Telegram is a great messaging app. It offers a secure & private messaging experience with end to end encryption ensuring the privacy of user data, a huge positive for most of us. It provides various features like group chats, voice & video calls, file sharing & a wide range of customisable options. I like the fact that it has such a clean, user friendly interface & reliable performance. Telegram probably along with Whatsapp are considered the most popular and reliable messaging apps. I use it for work & socially.

Male children can face more pressure due to societal expectations & gender norms. From a young age they are often encouraged to be strong, assertive & successful. This can create added pressure to conform to traditional masculine roles & excel academically, physically & socially. There can be pressure on males to hide emotions & appear tough which can be challenging. These expectations vary across cultures & societies, efforts are being made to promote gender equality & challenge these stereotypes.

The price of cigarettes has gone up so much in the last 15 years. The price has gone up by around 150%. This huge increase is due to inflation, increased taxes on tobacco products & efforts to discourage smoking. The cost of cigarettes has become much higher making it way more expensive for smokers to maintain their habit. Think how much money you can save per year if you used to smoke a 20 pack a day but now save or invest that money.

They all will have their own reasons but mostly countries borrow from the World Bank because even if they have the financial capacity to pay for things without external assistance, borrowing from the World Bank allows them to access funds at lower interest rates and with longer repayment periods. This can be more favourable compared to borrowing from commercial lenders. The World Bank provides technical expertise & support to help countries implement projects effectively. Borrowing from the World Bank can signal credibility to other investors & lenders, attracting more investment & fostering economic growth.

Social media is a breeding ground for scammers because the anonymity on these online platforms allows scammers to hide their true identities which makes it easier for them to deceive unsuspecting users. The vast reach of social media provides scammers with a wide pool of potential victims. The fast pace nature of social media encourages quick & impulsive interactions which makes users more vulnerable to manipulation. A lack of stringent regulations & how easy it is to create fake profiles can facilitate fraudulent activities. To combat this it's crucial for you to stay vigilant, verify information & report suspicious accounts to ensure a safer online environment.

The issue of violence in Africa is complex & can’t be attributed to one factor. It is influenced by a combination of historical, political, social & economic factors. While some African leaders may bear responsibility for their actions, it’s not fair to solely blame them. The legacy of colonisation, resource exploitation, poverty, inequality & ethnic tensions play significant roles. It’s important to approach the issue with open minds & understanding, recognising the multiple factors at play & working towards sustainable solutions that address the root causes of violence in Africa.

I use profits from Altcoins to buy more Bitcoin, diversify into Trad-Fi assets & generally do little things that can make my life more enjoyable. If you do well in a less fashionable, not well known Altcoin & it does a big mve, obviously take profits but always leave some in the game for further price discovery.

Ethereum is the number one Altcoin, the best option after Bitcoin of course, which is the undisputed number one. Others are beginning to stake a claim, like Solana, but Ethereum is definitely the number one Altcoin at the present time. Ethereum has the time proven trust & reliability factor so you are in safe hands. I think it has the potential to hit $10,000 or more in the next 2 years so now is still a great time to buy.

Moderate consumption of red wine may offer heart health benefits due to antioxidants. Beer made from whole grains can provide nutrients & antioxidants benefiting health. Whisky when consumed in moderation might have positive effects on cardiovascular health. Sadly excessive alcohol consumption can lead to serious health issues, including liver damage, alcoholism & increased cancer risk.

I’m a firm believer that the job should always go to the best candidate. I have found over the last 20 years or so that companies seem to want to hit quotas, so many women, so many disabled, so many black, asian employees etc. The job should go to the best qualified, best candidate for the job every time. There should never be anything else to the decision to employ somebody.

Saving & planning for your future when you are young is really important for building wealth later in life. By starting early you have the advantage of time & compounding interest. Saving allows you to accumulate funds over time giving you a financial cushion for emergencies & unexpected expenses. Planning for the future helps you set clear goals & create a roadmap to achieve them. It can help in developing disciplined financial habits & avoiding debt. Investing wisely in your younger years can generate substantial returns ensuring a comfortable & financially secure future.

Quitting smoking has benefits for your physical and mental health. It reduces the risk of developing serious health conditions such as heart disease, lung cancer & stroke. It also improves lung function & reduces respiratory problems. Quitting smoking can enhance your immune system resulting in fewer illnesses. It improves your sense of taste & smell & enhances your overall energy levels. Quitting smoking also brings financial benefits as you save lots of money that would have been spent on cigarettes.

It may not be apparent yet but the etfs will have a big effect on the price. These things don’t happen immediately but billions, if not trillions of usd will flow into them over the next decade. Now that Bitcoin is essentially a mainstream financial commodity, asset managers will be pushing people to invest. It’s going to be huge, you just need to be patient, these things don’t happen overnight. The etf providers are buying more daily than the amount of coins that are mined daily. It’s only a matter of time before supply shock & huge pump.

When I first got into Bitcoin I would certainly say that crypto profits are more important because you can get much higher returns. After many years in crypto & doing quite well, I think it’s important to diversify because you don’t want to just selling your precious crypto to live. It’s far too precious so if you can diversify a little & get passive income then do that.

The name of the token reminds me of Cristiano Ronaldo goal celebration SUIIIIIIII. It has a current supply of 10,000,000,000 which is quite large. According to MarketBeat SUI has a market cap of $1.48 billion & is currently trading on 200 active markets with $445,000,000 traded over the last 24 hours. It is difficult to predict the future with certainty but recent developments suggest that SUI has potential. It could be worth investing a small % of a balanced portfolio in SUI.

Investing offers the potential for higher returns compared to traditional savings. By prioritising investment you can grow your wealth and achieve long term financial goals such as retirement or purchasing a home. Unlike saving which often earns minimal interest, investing in diverse assets like stocks, bonds, crypto or real estate can generate substantial gains over time. Investment allows for the compounding of returns meaning earnings can be reinvested to generate even more income. While saving is important for emergencies & short term needs, prioritising investment can help you build wealth & secure your financial future.

I’ve been seeing lots of social media comments & some articles saying a civil war in the US could happen. I am doubtful though. The political problems in the US are both structural & immediate, the crisis is both long standing & accelerating. The US political system has become so overwhelmed by anger that even the most basic tasks of government are increasingly impossible. Apparently red & blue voters are as hostile as ever towards each other, many think mainstream media is pushing it. Let’s hope this is nothing but pre election tension though.

It usually takes about a year or a year & a half to really see the Bitcoin price pump considerably. The reduction of supply of newly mined Bitcoin takes a while to be shown in the price. We will see if this time is different but so far each halving has seen the price soar but not immediately after the halving.

I remember theymos ever so slightly shilling it on this very forum. I actually started buying it in the hope that it was the next big thing. Its all time high was 5 years ago, it crashed hard & has never recovered. It’s done nothing for years, it’s a dead project sadly. It was worth throwing a few hundred bucks in early on though, incase it exploded. It’s a dead project though now.

I’ve seen this chart pop up several times over the years. It’s incredible that it is still somewhat relevant. It seems to closely follow Bitcoin four yearly cycles. By that reckoning we should see a bullish 2024 & 2025, before seeing a downturn in the following couple of years. Obviously you should never rely on one chart but this is still definitely worth watching, along with other research.