just gave a 0.011BTC loan with a maximum 72 hours, repayment 0.013
Took his jr member account with neutral trust as collateral:

https://blockchain.info/tx/85d7d4724baf2ec31fba0776fd324811c20db7a7c3bbe58e728f844215d099ea

Good point, i'm adding this to my overview... I still like your  idear, and think it's a good candidate for a community sollution

here you go

I would worry a lot more about things like brainwallet keys from users that used really simple passphrases... They can be generated twice by different users, but a random private key, chances are soooooo small 

Actually, guys, I like most of the idears that were outed in this thread:

• my own idear, of making a central ledger
• UserVVIP's idear of making a browser extension (altough, that might be combinable with some of the other idears)
• MrPeoples' idear of a loan bot
• monbux' idear to enforce all bigger lenders to maintain their thread
• --Encrypted--'s idear to leave a neutral comment for everybody taking a loan
• Sir_lagsalot's idear for a lending subforum
• TheGr33k's idear of a loanthread: https://bitcointalk.org/index.php?topic=1203224.0

How about this idear: We discuss these possiblity's (other one's might be added to), and afterwards open a poll? Offcourse we can only do this if all lenders stick together, and more or less follow the outcome of said poll

Here are my idears about the suggested sollutions, i'll add all extra comments from replys i agree with:

my own idear, of making a central ledger
pro's:

• system with all loans in one place
• I can make an API so the tool can be incorporated into other projects
• Can be expanded in the future, for example: lenders could have a little dashboard displaying their open loans, with a payment calendar or something (just thinking out loud)
• I have both the hosting and the knowledge to write this for free

cons:

• It's a tool that's not hosted on bitcointalk.org
• it's centralised
• it's extra administration
• it doesn't scrape the forum, so it has to be manually maintained (Vod's comment)

UserVVIP's idear of making a browser extension
pros:

• you can add loans and lookup loans from your browser!
• it can be combined with a couple other idears

cons:

• i more or less think it HAS to be combined with another idear (the extension would need a database afterall)

MrPeoples' idear of a loan bot
This is one where i need some help: i don't know reddit's loanbot... The only obvious con, is that it'll cost some community bucks. So we would need a fundraiser..

monbux' idear to enforce all bigger lenders to maintain their thread
pros:

• it would take no extra effort, everybody already has a loanthread
• it's the easyest sollution, it keeps everything on bitcointalk.org

cons:

• you would still need to search before finding out if somebody already has an open loan or not

--Encrypted--'s idear to leave a neutral comment for everybody taking a loan
pros:

• Simple and elegant solution, i think this will actually work
• it keeps everything on bitcointalk.org

cons:

• using the unmoderated trust feedback. In case a lender falls off the grid, the feedback sticks to the lendee's profile (comment by --Encrypted--)

Sir_lagsalot's idear for a lending subforum
I think we already have one . Opening a new subforum might work for a while, but i think in a matter of weeks/months it would be exactly the same situation it is today?

TheGr33k's idear of a loanthread
pros:

• Simple
• it keeps everything on bitcointalk.org

cons:

• you still have to browse the whole thread
• it takes an equal amount of time to enter the info in the thread as it takes to enter the info in a custom tool

Most of the fields are optional, you can check the column 'NULL', if it has a value 'NO' null values are not allowed, if it has a value 'YES', it's optional

So, basically, only the lender and lendee are mandatory, the rest is optional... It is however still a usefull to know tx's, values, signatures, just in case a lendee claims he didn't take a loan (or at least, that's my idear behind it). If there is a concensus to add/remove fields, i'm certainly open to discussion.

It's not what you asked for, but i can write you a php or perl script to index websites, extract urls to videos, download the videos, pass them trough ffmpeg to watermark them...

That way, you'll never have to pay anybody to do this task ever again...

On the downside, i cannot make such a script for 0.25BTC, it'll cost a bit more, but it's a onetime payment... PM me if interested!

I would keep the database really simple, something like this:

http://www.altcoinhosting.com/ledger/schema.html

Any comments are welcomed!

Thanks, you more or less describe what i was planning to do 


Thanks for the support!

If i get some of the big lenders on board, i'll start making a demo, and post it here for feedback...

I have no problem with using an escrow, as long as it's somebody i trust... I've had good experience with Ognasty (but he charges a fee), and i've heared great things about monbux and master-p.
Anyways, you're always free to send me a PM with your offer, already incorporating the escrow cost, and i'll see if i can grant the loan on your terms

Edit, 1.4% daily intrest would look somehting like this: http://altcoinhosting.com/loantools/intrest_nl.php?day=6&month=10&year=2015&amount=0.2&collateral=0.31&rate=1.4&submit=calculate

Indeed, physically seeing them, or malware stealing them... But personally, i would follow shorena's advice... I blindly pointed you to the console, without questioning why you would want to export a list of private keys...

The biggest mistake would be to expose your keys in any way OR not using a HD wallet, and forgetting to export the keys for any new addresses that get generated in the future...

All in all, read shorena's advice, it's more helpfull than mine

You assume correctly...
You need to use the help > debug interface > console (sorry, i translated this, my wallet is in my local language)
In the console, you can export your private keys, but be carefull not to expose them!

Just gave a 0.04BTC loan to Bagus Tubagus, took his full member account as collateral

f0c8c7802309020ae4ce04444486c036a110ef45f75416ee5b6510b46989bc08

Editing the OP now

Hi,

Can i sign up?

Username: altcoinhosting
Rank: Full Member
Bitcointalk UID: 513122
Number of posts: 702
Bit-x addy: 3P1cMgs5TdS1tv2zbY11gh3yG7Mx87qgMq

I would have no problem adding bit-x as personal text and avatar if this is possible

Hi Secondstrade,

I wish to quit your campaign. I have no problems with any of the rules, and i was always payed in full and on time. I just want to spend a little less time on the forum in the future, so i'm going to join a campaign without a weekly minimum amount of posts.

If i ever have more time to start posting regularly again, i'll defenately consider joining your campaign again, if you let me.

Thanks!

You are completely right... A browser extension would make the job even easyer... To be honest, i wouldn't know how to make such an extension tough...

I could generate an online ledger with API, and let the community generate smartphone-apps, plugins and extensions as they please...

Vooral dat laatste kan wel een punt zijn bij enkele van de winkels op m'n lijstje, er zullen er vast wel enkele tussenzitten die niet in de EU leveren... Maar het lijstje is lang genoeg om er wel enkele goeie te vinden, en zoniet kan je er altijd nieuwe aanmelden die wel goed zijn

Ik heb ze, toen ik ze ingaf, manueel nagekeken (wel geen proefbestelling gedaan, gewoon gekeken dat ze er deftig uitzagen, en dat ze cryptocoins accepteerden)... Het kan wel zijn dat er ondertussen enkele offline gegaan zijn (ik doe geen wekelijkse cleanup ofzo).

ik probeer een lijstje aan te leggen op buywithbtc.biz (sorry voor de linkspam). Hier staan er al een 100-tal op (wel een heel aantal NSFW)

Als je er nog meer vind, ben ik steeds op zoek naar nieuwe items

I have 0.21 available, but it would really depend on the collateral wether or not it covers the loan.
To be honest, chances are slim it's good enough for a 0.21BTC loan. I cannot take invites as collateral, since there's no way to check if they're valid (if i have to check them, i have to use them, invalidating the collateral).

If you want to, you can send me the uid of the collateral account in PM, and i'll make you an offer about how much i can lend you, and for how long...

I have an active loan thread, and recently somebody succeeded in actually scamming me (i'm not going to go into details, since i've actually made arrangements with another member in order to minimize the financial loss i had, and i haven't discussed with this member wether or not i can link his name to this thread).

Apparently, some lendee's abuse the fact that they're free to take several loans at the same time using PM's (so there's no trace), offering insufficient or no collateral, and run with the loaned coins. The lenders stay behind, and can only -ve the account (in case it wasn't used as collateral)... In the end, there's not a lot you can do...

Now, if a user was restricted to taking 1 loan at a time, the problem would be a lot less severe (in my opinion)... once you've granted a loan, you can either sell the collateral, or -ve the main account in case of default, without having to consider other open loans that might influence the net worth of the collateral, or the reputation of the lendee, since you are in fact his only creditor...

I'm proposing the following, and would like to find out if there's some intrest in this project:
I can write a public, anonymous, open ledger of open loans. If enough lenders put all their open loans in the ledger, it would become harder for a scammer to ask for 2 loans at the same time (even in PM). As a lender, you would just check the BCT-username (or uid) of the person asking for a loan in the ledger... If he has an open loan, you can still grant him a new loan at your own discretion, but then at least you know that the lendee is already paying off a previous debt.
I would make the ledger anonymous, and moderated. This means that a lender could enter his loanthread, signed messages and tx id's IF he wanted to. If he didn't enter this information, a lendee could ask for the information to be removed due to lack of proof. The only required input would be: the lenders name, the lendee's name. Optional input would be the thread, messages, tx id's, default date,... . I wouldn't add the intrestrate, payback plans,... since i don't want the ledger to be an easy place where a lendee can compare intrestrates, and shop around for his/her loan.
I would keep the ledger free, without forced donation or something, maybe even open source,... There wouldn't be any private data in the ledger anyways, so security shouldn't be an issue. Since i pay for a dedicated box and domainnames anyways, i could just host the ledger script on my server...

Once again, i'm just finding out if there is public intrest in such a project... So please leave me your remarks!
If you're not interested in this project, but you have another idear to fight scammers together, don't hesistate to elaborate!

PS: Please, do not reply to this thread if you're not a lender on this forum. I would like to keep this topic clean