GreenStox
Sr. Member
 Offline
Activity: 1148
Merit: 252
Undeads.com - P2E Runner Game
|
 |
May 06, 2015, 03:49:32 AM |
|
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies. . yeah better the deposit on bank or insurance. i think that's option for save he money Insurance are been deducted to your salary every month. You will get your insurance if theres something happen to you or their an accident and if thats not happened you can get your money when you are retired. You get your money back when you retired? I dont think so which world you live on. The insurance company just keeps paying others with that money. If you would get it back, that would be a ponzi scheme, if you dont then thats just a socialist thing. Of course if its voluntary insurance, i dont care, but most of the times governments force you to have insurance. |
|
|
|
unholycactus
Legendary
Offline
Activity: 1078
Merit: 1024
|
|
May 06, 2015, 04:09:10 AM |
|
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies. . yeah better the deposit on bank or insurance. i think that's option for save he money Insurance are been deducted to your salary every month. You will get your insurance if theres something happen to you or their an accident and if thats not happened you can get your money when you are retired. You get your money back when you retired? I dont think so which world you live on. The insurance company just keeps paying others with that money. If you would get it back, that would be a ponzi scheme, if you dont then thats just a socialist thing. Of course if its voluntary insurance, i dont care, but most of the times governments force you to have insurance. Insurance companies invest the money you give them and keep the change. It's their incentive to do business. Unless you think you can invest your money better than an organisation whose sole purpose is to generate money, insurance isn't a ponzi or a socialist thing. |
|
|
|
|
GreenStox
Sr. Member
Offline
Activity: 1148
Merit: 252
Undeads.com - P2E Runner Game
|
|
May 06, 2015, 05:10:24 AM |
|
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies. . yeah better the deposit on bank or insurance. i think that's option for save he money Insurance are been deducted to your salary every month. You will get your insurance if theres something happen to you or their an accident and if thats not happened you can get your money when you are retired. You get your money back when you retired? I dont think so which world you live on. The insurance company just keeps paying others with that money. If you would get it back, that would be a ponzi scheme, if you dont then thats just a socialist thing. Of course if its voluntary insurance, i dont care, but most of the times governments force you to have insurance. Insurance companies invest the money you give them and keep the change. It's their incentive to do business. Unless you think you can invest your money better than an organisation whose sole purpose is to generate money, insurance isn't a ponzi or a socialist thing. Or not. Did you forgot about AIG? They invest in toxic instruments, then if the economy crashes, tax money is paid to bail them out. Yes your investment is also insured, but what if there is a sistematic collapse. The whole money is evaporated and you are left with empty promises. The risk of systematic collapse grows with each penny the central banks print. |
|
|
|
|
Dotakels (OP)
|
|
May 06, 2015, 10:29:19 AM |
|
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies. . yeah better the deposit on bank or insurance. i think that's option for save he money Insurance are been deducted to your salary every month. You will get your insurance if theres something happen to you or their an accident and if thats not happened you can get your money when you are retired. You get your money back when you retired? I dont think so which world you live on. The insurance company just keeps paying others with that money. If you would get it back, that would be a ponzi scheme, if you dont then thats just a socialist thing. Of course if its voluntary insurance, i dont care, but most of the times governments force you to have insurance. I am live in phillipines and there are different insurance like medical insurance, life insurance, and general insurance etc. But if you have a life insurance for sure you can get your money if you are retired. |
|
|
|
|
BTCevo
Legendary
Offline
Activity: 1834
Merit: 1008
|
|
May 06, 2015, 11:56:34 AM |
|
Utilize your free time and not to consume every penny what you earn.
You always need to spend of your money at least at little bit for your personal things and you really need it. No matter what you can't cut your personal things you just need to find more jobs or make more profit so you can save some penny |
|
|
|
|
|
Dotakels (OP)
|
|
May 06, 2015, 02:10:53 PM |
|
Utilize your free time and not to consume every penny what you earn.
You always need to spend of your money at least at little bit for your personal things and you really need it. No matter what you can't cut your personal things you just need to find more jobs or make more profit so you can save some penny Yaeah thats right spend a little bit of your salary,dont stint yourself you saving your personal sake your saving will spend what you ever like so dont stint so that you can save. |
|
|
|
|
|
stromma44
|
|
May 06, 2015, 06:09:09 PM |
|
Easy Question but Difficult to implement. Transfer part of salary into Fixed Deposits. Spend less that only on necessary things Discipline is needed when it comes to saving money keep some savings at home at the time of emergency so that you don't get panic.
|
|
|
|
|
Amph
Legendary
Offline
Activity: 3248
Merit: 1070
|
|
May 06, 2015, 07:28:56 PM |
|
Utilize your free time and not to consume every penny what you earn.
You always need to spend of your money at least at little bit for your personal things and you really need it. No matter what you can't cut your personal things you just need to find more jobs or make more profit so you can save some penny Yaeah thats right spend a little bit of your salary,dont stint yourself you saving your personal sake your saving will spend what you ever like so dont stint so that you can save. if you think about it, buying healthy things(like better foods, supplements, better stuff for personal care ecc...), will make you earn more actually, because staying in good shape will help your body's stamina, thus becoming stronger and more resilient to fatigue, and this will bring the possibility to do more than 1-2 jobs, eventually you earn more... |
|
|
|
|
|
zeraTunerse
|
|
May 06, 2015, 07:38:08 PM |
|
At present youngsters don't believe in saving they just believe in spending. And sometimes the situation arise that they need to spend due to pressure from friends at the time of parties or movies so that should be avoided and should make a schedule and follow it.
|
|
|
|
|
|
Dotakels (OP)
|
|
May 07, 2015, 12:09:09 AM |
|
Utilize your free time and not to consume every penny what you earn.
You always need to spend of your money at least at little bit for your personal things and you really need it. No matter what you can't cut your personal things you just need to find more jobs or make more profit so you can save some penny Yaeah thats right spend a little bit of your salary,dont stint yourself you saving your personal sake your saving will spend what you ever like so dont stint so that you can save. if you think about it, buying healthy things(like better foods, supplements, better stuff for personal care ecc...), will make you earn more actually, because staying in good shape will help your body's stamina, thus becoming stronger and more resilient to fatigue, and this will bring the possibility to do more than 1-2 jobs, eventually you earn more... yeah if your job is only sitting on your office chair and doing a office work and you dont have any idea about exercise you would have weak body and also many sick will come to you. Having a good body will allow you to have more than 1-2 jobs with a minimum salary and also you can do physical activities. |
|
|
|
|
|
Dotakels (OP)
|
|
May 07, 2015, 04:46:02 AM |
|
When consumption comprises 70% of the US economy, economists and the government view savings as exrtemely negative. They actively try to get every American to spend every dollar they have. It's one of the great moral bankruptcies of economists and the US government. They encourage people to be in a situation where "retirement" means a cardboard box and dog food.
They not importance the retired people. They want that every american spend they money and they not keeping it. So that the money in circulation will the same so that it may avoid the bankruptcies. |
|
|
|
|
|
lay785
|
|
May 07, 2015, 05:30:02 AM |
|
depends what you want to do with your life.
1) utilize even your "free time" to earn money (no time for recreation - theres money to be made).
2) setup a budget and limit your spending to minimal absolute necessities.
3) redefine absolute necessities to mean bread, water, pasta and a homeless shelter.
|
|
|
|
|
|
Dotakels (OP)
|
|
May 07, 2015, 08:06:44 AM |
|
depends what you want to do with your life.
1) utilize even your "free time" to earn money (no time for recreation - theres money to be made).
2) setup a budget and limit your spending to minimal absolute necessities.
3) redefine absolute necessities to mean bread, water, pasta and a homeless shelter.
Good idea and you can also less your wants and focus on your need this will help you to save example in office you need a office appliances and you want to buy a shoes. Now your going to buy office appliances instead of shoes. |
|
|
|
|
Nick Markus
Newbie
Offline
Activity: 42
Merit: 0
|
|
May 07, 2015, 08:33:35 AM |
|
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies. . yeah better the deposit on bank or insurance. i think that's option for save he money Insurances are not a very good option in my opinion. |
|
|
|
|
GreenStox
Sr. Member
Offline
Activity: 1148
Merit: 252
Undeads.com - P2E Runner Game
|
|
May 07, 2015, 09:36:14 AM |
|
Well look there are 2 assets that humans can have: time & money! If you dont have 1 you definitely have the other: Work 9-5 job and over-hours, you have money but you dont have time! Jobless, and on welfare, you got all time but no money! Find the perfect balance between and you will be happy  |
|
|
|
|
Dotakels (OP)
|
|
May 07, 2015, 11:23:40 AM |
|
Well look there are 2 assets that humans can have: time & money! If you dont have 1 you definitely have the other: Work 9-5 job and over-hours, you have money but you dont have time! Jobless, and on welfare, you got all time but no money! Find the perfect balance between and you will be happy Good explanation. good health having a 1 or more jobs giving you a money. Divide your time equally so that you can manage your jobs and you dont have any trouble on your job. |
|
|
|
|
BTCevo
Legendary
Offline
Activity: 1834
Merit: 1008
|
|
May 07, 2015, 12:16:05 PM |
|
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies. . yeah better the deposit on bank or insurance. i think that's option for save he money Insurance is not an option to save your money. With insurance you just spend some of your salary to it and you can directly cashout if one day you really need that money and you can't get all of it in 1 times. The pprocedure is to much when you want to cash it out |
|
|
|
|
|
operrajunk74
|
|
May 07, 2015, 11:28:28 PM |
|
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies. . yeah better the deposit on bank or insurance. i think that's option for save he money Insurance is not an option to save your money. With insurance you just spend some of your salary to it and you can directly cashout if one day you really need that money and you can't get all of it in 1 times. The pprocedure is to much when you want to cash it out I think bank is the better option rather then insurance as insurance will pay you at the time of maturity. So what would you do in case of any emergencies. I think Fixed Deposit would be rather a better option as you can withdraw money whenever you want and bank doesn't charge for it. |
|
|
|
|
|
Dotakels (OP)
|
|
May 08, 2015, 12:32:22 AM |
|
You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies. . yeah better the deposit on bank or insurance. i think that's option for save he money Insurance is not an option to save your money. With insurance you just spend some of your salary to it and you can directly cashout if one day you really need that money and you can't get all of it in 1 times. The pprocedure is to much when you want to cash it out I think bank is the better option rather then insurance as insurance will pay you at the time of maturity. So what would you do in case of any emergencies. I think Fixed Deposit would be rather a better option as you can withdraw money whenever you want and bank doesn't charge for it. If you dont know what you are going to do to save or to having insurance? Theres a company that required having an insurance mostly common is to have a life insurance so that if you are retired you can get a money every month or PENSION. Now every month your life insurance will be deducted to your salary every month and the left you can pay the bills or other payments or the rest you can now save. |
|
|
|
|
|
gripflierGO
|
|
May 08, 2015, 12:59:13 AM |
|
If you want to save either you can open Saving's Bank A/c and transfer part of salary every month to that A/c which will also pay you interest annually. And that can be helpful at the time of emergencies as well. Another option is you can have piggy bank at your home which allows you to save small amount in it.
|
|
|
|
|
|
