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1241  Economy / Economics / Re: Rent or buy real estate - let's have a debate on: June 17, 2023, 09:06:37 PM
I have been debating about it with couple of my colleagues whether stay on rent or buy a property.

Let's assume, you are well capable enough to buy a new property through bank loan. Your income supports the mortgage payment so banks are willing to lend you money.

What will be the best route to take? Buy the property or stay in a rented place?

The usual appreciation rate of your property value is around 10% owing to the development work that are ongoing. For rented property, your rent increases by 15% every year.

What's the better option for you and why?

It really depends on your situation.  If ypu are still transitioning and don't know where you eventually want to settle down I would rent.  The downside of renting is that you can't control your overhead costs like rent $.  The downside to owning in the short term is that the market could drop and if you wanted to move would be upside down on your investment.  If thinking longterm stay I'd always go for buying vs renting.
1242  Alternate cryptocurrencies / Speculation (Altcoins) / Re: Could Litecoin Really Go Parabolic This Summer? on: June 17, 2023, 09:04:09 PM
Litecoin settled back down since this thread was created.  I think halving is just an event and shoukd spur too much action.  Last event nothing really happened either.  In most cases litecoin will track to what bitcoin is doing regardless of what events are in front of litecoin.
1243  Alternate cryptocurrencies / Altcoin Discussion / Re: Why haven't anyone created a crypto currency name Merit yet? on: June 17, 2023, 09:01:38 PM
I don't really understand this comment or post?  Are people down to just looking at coin names at this point?  What's the difference if something is called merit, tree, Bob, etc.  It's just a name.  I would counter with I can't believe people made coins with some of the crazy names they called them.  It's about the underlying project behind it though right?
1244  Economy / Gambling discussion / Re: He Committed Suicide After Losing School fees, And That Of Friend To Betting.. on: June 17, 2023, 08:58:13 PM
First I've seen of this that's brutal.  But there has to be more to the story than losing just school fees right?  I mean anyone can rebound from that.  There had to be some underlying issues that this is what pushed them over the edge.  Maybe I'm wrong and if I am this is definitely the dark side to not only gambling but the addiction of gambling.
1245  Economy / Gambling discussion / Re: 2023 NBA Season on: June 17, 2023, 08:55:53 PM

Well, it's official.

Ja Morant has be suspended for 25 games: https://www.espn.com/nba/story/_/id/37863825/sources-grizzlies-ja-morant-suspended-25-games-nba

In my opinion, he got lucky. Many outlets spoke of a much higher punishment, even up to 1 season. The number which circulated the most was 30 games. So now it's "just" 25 games, seems like a good deal for him.

If he will learn something from the whole situation is a different story, der Grizzlies can only hope he does.
This will definitely harm Memphis to play without him in the first 30% of the season, at least they don't have to pay him for that time I guess.  Grin

How many games did Morant miss because of his first suspension? It seems like only 8 games. In my opinion, the NBA management is too soft on him because another 25-game suspension won't make him more responsible. As for the Grizzlies, the only good thing for them is that they'll be able to save about $10 million because of this Morant suspension next season.
Honestly, I wouldn't be surprised if Morant fools around again next season. In that case, the Grizzlies will probably run out of patience.

Exactly, this is still wanted or needed Ja Morant in the NBA, and so as much his behavior is not accepted in pro ranks, not just in basketball, the NBA commissioner needs Ja for viewership and I think that's what the critics of Adam Silver is saying about him and obviously the punishment is too soft.

It's just a question on what if Ja Morant violated again?

Is he willing to banish him from the league or just another suspension. Money wise this is nothing to Ja as he still has the Nike sponsorship if I'm not mistaken.

The sponsorship goes along with the person.  Meaning if he screws around again Nike will probably drop him.  In the world we live in today and cancel culture people will start boycotting brands that defend what people perceive as "not good".  We were all young and screwd around not making excuses but when ypu are young you make dumb mistakes.  It's not the mistake that defines ypu its how you respond afterwards.  It's up to ja at this point because dude has the world in his hand if he wanted it.
1246  Alternate cryptocurrencies / Altcoin Discussion / Re: Buy ETH as much as you can.... on: June 16, 2023, 09:54:13 PM
I see ETH to become next blessing in disguise, I remember when it was around $100 people condemned it not to go anywhere within the space of a month interval ETH shuck the price in 500% increase and today is about $1800 let's watch and see ETH will create unbreakable records, channel some useless coins you have to ETH and relax in future.

I mean same could be said for bitcoin.  But you are on the right track.  Dump some of the more useless coins and put them into coins like eth and bitcoin who will end up driving the market.  Any reason you think eth this time around or you just think because last time it killed it that this time it will too?
1247  Economy / Gambling discussion / Re: FIFA World Cup 2026 :Canada/Mexico/United States: Discussion Thread on: June 16, 2023, 09:50:35 PM
Anyone watch the US vs Mexico game last night in the Concacaf semi.  Great game from the US side but it got ugly.  Bad blood between the 2 teams came out hopefully this is a start to something bigger.  Hope they somehow align them so it's a possibility they end up playing in the knockout stages against each other. 
1248  Economy / Gambling discussion / Re: 2023 NBA Season on: June 16, 2023, 09:47:39 PM

Well, it's official.

Ja Morant has be suspended for 25 games: https://www.espn.com/nba/story/_/id/37863825/sources-grizzlies-ja-morant-suspended-25-games-nba

In my opinion, he got lucky. Many outlets spoke of a much higher punishment, even up to 1 season. The number which circulated the most was 30 games. So now it's "just" 25 games, seems like a good deal for him.

If he will learn something from the whole situation is a different story, der Grizzlies can only hope he does.
This will definitely harm Memphis to play without him in the first 30% of the season, at least they don't have to pay him for that time I guess.  Grin

It's a good thing he sells tickets.  I firmly believe anyone else who is just a role player gets a year.  This is an entertainment league and ja is one the the more entertaining players.  It's unfortunate but that's how it is.  Dude better grow up quick otherwise he will work his way into being blackballed by the owners and not able to sign.
1249  Economy / Gambling discussion / Re: Is There A Time That You Calculated All Your loses In One Year on: June 16, 2023, 04:46:25 PM
Honestly unless it's to offset wins for tax purposes I never want to see that lol.  Probably should because it will show me possibly where I go off the rails to stay away from those sports.  But because I just do it for fun I don't see a sense in that either way.  Probably too depressing as well 😀
1250  Economy / Gambling discussion / Re: 2023 NBA Season on: June 16, 2023, 04:44:50 PM
^ Dwight Howard said he would love to come off the bench for the Kings and help them win. I think on a good contract he’s probably a nice addition to the team. The Kings to me seem like they’re being well coached these days but their roster definitely leaves room for improvement. They’re just never able to lure free agents to Sacramento.

Dwight Howard is a good addition to the Kings but he needs to accept a contract where there is no guarantee for his playing time. Dwight can be a mentor and has some tricks to teach the Kings' big men. The Kings also need deep playoff experienced players and Dwight has it.

These days, nearly all of the NBA teams are capable of reaching the playoffs. There are a handful of good players testing the free agency market this season so I expect most NBA teams have their eyes on them. So indeed, the Kings will have a hard time luring stars to their team.

At this point he might only see ~10 minutes a game.  Good bench player ypu can tap into but kings need something more than an 8/9 guy off the bench.  They are one more big player away from really contending.  I like the fox, sabonis duo going forward.
1251  Economy / Gambling discussion / Re: 2023 NBA Season on: June 15, 2023, 06:17:51 PM
I'm always usually excited after the season is over for the draft and than the summer league games but the Knicks don't have a first round pick this year Sad

Looks like wemby won't be starting his career off in Vegas.  That's one of the better summer leagues and San Antonio isn't going to Vegas this summer.  What other players are people excited to see come the summer league?
1252  Alternate cryptocurrencies / Speculation (Altcoins) / Re: If I have 1BTC So how did I use to invest in different Coins on: June 15, 2023, 06:15:30 PM
I usually Invest a very small amount of bitcoin to another coin because I know this time is very crucial to invest in any new coin or even in an old coin.
Any suggestion from your side which is good for long term


I would assume you then have much more than 1bitcoin in your portfolio.  If not than I would move that bitcoin anywhere and just keep it.  The market is too volatile right now to put it into anymore altcoins.  You never want to have an unbalanced portfolio of alts to btc.  I'd recommend a small fraction if your total go into these alts.
1253  Alternate cryptocurrencies / Altcoin Discussion / Re: what is your opinion on shikoku inu? on: June 15, 2023, 06:13:25 PM
I don't know anything about it but why in the world would another dog coin be good for anything than just a pump and dump.  The fact that meme coins are a thing is rediculous to begin with but copycat memecoins?  Are people serious lol.
1254  Economy / Gambling discussion / Re: 2023 NBA Season on: June 15, 2023, 04:36:16 PM
The Chicago Bulls are not expecting Lonzo Ball to be back again, third knee surgery, that's something the management doesn't like.

There's no team that likes it when a player can't play for an extended period of time because of injuries. I recently heard the news that Lonzo might miss most of next season because of this surgery, and that's too bad because the Bulls' management will run out of patience sooner or later. Honestly, Lonzo reminds me of guys like Brandon Roy and Greg Oden, who had good potential but were forced to end their NBA careers too early.

I missed Brandon Roy and always wonder if he was able to continue his career. Lonzo hasn't proven anything to carry a team yet just like Oden. Nonetheless, Chicago Bulls might need to change something big. I hope they won't start to zero again because that's a big waste.

LaVine earlier wanted to exit but he is still under contract. If LaVine is happy to stay then the Bulls need to make big trades and build around him. I am not a big fan of LaVine because a part of me believes that the star is unlike the other NBA stars that are capable of uplifting their teams. Still, the Bulls need to let go of Vucevic or Lonzo, or even DeRozan too because the combo failed to work.

Brandon Roy was on his way to super stardom.  Knee injuries are the worst for nba because of the lateral movement required to compete at a high level.  All those guys can shot the lights out it's the ones that can maneuver in the pain and create space are the ones that stick out.  Wish I could have seen his career play out.  Portland seems cursed almost.
1255  Economy / Gambling discussion / Re: NBA 2020-2021 betting on: June 13, 2023, 09:33:31 PM
So I've been trying to tally up my seasons wins amd losses and it's looking Dead even almost which I guess is a win lol. Had some really good stretches this year but nothing too crazy.  Honestly won mostly with the Knicks this year did well with the jalen brunson props which were underestimated in the beginning of the year.  Kind of sad basketball goes away for a little bit Sad  oh well bring on nfl!
1256  Economy / Gambling discussion / Re: Easy or hard to quit? on: June 13, 2023, 09:31:19 PM
Can you quit gambling if you make a life changing money and never go back to gambling?

I asked this because those who made some money through gambling near me always go back to gamble and they end up losing everything they once made through gambling.

Is it fine to say that people should not go back into gambling once they made high amount of money? Because the chance of losing that money again is very high, even if they don't use all the money to gamble at once, gambling can take it all back in time.

Have you ever won a high amount of money from gambling and managed to not lose them all back to gambling? And to date, you are still gambling?

It's rare.  Most people who gamble don't even do it for the money it's the rush of having action on something.  If you win a ton of money it just means more action!  Seriously I haven't met anyone who hit big who just up and left and never laid another bet down on the table.  Kudos to those who do I guess if the end goal was a certain dollar amount.
1257  Economy / Gambling discussion / Re: FIFA Women’s World Cup 2023 on: June 13, 2023, 09:29:22 PM
Who do you think will win this Women's World Cup? Will it be the US again?
I am interested on the group B matches. And I am going to support Nigeria to the maximum level. And I don't think USA will take the cup this time. Since we are here predict who will the cup this time, I will will say Nigeria will take the cup. Because Nigeria women football team is better than the men counterpart. So I will not be surprised for them to win the tournament. Therefore I will be follow up the this match to the end.

I mean they are currently ranked 40th in the world.  I'm not saying that is the end all be all but they are going to have to come through a ton of upsets the entire way.  They will be the underdog in every game if they get put of the group stages.  Not that it can't be done but I wouldn't throw any money on it.
1258  Economy / Computer hardware / Re: WTS: Brand New Antminer and Whatsminer mining rigs on: June 13, 2023, 09:26:21 PM
I assume that you would be willing to trade/sell directly from this site amd not have to use another site like telegram, discord etc.  And the key component to all of this is if you are willing to use a trusted escrow agent here on this site.  Any deals made here are done using escrow here from bitcointalk.  If not you can probably delete this thread as you won't get any traction.  This is how scams are typically listed.
1259  Economy / Gambling discussion / Re: 2023 NBA Season on: June 13, 2023, 09:22:56 PM
Dude, I really like KCP.

He's been traded after winning the title with Lakers and now he's with the Denver Nuggets. I hope that he won't be traded again and he's good to stay with his team. They've got a chemistry and he's always there when he's needed on those important minutes of the game.

The Nuggets' management will make a big mistake if they don't keep their current roster for at least one more season. As for KCP, he's under contract with the Nuggets until the end of the 24/25 season. So I wouldn't worry about him because he will most likely be with the Nuggets.
Anyway, the season is officially over, and now it's offseason time. I even wonder if there will be any major trades between other teams this summer or not.
I think they need one more player to be even better, I'm thinking someone like Doncic would fit them perfectly he is good friend with Jokic and I think he would thrive in Nuggets. With that happening I see them win couple of championships more.

Lol how would you think that is even possible?  In order to get doncic they would probably need to part with jokic.  That is some nba2k wish list type team.  Dallas isn't going to part with doncic unless it would be for an insane package back.  Why would Denver gut theor team that just dominated the season wire to wire.  You go with your core that got you there and sprinkle in some bench players.  Oh amd then there is that thing called a salary cap..
1260  Economy / Economics / Re: Why do people stay poor? on: June 12, 2023, 09:16:40 PM
There is no release answer to that.  It could be the area they live in there isn't enough opportunities to male it out of being poor.  Some cases people make good money but end up living over their means always spending more than they can make.  Debt will cripple people.  Amd then another big one is addiction, doesn't matter what addiction but that can ruin people's lives and keep them down.
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