Is it better to save money or invest it?

[arallmuus]

Do not save it on the bank as the inflation.

Inflation isnt cause by saving your money in the bank. There will be always an inflation each year, most people dont notice it because the percentage of it is too small. With that saying, even if you put your money under matress you will also suffer from inflation

And save bank as you give your money to the rich people.

Bank earned from the loan interest by lending our money but as a bank saver ourselves then we got the benefif that our money is secure , I guess thats quite fair for most people ( although I am a fan of securing my own belongings)

So you should invest it with a save way.

Unfortunately there isnt a way for people to "invest" in a safe way. Every investment are risky to begin with , people should bear in mind that this is the risk that they will need to know if they choose the invest option. Gold could be one of the option for a "safer" investment but alas people could always choose a safe deposits as it will gain them some interest per annum

[BTCevo]

well investments has a high risk the same way that banks can become dangerouns in the short time.

Investments and banking system is diffrent thing although both of them are sure got risk but the payout of investment is higher than saving your money in the bank

All of methods that you can grow your money has a risk, you must focus on what is the best way to earn in a short of time.

You can't focus on earning in short time if that is not ponzi. Ponzi is the one investment that can earn you good bucks in a short time but their risk is the highest one. Dont try to do it if you are not ready to lose your money

[Falconer]

there is any possibility that we can lost our bitcoin although we secure it properly.

If you know how to secure it properly then you dont have to worry about this stuff but most people dont know how. However the thing about Im choosing to secure money in form of BTC is based on the security side and not based it on the investment side

Hmm yeah it's fair enough when I say that we can secure our money in house if we know how to secure it safely right? It's okay if you prefer to bitcoin with your reasons , and good luck for that. Maybe next time you can share to me how secure our bitcoin properly. Seems it will be useful for me in future.

[hunnaryb]

there is any possibility that we can lost our bitcoin although we secure it properly.

If you know how to secure it properly then you dont have to worry about this stuff but most people dont know how. However the thing about Im choosing to secure money in form of BTC is based on the security side and not based it on the investment side

Hmm yeah it's fair enough when I say that we can secure our money in house if we know how to secure it safely right? It's okay if you prefer to bitcoin with your reasons , and good luck for that. Maybe next time you can share to me how secure our bitcoin properly. Seems it will be useful for me in future.

Beware of Scammers and Hackers here. You might loose all your hard earned bitcoins to them So it is better to keep your bitcoins safe and I think investing in bitcoin at present is the right option. Save your money and invest it in the bitcoins for the safe and secure future 

[knowhow]

i didnt said that those changes of 10% happens all days i just said that exchange bitcoin and buy and sell it can be the most easy to earn a good interest  lets say someone sold yesterday soo today they bought more bitcoin even with lower worth it tends to gain value and well now can earn easy a 6% interest on the new sale the thing is dedication soo in a month can get 40% or more if do wise investments and dont invest all at once..

[zeraTunerse]

well investments has a high risk the same way that banks can become dangerouns in the short time.

Investments and banking system is diffrent thing although both of them are sure got risk but the payout of investment is higher than saving your money in the bank

All of methods that you can grow your money has a risk, you must focus on what is the best way to earn in a short of time.

You can't focus on earning in short time if that is not ponzi. Ponzi is the one investment that can earn you good bucks in a short time but their risk is the highest one. Dont try to do it if you are not ready to lose your money

It is better not to get into ponzi for making good money in a short time. It could be the worst decision of your lifetime. It is better to make a safe investment even if the returns are not that high but it guarantees you some returns on your investment and that is the great thing.

[adzino]

any body look bitcoin price ?
if you buy bitcoin in 220 ( yesterday ) and you hold and invest it now you get 10% chance
that very high profit than you lost your money at HYIP 

But the price of Bitcoins are unpredictable. You might have said the exact opposite thing if the price of BTC went down instead of going up.

So it all depends on luck and a bit of skills/knowledge. You might end up making profit or might lose some.

Investing is a risk. So invest if you can afford to lose. Again save half of the money as you might need them during emergency.

[zeraTunerse]

any body look bitcoin price ?
if you buy bitcoin in 220 ( yesterday ) and you hold and invest it now you get 10% chance
that very high profit than you lost your money at HYIP 

But the price of Bitcoins are unpredictable. You might have said the exact opposite thing if the price of BTC went down instead of going up.

So it all depends on luck and a bit of skills/knowledge. You might end up making profit or might lose some.

Investing is a risk. So invest if you can afford to lose. Again save half of the money as you might need them during emergency.

Yes anything is possible in the future. You completely cannot rely on bitcoins for the future and cannot afford to believe that it would help you out in making profits. The future is uncertain and unpredictable so it is better to invest into multiple products.

[arallmuus]

buy and sell it can be the most easy to earn a good interest 

You should probably use google and find the different between profit and interest. To be honest you seem to not understand that both of the terms are different

the thing is dedication soo in a month can get 40% or more if do wise investments and dont invest all at once..

Basically if we are talking about investment, it is more to holding it for a long term and what you are stating is nothing more than what we call as trading. Also that you should be aware that 40 % that you state are pretty much delusion even if you are proposing trading rather than both option of save or invest it

You can check on this, basically it is always less than 10 % average movement for the price every 30 days https://bitcoinwisdom.com/. The rally price from last few days shouldnt be an indicator or reasoning for you to state this option because thats kinda bogus to be honest

[Dotakels]

well investments has a high risk the same way that banks can become dangerouns in the short time.

Investments and banking system is diffrent thing although both of them are sure got risk but the payout of investment is higher than saving your money in the bank

All of methods that you can grow your money has a risk, you must focus on what is the best way to earn in a short of time.

You can't focus on earning in short time if that is not ponzi. Ponzi is the one investment that can earn you good bucks in a short time but their risk is the highest one. Dont try to do it if you are not ready to lose your money

It is better not to get into ponzi for making good money in a short time. It could be the worst decision of your lifetime. It is better to make a safe investment even if the returns are not that high but it guarantees you some returns on your investment and that is the great thing.

Yes you should used your common sense and know the ponzi and scammed and not, most of this ponzi and scammed site are in signature campaign so avoid this things.

[Erza]

well investments has a high risk the same way that banks can become dangerouns in the short time.

Investments and banking system is diffrent thing although both of them are sure got risk but the payout of investment is higher than saving your money in the bank

All of methods that you can grow your money has a risk, you must focus on what is the best way to earn in a short of time.

You can't focus on earning in short time if that is not ponzi. Ponzi is the one investment that can earn you good bucks in a short time but their risk is the highest one. Dont try to do it if you are not ready to lose your money

It is better not to get into ponzi for making good money in a short time. It could be the worst decision of your lifetime. It is better to make a safe investment even if the returns are not that high but it guarantees you some returns on your investment and that is the great thing.

Yes you should used your common sense and know the ponzi and scammed and not, most of this ponzi and scammed site are in signature campaign so avoid this things.

You can't use your common sense to judge that ponzi is not scammed, most of it is a scammer. Btw what do you mean by the bold part? Are you

telling people to avoid signature campaign?

[HigsonPP]

better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow

saving money in the bank, will only mean losing them in the long-term with the current high inflation

bitcoin is great when playing a long game which is the case when you are trying to save or invest but if you want to play a shorter game gold is great way to go and land as well i bought a plot a 3 year ago and it already increased twice its cost

[jayce]

better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow

saving money in the bank, will only mean losing them in the long-term with the current high inflation

bitcoin is great when playing a long game which is the case when you are trying to save or invest but if you want to play a shorter game gold is great way to go and land as well i bought a plot a 3 year ago and it already increased twice its cost

Where did you buy your land? I think the land price is so hard to increase in short time, and you said it increase twice in just 3 years. And for the gold, it has same thing with land. Both of them are long-term investment, so the price will be much higher atleast in 10 years.

[Erdogan]

Breaking in here just to clarify the difference between saving and investment.

When you save, you aquire something of value that you do not use now, but want to use later. That is the whole point of saving - the time aspect. If you can not use it later, it is not saving, it is just waste. You can save anything, like food, but under normal circumstances, you save money.

Investing is buying capital you use to create something of value to sell to others. You can just sell your work, but sometimes you can use your capacity to create more value. Capital is machinery, tools, raw materials, buildings and so on, things you don't need yourself, but smart as you are, you use that capital to create value for others. The "for others" aspect is not strictly necessary, but in our world, the division of labour is very effective, so it is normally better to do things for others. So investing is the same as using your money to buy capital, with the intent of making something useful for others.

Note that you first have to save, before you can invest. If you have no money, you can not invest. See caveat below.

The difference between what is consumer goods and capital is not totally well defined. It depends on the people involved, which is you. For instance, you can buy a flat, which is consumer good, but you might also like the prospect of renting it out sometimes, in which case it is capital. You can buy a frozen hamburger, which is a consumer good, but you can also think of it as raw material capital, where you add labour to convert it to a meal, which then becomes the consumer good. A car is a consumer good, but you can easily view it as a tool enabeling you to go to work, then it is a capital good. It serves the purpose of making you money.

Even money can be capital. If you think of yourself as a forex trader, the money you play with is capital, it serves to make you more money of your preferred type.

Finally, financialization makes it possible to invest without taking on the difficult task of running a firm. You can lend the money to someone who does, and get a part of the value creation in the form of interest. It also enables an entrepreneur to start moneyless, he can loan the money needed to buy capital. But someone has to save first.

The basic idea is that you save money for the purpose of buying stuff later, and you invest by buying capital goods with the intent of making something of value for others.

By investing or lending, you can get profit or interest, and therefore earn something from your savings. If you can take the risk. Due to the risk, you normally do not want to invest all your savings.

[Erdogan]

Getting warm here, so now I want to describe the different roles that people have in capitalism.

Consumer. Everyone is a consumer. Consumption supports life. If you don't consume, you die.

Worker. One who sells his time.

Saver. Someone who does not consume all his resources, but save money for later. Some have big plans, some just want the security. Even a spendthrift likes to have a cash balance. People are very different in their saving habits.

Capitalist. Someone who has money, and want to set some of that to risk by investing. The capitalist has either saved on his own, or he has got his money as a gift. Like inheritance, from someone who has saved. There is no other source of money.

Entrepreneur. The guy with the idea and vision and knowledge. Tourists are pouring in here to see the statue of X, maybe they need umbrellas. Or a better idea.

A person can have more than one role, for example a capitalist-entrepreneur, he has the vision and his own money to invest. And he works. A capitalist can work in the business he owns or another.

If you take someone that is not a capitalist or entreprenur, which are most people, the lifecycle is something like this:

0 - 20 years: You consume the stuff that you are given by your parents.
20 - 60 years: You produce, you consume some, give some to your kids, and save some.
60 years - end of life: You consume your savings.

At all stages, the government comes in and fucks things up for you, but if you keep these basic truths in mind, you will make it.

[dollarneed]

i think is better to save your money in real estate because the price of property would never down and still getting higher from time to time and dont forget to looking for best area and predict that area will be grow for many years latter,and how about bitcoin,gold,and bank ? "dont put all of your eggs on one basket but spread it" that mean you should invest your money on bitcoin to ,and what about gold i recomended to buy it as real so you can avoid from abuse and ponzi system,so bank? i dont recomended it its like losing your money coz inflation

[Dotakels]

i think is better to save your money in real estate because the price of property would never down and still getting higher from time to time and dont forget to looking for best area and predict that area will be grow for many years latter,and how about bitcoin,gold,and bank ? "dont put all of your eggs on one basket but spread it" that mean you should invest your money on bitcoin to ,and what about gold i recomended to buy it as real so you can avoid from abuse and ponzi system,so bank? i dont recomended it its like losing your money coz inflation

Or diversify your investment and saving in different company or banks, this will help you to earn more and avoid losing all of your money,

[arallmuus]

-snip-

Good thinking of breaking through all of this discussion with this solid understanding for both option. So allow me to make a tl;dr version of your post because I doubt most people will be reading through your wall of text. Let me know if I am missing some vital point for it 

tl;dr version :

#1 Saving main point is time aspect where you are saving it for future usage.

#2 Investing is about putting in some capital. Depending on what you are using what your investment for, if you are using it get more then 
     it is called as capital but if you using it for yourself than it is more of a consumer good

#3 Key for investing is financialization which means that it is best not to go all in and diversify your portfolio into several things

#4 Difference between saving and investing is that saving is for future usage while investing is to generate more revenue for you

[mayflor2]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

By investing we both save Money and increase it if we do it in a safe way.
This is no Brainer actually.
Investing is better.

[1986]

i think is better to save your money in real estate because the price of property would never down and still getting higher from time to time

What? I don't disagree buying property is a bad idea and to me it is real wealth, but the housing market isn't a sure thing at all and prices don't continually rise and can often lose money. Oftentimes currencies devalue quicker over time as well so a house you bought 50 years ago might be worth more in fiat terms but fiat in the future is worth less and has much less purchasing power so you could find yourself tens of thousands out of pocket in that respect. Don't forget you have maintenance fees to keep your property intact over the years and other such taxes too.