Is it better to save money or invest it?

[arallmuus]

but it should be remembered that investment is very safe.

Do note that safe haven doesnt exist in this world.

If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

Saving in bank will get you less than 1 % monthly . "Saving" is pretty much different from safe deposits ( if that is what you meant ) . Saving is not actually feasible because the interest rate per annum ( assuming it is compounded ) will be less than the inflation rate yearly .

On the other hand, safe deposits pretty much could be consider as a "safe" investment for some people and it is up to 7.5 % per annum depending on your capital as well as the duration. The word "safe" is actually mean that it is safe if you compare it to the inflation rate yearly which means that you are still getting something (unless the country suffer a huge inflation ) but as the current incident that Bank could fall apart, it is not actually "safe" in term of security though

[GreenStox]

but it should be remembered that investment is very safe.

Do note that safe haven doesnt exist in this world.

If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

Saving in bank will get you less than 1 % monthly . "Saving" is pretty much different from safe deposits ( if that is what you meant ) . Saving is not actually feasible because the interest rate per annum ( assuming it is compounded ) will be less than the inflation rate yearly .

On the other hand, safe deposits pretty much could be consider as a "safe" investment for some people and it is up to 7.5 % per annum depending on your capital as well as the duration. The word "safe" is actually mean that it is safe if you compare it to the inflation rate yearly which means that you are still getting something (unless the country suffer a huge inflation ) but as the current incident that Bank could fall apart, it is not actually "safe" in term of security though

Saving in a bank is not saving, its stupidity. Now that you get 1% reward, for infinite risk (bank run, bank collapse, investor insurance fund doesnt cover systematic collapse, capital controls,etc) its the worst thing to do to keep money in the bank.

Buy cheap stocks, or invest in alternative things. Sheeps get eaten by wolfs

[BTCevo]

but it should be remembered that investment is very safe.

Do note that safe haven doesnt exist in this world.

If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

Saving in bank will get you less than 1 % monthly . "Saving" is pretty much different from safe deposits ( if that is what you meant ) . Saving is not actually feasible because the interest rate per annum ( assuming it is compounded ) will be less than the inflation rate yearly .

On the other hand, safe deposits pretty much could be consider as a "safe" investment for some people and it is up to 7.5 % per annum depending on your capital as well as the duration. The word "safe" is actually mean that it is safe if you compare it to the inflation rate yearly which means that you are still getting something (unless the country suffer a huge inflation ) but as the current incident that Bank could fall apart, it is not actually "safe" in term of security though

I they will not put at the bank that have a bad background. With some analysis they will sure to put it in the bank that for few years later it will not fall apart. So it is save to put in safe deposit or may be you can take precautions but try to take short duration like about one year or lower, of course the interest will be lower but I think it is safer enough. With this it is quick to get your capital back with low interest but at least its back. Or may be you can start a business may be you can earn more compare to saving into bank account or may be safe deposit

[arallmuus]

-snip-

Saving in a bank is not saving, its stupidity. Now that you get 1% reward, for infinite risk (bank run, bank collapse, investor insurance fund doesnt cover systematic collapse, capital controls,etc) its the worst thing to do to keep money in the bank.

Buy cheap stocks, or invest in alternative things. Sheeps get eaten by wolfs

Funny how you mentioned up infinite risk while in fact you are suggesting to invest which have the higher risk as well. I would say that you are complete into delusion to think that investing is much safer than putting your money in bank . Even with the recent event of the Greece incident, I would say it is pretty much safer than investing in stocks

Apart from banking system failling, the other risk will be the inflation rate yearly which is affected for all of your money despite that even if you keep it under your matress. Compare it to your suggestion about investing in stocks, then the risk of saving in banks is completely niche to it (you seems to be into bogus investment I'd say)

I they will not put at the bank that have a bad background.

The reputation of the bank actually doesnt matter anyway because once the entire economic system of a country fell apart, no matter how great their previous reputation is then they will probably fell apart too. A bank is not a standalone company because it relly on the country's economic system as well

[oxiyusuf]

Investing is extremely risky, as the chance of loss is high and it may be a big loss. But there are also chances for high rewards. Relatively low risk investments are good options. Saving money is always a good option too, but I am not sure which one is better.

Nope if you know which one is a good for your investment with your capital, I guess everything must be plan before you make a move. One wrong move everything will be ruin. Both of them are good enough, if you dont know which one good better diversify it 50/50 or may be 60/40 its up to you whether you dare to risk or not

That is true and good advice. When investing, it is a good idea to spread out and diversify your investments. That way, if one investment goes wrong, you will not lose all your money, because you have investments in other things.

But if the investment is certainly advantageous and very safe you better use all your money, because sometimes after we receive the results, and we do not use all of our money, in the end we are going to regret it, but it should be remembered that investment is very safe.

There are no investment that have no risks, all investment need some risks to do and you will get a huge profit. If you want a safe invesments better save it at bank and you will earn you profit there around 5-7% per year and you need to pay a lot of fee that you will have your payout below 5-7%

yes all investments, in any bank I have a sense of risk, we can only choose, which is a good investment and the smallest risk. so that we could minimize losses

[jenifer0012]

What I believe is that investing money will be more profitable. Investing money in some physical asset will also be profitable as you might get regular returns too ( for example : a house and in return you'll get rent)

[ReigningDollars]

Both are important in managing your finances. Personally, I think dividing your assets is the way to go. A certain percentage in investments, a certain percentage saved, and a certain percentage in cash.

[BTCevo]

I they will not put at the bank that have a bad background.

The reputation of the bank actually doesnt matter anyway because once the entire economic system of a country fell apart, no matter how great their previous reputation is then they will probably fell apart too. A bank is not a standalone company because it relly on the country's economic system as well

But that is not that sudden when we are going to make some safe deposit and the economic fell. That is not too coincidence. I think bank reputation is the first one people think to make safe deposit the second one is the rate. Many banks give 'high' deposit just to attract people but when it comes to background their bank is nothing compare to others

[arallmuus]

The reputation of the bank actually doesnt matter anyway because once the entire economic system of a country fell apart, no matter how great their previous reputation is then they will probably fell apart too. A bank is not a standalone company because it relly on the country's economic system as well

But that is not that sudden when we are going to make some safe deposit and the economic fell. That is not too coincidence. I think bank reputation is the first one people think to make safe deposit

The chance for that to happen is pretty much close to zero indeed however you should take into account that that safe deposits are meant for atleast 1 year which means that there is a whole year for that to happen. There are also several factors that will trigger the potential of the fall of the economic state and it will takes several years and alot of "warning" before that potential threat to happen however it is not impossible for it to happen at the faster rate.

Also that this has nothing to do with the bank's reputation or whatsoever because what matters will be the economic state of the country. As I have stated previously that no matter how great a bank hold its reputation or how good they are in providing liquidity, once the economic state fell then it will fell as well

[Biitcoin]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Well , the more you have , the bigger you should go.
IF you have enough (like a lot) of money you should go with Real estate otherwise Bitcoin would be a good idea . for long term too

[arallmuus]

Well , the more you have , the bigger you should go.
IF you have enough (like a lot) of money you should go

Having a bigger capital actually isnt an indicator wether you should go for investing rather than saving. Investing will actually gain you more in term of interest and profit however you should take into account that there are higher risk that goes along it as well which means that if someone isnt ready to lost that huge amount of money then investing is not someting to be considered. On the other hand, saving is another options that people should consider if they are only looking to secure their big amount of money ( BTC provide the best security if volatility isnt an issue for the person )

[GreenStox]

Well , the more you have , the bigger you should go.
IF you have enough (like a lot) of money you should go

Having a bigger capital actually isnt an indicator wether you should go for investing rather than saving. Investing will actually gain you more in term of interest and profit however you should take into account that there are higher risk that goes along it as well which means that if someone isnt ready to lost that huge amount of money then investing is not someting to be considered. On the other hand, saving is another options that people should consider if they are only looking to secure their big amount of money ( BTC provide the best security if volatility isnt an issue for the person )

Thats why you distribute your money between more service providers, more banks, more brokers, more bitcoin addresses, etc.

Its the basic thing when you invest is to diversify.

[Blawpaw]

Why won't you invest in new technologies or in new companies offering new services!?

You can buy some stocks and wait for them to go up... IMO, it probably the safest way for you to invest and wait for high returns. However, for it to be profitable you need to know very well in which stock or company are you investing with!

[GreenStox]

Why won't you invest in new technologies or in new companies offering new services!?

You can buy some stocks and wait for them to go up... IMO, it probably the safest way for you to invest and wait for high returns. However, for it to be profitable you need to know very well in which stock or company are you investing with!

Well try bitcoin based stocks, coinbase and other stuffs.

Especially regulated companies, because those wont get "shut down", if they pay by the rules of the rulers.

[freeyourmind]

Why won't you invest in new technologies or in new companies offering new services!?

You can buy some stocks and wait for them to go up... IMO, it probably the safest way for you to invest and wait for high returns. However, for it to be profitable you need to know very well in which stock or company are you investing with!

Well try bitcoin based stocks, coinbase and other stuffs.

Especially regulated companies, because those wont get "shut down", if they pay by the rules of the rulers.

What do you mean by bitcoin based stocks?  Are there stocks that can be traded with bitcoin or is it a stock that reflects the price movement of bitcoin?

[Amph]

Why won't you invest in new technologies or in new companies offering new services!?

You can buy some stocks and wait for them to go up... IMO, it probably the safest way for you to invest and wait for high returns. However, for it to be profitable you need to know very well in which stock or company are you investing with!

Well try bitcoin based stocks, coinbase and other stuffs.

Especially regulated companies, because those wont get "shut down", if they pay by the rules of the rulers.

What do you mean by bitcoin based stocks?  Are there stocks that can be traded with bitcoin or is it a stock that reflects the price movement of bitcoin?

yeah there are, there are plenty of broker that accept bitcoin, for trading stock, commodities and forex

search for simplefx, 1 broker, bit4x ecc...

[freeyourmind]

Why won't you invest in new technologies or in new companies offering new services!?

You can buy some stocks and wait for them to go up... IMO, it probably the safest way for you to invest and wait for high returns. However, for it to be profitable you need to know very well in which stock or company are you investing with!

Well try bitcoin based stocks, coinbase and other stuffs.

Especially regulated companies, because those wont get "shut down", if they pay by the rules of the rulers.

What do you mean by bitcoin based stocks?  Are there stocks that can be traded with bitcoin or is it a stock that reflects the price movement of bitcoin?

yeah there are, there are plenty of broker that accept bitcoin, for trading stock, commodities and forex

search for simplefx, 1 broker, bit4x ecc...

Interesting, thanks for the info...I quickly checked out simplefx...is it mainly for trading fx or actual stocks listed on say the new york exchange?

I wonder how tax works when investing with bitcoin as well...

[Amph]

Why won't you invest in new technologies or in new companies offering new services!?

You can buy some stocks and wait for them to go up... IMO, it probably the safest way for you to invest and wait for high returns. However, for it to be profitable you need to know very well in which stock or company are you investing with!

Well try bitcoin based stocks, coinbase and other stuffs.

Especially regulated companies, because those wont get "shut down", if they pay by the rules of the rulers.

What do you mean by bitcoin based stocks?  Are there stocks that can be traded with bitcoin or is it a stock that reflects the price movement of bitcoin?

yeah there are, there are plenty of broker that accept bitcoin, for trading stock, commodities and forex

search for simplefx, 1 broker, bit4x ecc...

Interesting, thanks for the info...I quickly checked out simplefx...is it mainly for trading fx or actual stocks listed on say the new york exchange?

I wonder how tax works when investing with bitcoin as well...

there are stocks too and not only forex markets

taxes should not be taken into consideration, if you are simply rising your bitcoin amount, as long as you don't convert or sue them for purchasin(only in usa) you're fine

[GreenStox]

Actually i meant stocks of bitcoin companies, not brokers who accept bitcoin deposits.

Stocks like Coinbase, Xapo, and stuffs like that.

Many bitcoin or blockchain based companies popped out of nowhere. Some stocks are worth like 15 cents now, if you buy and hold you might get rich quick from it since these are the future technology

[expert4knowledge]

In my point of view it is better to assign some part of money for investing and some part for saving in a good place.