To give an assessment on which website could be most accurate in determining the next Bitcoin halving, it would be important to check how close they were to the actual dates of previous halvings (if they existed then), and how much their estimation has aligned with the network so far in this halving as we are more than half way through (in blocks at least)

Of course it could just be a mere coincidence if any is more accurate and your guess could be as good anyone else's. Considering that factors such as price changes, government activities etc; which no one can predict, could affect the estimation.

I understand you should know what you're doing, but I will just point out that the bottom doesn't always correlate with the halving date.
As the halving draws closer investor sentiments usually start to grow as it attracts lots of attention, and investors; Who think buying before the halving and hodling is a fast way to get profits.
This could result in price spikes around that period.

If the purpose of taking out a loan is to avoid liquidating other assets you own or to reduce your tax returns on your investments, then it's not such a bad idea as long as your friend is financially educated and responsible enough to understand and manage the risks involved.

But, if your friend plans to take out a loan cause they do not have the resources to purchase now, but feel it's a good price to buy at and wish to take advantage of that, then that's a huge gamble I would not advice anyone to do.

High risk investments are not things you dabble into in the hope of making a quick buck, cause they are largely unpredictable especially in the short term, and most loan durations do not go long term and would accrue more interest as time goes.

Sorry for your loss bud. It sucks to get weaseled out of your hard earned funds and more so when you don't know who did it or how it was done with certainty.

It's not a wise choice to have one address spread over different devices. A hardware wallet is definitely the best option, but if you must use a wallet on a device for regular transactions, it's best to install it on the device you use least to access the internet; This was you limit the level of exposure to hack attempts and can also be certain where a breach occured through in the off chance that it happens.

Peter Schiff has been wrong many times about Bitcoin over the years. Constantly predicting crashes and then getting vocal during bearish market cycles which is a pretty normal scenario in every market, only to go silent again when the bulls take over is not being smart or seeing things early, it's just being a critic; and not a constructive one at that.

At best, he is just being polarising cause he knows Bitcoin is a trend that will get him traffic and the more insane his criticisms are the more audience he gets.

It's a very silly error thinking about it in hindsight.
When backing up seedphrases, I'm usually careful with every word and enter it right afterwards, i.e, try to use it to recover the address. On this particular occasion, I was in a bit of a hurry so I was sort of careless in the backup and did not confirm the seedphrase after finishing up. Fast forward to a few days and I wanted to import that address into a different wallet software and only then realized that I got 11 words and not 12  

Thankfully, I had a backup for the password I used on the initial wallet and used that to access the seed phrase directly, which saved me some blushes. I was actually surprised I backed up the wallet as I expected that I would have forgotten to do that as well.

Great advices you got there.
Learning is the only constant and no one goes above that.

Sorry for the hard lesson. We all are prone to mistakes which we would consider silly retrospectively.

It's still very early in Bitcoin adoption, so you have not missed the train yet.

You do not need in-depth understanding of codes or blockchain to be able to wrap your head around the basics of Bitcoin or to actually use it in a transaction or store it in a wallet. As long as you have been using a smart phone or a computer (which you obviously have with this post) then you can understand and use bitcoin.

There is a healthy bunch of knowledgeable members and also a good amount of trolls. Learn from the former and ignore the latter; this is the internet after all.

My advice;
• Identify what resource you learn best through, could be videos, podcasts, books etc.
• Find useful content that would help you understand the basics of Bitcoin. You can also drop your preferred choice or resource here and other members can chip in with suggestions,
• Take it a step at a time,
• Realize that you do not need to understand the whole concept of it inorder to use it.
• Read useful posts here such as;
https://bitcointalk.org/index.php?topic=1689727.0 (for beginners to the forum)
https://bitcointalk.org/index.php?topic=703657.0 (forum rules)
https://bitcointalk.org/index.php?topic=1631151.0 (about wallets)

The usual theme of discussions we get around here is advice to 'newbies' on what to avoid and what mistakes not to make in crypto; considering you are your own bank. This is in order, as taking responsibility requires one to be responsible for their actions and inactions.

This thread was inspired by an error I made when backing up a seedphrase recently and it is to draw awareness that experienced crypto users or those who have been using it for a longer time period should not get complacent as they are open to mistakes and errors which could cost them.

Some tips which I consider to be helpful;
• Always pay extra attention when backing up a seed phrase,
• Always triple check all information about a transaction before signing, this includes address, amount and fee,
• Avoid clicking on random links and bookmark important websites,
• Your memory is not a reliable backup, for passwords or seed phrase. Have a place you store useful information which you can easily access.

This is a short list as more experienced users usually have things covered, just try not to get comfortable.

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I'm curious to know, are there any errors you've made as a regular user of cryptocurrencies?
Do you have tips to avoid such?

I actually checked on coingecko and those were the figures which were given. When you consider that the price was not flat at $30k, but actually a little below it, and the price now is hovering above $18k; considering the values of the couple hundred dollars, it runs up to about 35.9% drop.

Doge has dropped about 9% (that's not barely moved) within the past 24 hours, with Bitcoin on a drop of ~11%.

Bitcoin is a lot more expensive, so a drop in it would be massive (relatively) when you compare it with other coins.
Consider the percentage difference and not the actual price movement.

Checking the charts, Doge has dropped about 37% over the last 30 days, while Bitcoin is at around a 35% drop and ETH is over 40%.

Not dropping below a certain resistant point over a period of time does not equate to more stability when compared with other coins.

You are not discussing objectively. I don't know what you even mean by every chance.
If you want to troll Bitcoin at least come up with reasonable arguments against it other than, "Bitcoin is a Ponzi scheme which is goin to zero".

How about you come back when Bitcoin actually goes to zero?

• First Peter Schiff was right,
• Then, we Bitcoin people were right;
• Now, Peter Schiff is right again.

The inconsistency in your ideas and opinions with tweets from people or price actions shows you should not invest in Bitcoin at all, and that's perfectly fine.
Not everyone needs to invest in Bitcoin.

People throw the word 'ponzi' around, without understanding what it actually is.
A pomzi scheme, functions similar to a pyramid scheme, where a central authority lures investors with the incentive of profits, which are gained from earlier investors.

Bitcoin is an asset which is projected to appreciate in value over time with more adoption and popularity and based on price history, just like stocks of public companies and many other assets. Bitcoin also has utility besides buying and selling as it allows borderless P2P transactions between users
There is no central authority or promise of profit.

I definitely see how that could happen. Many holders are moved by sentiments, reason why we can see huge sell offs once the price turns down leading to more dips. This is of course becoming less of an influence with time and traders are not as moved by the action of certain individuals, but a country cutting ties with Bitcoin would be a big deal.

It could also show others who get in that the market can turn different ways and you should be prepared to handle dips.

That is up to you to decide. When it comes to investments, you have to do your own research, as you bear the risk involved.

Bitcoin now has lots of historical data which anyone can look through if you need previous last records.

Basically all Bitcoin holders who bought within the past 7 months have lost a huge portion on their investments.
Having an investment register red candles is not bad on its own, it only is, if you cannot hold through that period and would need to panic sell as you invested more than you can afford to lose.

If El Salvador's reserves can absorb the Bitcoin dip comfortably, then it's not much of an issue.

For some it's sponsored propaganda, for others it's a bid to align with the bias of governments, and others are just skeptical and are looking for ways to trend using catchy headlines about bitcoin's death.

Journalism in general has taken a huge drop in the last decade and there seems to be no bottom yet as it becomes more about who can get more attention by being the most dramatic.

Exactly this.
How people view the world these days has greatly become a result of what news outlets you listen to as each have their own side of the story, while the actual story takes the back seat.

At every point in the past, anyone who has held Bitcoin through market crisis has been right to hold, as the price has progressively appreciated despite inflation and global economic recession.

Media houses would still release such headlines to get traffic and stay in the times.
As a hodler, such reports or even the price fluctuations do not matter much. All that matters is buying and having a secure storage to hold in.

• Yes, price prediction can be built on realistic assessment. This of course does not mean the price would reflect the expectations of any model, but it's possible to build your model on sound technical and fundamental analysis.
The idea of having a model to mirror the price at every stage is impossible, but you can have something similar at different points.

• Who knows? The only certain future event in relation to Bitcoin is the halving, besides that no one can predict what would happen.

• Not really. Big institutions purchasing Bitcoin is a positive and can influence trader sentiment, but it's already so popular that no singular purchase should have a big impact on the price.

Good job in educating younger generations about the pros and cons of bitcoin. It's a step in the right direction as many individuals grow into adulthood without understanding money or how it works.

Teaching about Bitcoin invariably would open discussions about investments and financial awareness. This would build young minds to be able to handle financial decisions and begin the journey of being independent much earlier.

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My takeaway would be not to give close ended statements, like Bitcoin is the best investment, the students should be able to explore and study how investments work, read books and then make up their mind on that.

This seems to me like an automated process where a link could be flagged as suspicious if it's hyperlinked or part of an image, I do not think it's a case of mods making a judgement call on what constitutes phishing as that would go against the forun policy of not moderating scams.

This would definitely cause a lot of newer accounts to have unread PMs as many users here, would avoid messages with such warning from a profile they are not acquainted with.

Market cap as a metric is not really significant and should not be used as a case study when considering an asset. Think of it more like a way for altcoins to get more relevant as they can easily inflate their market cap by minting lots of tokens into the market to create the impression that they are high capped assets.

What do you mean by "the current price is too high for the current market cap"?