to get the math wrong. I'm also aware that the DNotes team have people that could do that math very easily. But the $600 investment, compounded over ten years, will still earn you plenty of interest. Feel like doing the math TeeGee?

So however you look at it, I can understand you being excited about your investment. I've also found the DNotes community to be both knowledgeable and helpful, not just about DNotes, but anything to do with cryptocurrency. So as well as making an investment, you've joined a community of great people. So I hope to see more of your posts on this forum and enjoying all of the benefits.

Hi MiningHabit,

These aren't my "growth numbers" or projections of any kind, and certainly isn't some scammy investor pitch. You may have missed TimMarsh's post (above), which was the whole reason for the chart:

Tim: "But it is just as likely that DNotes is being used for daily transactions and a single DNote could be worth $4,000."

If DNotes is going to be successful as global digital currency for all, an investment vehicle, next-gen venture capital, used in global trade & commerce, etc, what do you think the marketcap would have to be in 10 years to encompass all those functions? I wanted to answer the math side of the question, but the conservative side of me would only go up to $1,000. 

"Note: I used monthly compounding in the calculations for staking rewards - It may be off a bit, but it will be close. The $1,000 potential price for DNotes in the chart is my conservative example for Tim M's $4,000 price."

This is what I was aiming for in presenting the chart this way:

Tim: "Thanks Chase, for doing the math and presenting it so clearly. I really like it how you broke it down into the increasing number of DNotes due to holding onto the investment, and the increase in value of the total amount of DNotes owned with different projections. Very clear. I often hear how Alan and the DNotes team believe it is important to start saving early, but seeing the numbers, and the impact of compound interest makes that so much more clear."

At the end of 10 years, it shows how many DNotes you have, and you decide what you think the price will be at that time. The 'illustrative' intention of $10, $100, or $1,000, was to make it easy for anyone to calculate a projected potential unit price based on what THEY thought it might be. ie. - if I think DNotes will be $200 each, I only need to double the calculation at $100.

MiningHabit: "Within that context, sl-avik's confusion is understandable. Citing numbers that require 125%-200% compound annual growth rates for illustration purposes....is not terribly illustrative."

Almost every other cryptocurrency has already experienced their massive price appreciation with nothing to back it. DNotes has purposely stayed low key and now has significant value available at a very low price - this is a fact, and nothing more. It is very shortsighted to look at DNotes current price as any indication of where it will be in 10 years.

"Where we are now matters far less than where we are going from here." -Alan Yong