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Author Topic: How to save money.  (Read 345756 times)
Amph
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November 23, 2015, 03:09:09 PM
 #1381

I just buy what I need. I don't get so much stuff because why should I if I still have good food and cloths.

I am trying to survive now with just 20 dollar food for a week. If  I survive doing that than is easy to save.
Well, if you trying to survive with just $20/week which is $2.85/day. It's nearly impossible, even in a country that has a cheap foods. And also, you need to have a shelter/home for place to stay.

Geography matters, cost of living varies from place to place. In few places $20 a week is enough for the basic amenities.


can i ask in what country you can live with just $80 per month? seems very low and impossible, the lowest i've seen was 150 and was just unbelievable...

now the next one will tell us that he can live without money, yes if you live among those tribe that live i the forest, here we also talk about a comfortable living...

Well yes you can but only if you don't have family because is really impossible to do that. And 80 dollar  is so easy I will recomment you to follow this man because he can survive 20 dollar in a week.

Well you can start watching this: https://www.youtube.com/watch?v=qiSg6lwIItU just 3 dollar a day.

But ofcourse not included the home, gas and water or more. Just food with this you can save alot of money.

yes you can live with less but i don't want a low quality foods, just to decrease the need of money, he is eating trash foods there, i'm only eating fruit right now and animal protein

we must also talk about the quality you want in your life when you want to save, what are your priority and what you're willing to give up in order to save
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blackmachinegun
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November 23, 2015, 03:27:29 PM
 #1382

safe your money on bank,on bitcoin wallet,on bottom your pillow Grin
its how safe your money,depending your account,depending you check your account daily..
Nunu
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November 24, 2015, 02:16:55 AM
 #1383

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Use debit and credit cards prudently. To minimize interest charges, try to limit credit card purchases to those you can pay off in full at the end of the month. If you use a debit card, don't rely on an overdraft feature to spend money you don't have. With either approach, you'll have more money available for emergency savings.


For me, to save money means to give back a tenth of what I've earned or have been given to the Source of all the blessings.

To keep a portion in case of emergencies, to live within my budget using debit and credit card prudently and to invest wisely. Wink

Hashminers
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November 24, 2015, 10:46:22 AM
 #1384

I just buy what I need. I don't get so much stuff because why should I if I still have good food and cloths.

I am trying to survive now with just 20 dollar food for a week. If  I survive doing that than is easy to save.
Well, if you trying to survive with just $20/week which is $2.85/day. It's nearly impossible, even in a country that has a cheap foods. And also, you need to have a shelter/home for place to stay.

Geography matters, cost of living varies from place to place. In few places $20 a week is enough for the basic amenities.


can i ask in what country you can live with just $80 per month? seems very low and impossible, the lowest i've seen was 150 and was just unbelievable...

now the next one will tell us that he can live without money, yes if you live among those tribe that live i the forest, here we also talk about a comfortable living...

Well yes you can but only if you don't have family because is really impossible to do that. And 80 dollar  is so easy I will recomment you to follow this man because he can survive 20 dollar in a week.

Well you can start watching this: https://www.youtube.com/watch?v=qiSg6lwIItU just 3 dollar a day.

But ofcourse not included the home, gas and water or more. Just food with this you can save alot of money.

yes you can live with less but i don't want a low quality foods, just to decrease the need of money, he is eating trash foods there, i'm only eating fruit right now and animal protein

we must also talk about the quality you want in your life when you want to save, what are your priority and what you're willing to give up in order to save

Very true my friend well that video is at least a example what you can. Eatinf fruiet ans some meat huh! Interesting I will just add some vegies there than I am oke with it Cheesy Breakfast fruit lunch vegies and dinner vegies and meat. I will try to do that.

Well I think you are right and thank you for your feedback.
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November 24, 2015, 11:14:02 AM
 #1385

Know how to control yourself on buying nonsense things.
If you can do it properly then you can save your money.
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November 24, 2015, 11:48:12 AM
 #1386

Know how to control yourself on buying nonsense things.
If you can do it properly then you can save your money.

That's for sure the easiest way to save money. I can remember that years ago I used to make a lot impulse purchases like parfume, jeans, each month or two a new phone, etc, while I had all that already. I have stopped that and I saved myself hundreds of Euro's per month. Now I only buy what I need. If I don't need to buy anything, then I simply don't.
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November 24, 2015, 12:37:58 PM
 #1387

Know how to control yourself on buying nonsense things.
If you can do it properly then you can save your money.

That's for sure the easiest way to save money. I can remember that years ago I used to make a lot impulse purchases like parfume, jeans, each month or two a new phone, etc, while I had all that already. I have stopped that and I saved myself hundreds of Euro's per month. Now I only buy what I need. If I don't need to buy anything, then I simply don't.

Well that is quite a lot of purchase. Well I am glad you just buy what you needl. All of that is just a luxury and not necessary.
We people we only need in this time of future is only food, water, house, work and a phone.
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November 24, 2015, 01:12:58 PM
 #1388

To save money just buy what you really need and don't buy for more what you already have.
And save some money like 25% of money you have.
harizen
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November 24, 2015, 01:21:44 PM
 #1389

To save money just buy what you really need and don't buy for more what you already have.
And save some money like 25% of money you have.

Basic needs are the important things to buy but we have a so called other side of basic needs. It's something that can really help with our daily needs besides from the main lineup in Basic Needs.

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CryptoBjorn
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November 24, 2015, 02:42:42 PM
 #1390

To save money just buy what you really need and don't buy for more what you already have.
And save some money like 25% of money you have.

Basic needs are the important things to buy but we have a so called other side of basic needs. It's something that can really help with our daily needs besides from the main lineup in Basic Needs.

The basic need of this time of future is to have work because you can't do nothing. In the other it was just wake up hunt or search for food and that was the basic of life for humans so yeah.
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November 24, 2015, 03:06:51 PM
 #1391

It's possible to save money playing lotteries, because tickets don't cost a lot and I often win extra money. I like playing australian lotteries. You can find additional information here Powerball results.
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November 24, 2015, 03:46:31 PM
 #1392

It's possible to save money playing lotteries, because tickets don't cost a lot and I often win extra money. I like playing australian lotteries. You can find additional information here Powerball results.

Weird yes you can sace money just stop playing lottories being addicted to it and losing money is not good.
I had that with I started gambling I was winning but than I lost. And I wanted to play more to earn my money back, but I just ended losing.
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November 24, 2015, 03:56:41 PM
 #1393

To save money just buy what you really need and don't buy for more what you already have.
And save some money like 25% of money you have.

Basic needs are the important things to buy but we have a so called other side of basic needs. It's something that can really help with our daily needs besides from the main lineup in Basic Needs.

The basic need of this time of future is to have work because you can't do nothing. In the other it was just wake up hunt or search for food and that was the basic of life for humans so yeah.

What I mean in those second basic is ; spices or condiments, detergents, laundry bars, cleaning equipment, tools, kitchen utensils, chairs.

We can't say what we really need. So to start budgeting those in second basic needs lineup.

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November 24, 2015, 04:34:59 PM
 #1394

To save money just buy what you really need and don't buy for more what you already have.
And save some money like 25% of money you have.

Basic needs are the important things to buy but we have a so called other side of basic needs. It's something that can really help with our daily needs besides from the main lineup in Basic Needs.

The basic need of this time of future is to have work because you can't do nothing. In the other it was just wake up hunt or search for food and that was the basic of life for humans so yeah.

What I mean in those second basic is ; spices or condiments, detergents, laundry bars, cleaning equipment, tools, kitchen utensils, chairs.

We can't say what we really need. So to start budgeting those in second basic needs lineup.

Yeah in this time is so much basic that human need to do -.- Oh well is fine with me I can save my money tho.
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November 24, 2015, 05:14:20 PM
 #1395

Hi Dotakel. Thanks for a complete work though the savings. Honestly speaking this is one of the key areas that I have struggled and many times ended up in trashes. I can say that I earn good amount of cash but waste the whole chunk on the things that do not add value into my life at all. I however have learned that It is better to save especially for the future times lets say when I wont be having an active well income generating job. I have made a decision to be saving a third of all my earning. I intend to have the money channeled to other revenue generating projects.
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November 24, 2015, 05:37:14 PM
Last edit: November 25, 2015, 08:01:04 AM by Amph
 #1396

It's possible to save money playing lotteries, because tickets don't cost a lot and I often win extra money. I like playing australian lotteries. You can find additional information here Powerball results.

the odd are against you it's only pure luck that can win you the lottery, but lottery nowadays seems more secure than anything you can find online in terms of fishy site

at least with lottery you know that they will pay if you win...
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November 24, 2015, 09:51:49 PM
 #1397

It's possible to save money playing lotteries, because tickets don't cost a lot and I often win extra money. I like playing australian lotteries. You can find additional information here Powerball results.

the odd are against you it's only pure luck that can win you the lottery, but lottery nowadays seems more secure than anything you cna find online in terms of fishy site

at least with lottery you know that they will pay if you win...

Gambling is not the way to safe money people. It is the way to RISK money.

Bank saving (interest) or buying obligations are zero free saving strategies. if you like a little risk go for stock.

But if you are born for risk taking, take a chance with bitcoin Wink

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November 24, 2015, 11:50:40 PM
 #1398

One reason we don’t save money is the pain of putting money into our savings accounts each month. Just like the lattes, we may do it once or twice but if we have to make the decision EVERY paycheck, we’re setting ourselves up to fail.

If you’re paying a monthly fee for your checking or savings account, you would benefit from researching some of newest banking offers out there. Not only do some banks offer sign-up bonuses simply for opening an account and setting up direct deposit, but some offer attractive interest rates to new customers as well.
http://www.thesimpledollar.com/little-steps-100-great-tips-for-saving-money-for-those-just-getting-started/
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November 25, 2015, 02:59:10 AM
 #1399

One reason we don’t save money is the pain of putting money into our savings accounts each month. Just like the lattes, we may do it once or twice but if we have to make the decision EVERY paycheck, we’re setting ourselves up to fail.

If you’re paying a monthly fee for your checking or savings account, you would benefit from researching some of newest banking offers out there. Not only do some banks offer sign-up bonuses simply for opening an account and setting up direct deposit, but some offer attractive interest rates to new customers as well.
http://www.thesimpledollar.com/little-steps-100-great-tips-for-saving-money-for-those-just-getting-started/

Agree.

Good thing our banks here really has a great offers that's why I can save money as time passes by. Great help, example when paying our monthly credit card bills, loans etc. They making sure that all the terms we will entered is really a comfortable one.

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November 25, 2015, 03:23:09 AM
 #1400

that is a goo post and a good earning there. it is true that we need to save for it is said that prevention is better than cure. the only statement that i did not understand was, people want a happy life instead of a good life. isn't a happy life a good life? what else do we need in life if not a happy life. I save for emergency to avoid stress in future so as to be happy. so happy is directly proportional to a very good life. that is my opinion
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