How to save money.

[Abiky]

Also I always do it in my excel my income and expenses is kinda handy to do.

Exactly. I have made an Excel spreadsheet as well but mine is all about my crypto investments. Everyday, I write down my expenses and mining income in this spreadsheet. Also, I have a very detailed list of all the crypto currencies I have invested into (with over 20 alt coins and Bitcoin itself) and so far I have been getting good results with this. As I keep track of my alt coin trading each day, I make a decent amount of BTC by doing this.  You just need to control your spending. That is all

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[a7mos]

For me, saving money is pretty easy because I still live with my family so I do not have to spend on food nor pay bills .
I always like saving money because no one knows what's going to happing tomorrow.

[avw1982]

Make a projection about your future and write down your requirements and start working for it. Make plans to achieve your goals, don't let others negative influence affect you, be positive and bold

Yeah you are right dude. and I would like to suggest some good saving strategy. We can save as Bitcoin. We can save as gold. We can do in Bank savings that also make some interest money. We save by utilizing in any upcoming needs If its presently cheaper. and he can invest on any real estate which growing very fast in rate.

[knowhow]

Well my salary is being invested into the future of my family ,being 4 members im paying a small fee that will be and stay out of my hands and anyone for 25 years this will be my retirement investment,and is my main saving project.Sure the only thing i need is to keep working to keep paying the fee,for the most i would sugest invest at something that has potencial to grow a business a project well 25 years or even 10 or 30 years to go into the savings is a long time for the most.

[Denker]

For me, saving money is pretty easy because I still live with my family so I do not have to spend on food nor pay bills .
I always like saving money because no one knows what's going to happing tomorrow.

You are a lucky bastard!
I hope you really safe for the future and not spend it for useless stuff.
Invest wisely and do yourself a favour and don't safe too much of your money on a bank account.
First because at a bank account it's not your money, and secondly fiat will lose more and more it's purchasing power.
But I guess you know this or have read that a thousand times here somewhere. 

[Proxiebuier]

that is a very very difficult question, most of us spend money for things that we want not that we need

and when comes to the things that we want sometimes we not really think about the price

1. to start saving money it shoud come from yourself

2. then prepare a your money planning

3. when you got your money first prority is to save it to the bank

4. always write down everyting that you buy,

5. make commitment to yourself on how much you are allowed to spend in one week and in one month

6. find things that are on sale

7. and last one remember, buy things that you need not things that you want

it is the most important thing im succes saving $1000 at 6month and i do it every week/month
i transfer my money before i spend it, and i make plan what can i do with the rest of my money

[knowhow]

Well all months my account is gets a debit that will go to the retirement project,i can cancel anytime those and take the ammount there but i said that my money will stand for 25 years there growing without me searching how much there is there.I had forgot i have those money out invested and i wont moove a penny my wife said when childs go to university they can take their i said no im paying to it be at25 years project the cost of childs they must search for some work and study as most people do soo why not them because daddy saved a good ammount now they will spend ?No they need to learn and well in 25 years they will get a montly or as they wish money enought to get a car or a house soo they must know what is the meaning of work.

[bryant.coleman]

For me, saving money is pretty easy because I still live with my family so I do not have to spend on food nor pay bills .
I always like saving money because no one knows what's going to happing tomorrow.

Well.. you can't live with your parents for ever. Sooner or later, you will have to move out. Then you will be forced to either purchase a house, or rent one. Anyway... my advise is to may hay while the sun shines. Save as much money as you can, and make wise investments.

[ajun96]

For me, saving money is pretty easy because I still live with my family so I do not have to spend on food nor pay bills .
I always like saving money because no one knows what's going to happing tomorrow.

LOL
You must be independent, if you are in my country, you have to be independent since the age of 19 years
you should be able to earn money by your self and you should be clever in managing the expenditure of money,

[shane]

save money is don't spend your money
-save your 50% of salary
-buying bitcoin
-creae paper wallet
-hold it

[ajun96]

save money is don't spend your money
-save your 50% of salary
-buying bitcoin
-creae paper wallet
-hold it

good idea, we can also long term investment, we got two advantages, saving money and profit from investment,
nice, i will try it

[calkob]

great post, if you where on a savings site.  not so sure what the relevance is to an bitcoin economics tho 

[Moneyburner]

I work with retirement accounts and the one thing I would say is if your company offers a matched 401k abuse that. Do at least the bare minimum to get the match, as often times you can get double your money instantly

[Yakamoto]

I work with retirement accounts and the one thing I would say is if your company offers a matched 401k abuse that. Do at least the bare minimum to get the match, as often times you can get double your money instantly

That actually sounds like a great idea. What are the limits that are typically imposed for the 401k's, and are there other similar funds that are offered by employers or other agencies that match funds, or even multiple your investment by any sort of amount?

And what is it like working with retirement accounts, are there many younger people (<35 y/o) that are setting up a 401k, or is there a noticeable lack of those under 35 investing in late-life savings funds?

[bryant.coleman]

save money is don't spend your money
-save your 50% of salary
-buying bitcoin
-creae paper wallet
-hold it

Saving 50% of the monthly salary? Good luck with that. Unless you are not married, and living with your parents, it is simply impossible. Normal people would be very lucky if they are able to save 10% of their salary. More than half the salary is eaten up by rent and utility bills alone. And food, entertainment, clothes.etc is extra.

[Oscoda]

save money is don't spend your money
-save your 50% of salary
-buying bitcoin
-creae paper wallet
-hold it

Saving 50% of the monthly salary? Good luck with that. Unless you are not married, and living with your parents, it is simply impossible. Normal people would be very lucky if they are able to save 10% of their salary. More than half the salary is eaten up by rent and utility bills alone. And food, entertainment, clothes.etc is extra.

Entertainment, clothes.etc is extra. This you can lower the price with it you don't need clotches every month or entertaiment.
It is true with family 50% procent saving is just difficult, but I think you can do 20%.
Also is  wat type of job you do so yeah I know how diffult it is for some people.

[Amph]

save money is don't spend your money
-save your 50% of salary
-buying bitcoin
-creae paper wallet
-hold it

Saving 50% of the monthly salary? Good luck with that. Unless you are not married, and living with your parents, it is simply impossible. Normal people would be very lucky if they are able to save 10% of their salary. More than half the salary is eaten up by rent and utility bills alone. And food, entertainment, clothes.etc is extra.

i believe that a not-married person can save 50% if he has already the house, he does not need to live under his parent to do so, just remove the issue about the rent for the house, and you have to pay only the foods, and the utility bills plus the "fun stuff"

[Hashminers]

save money is don't spend your money
-save your 50% of salary
-buying bitcoin
-creae paper wallet
-hold it

Saving 50% of the monthly salary? Good luck with that. Unless you are not married, and living with your parents, it is simply impossible. Normal people would be very lucky if they are able to save 10% of their salary. More than half the salary is eaten up by rent and utility bills alone. And food, entertainment, clothes.etc is extra.

i believe that a not-married person can save 50% if he has already the house, he does not need to live under his parent to do so, just remove the issue about the rent for the house, and you have to pay only the foods, and the utility bills plus the "fun stuff"

Yes for me I just save 25% every time I get my money. The savings is just for the next month if I can pay the bill or not or other things.
Well saving money every one can do it, but we are still a live and have a house, good food.
By the wat saving money you won't be that happy just spend it.

[harizen]

save money is don't spend your money
-save your 50% of salary
-buying bitcoin
-creae paper wallet
-hold it

Saving 50% of the monthly salary? Good luck with that. Unless you are not married, and living with your parents, it is simply impossible. Normal people would be very lucky if they are able to save 10% of their salary. More than half the salary is eaten up by rent and utility bills alone. And food, entertainment, clothes.etc is extra.

i believe that a not-married person can save 50% if he has already the house, he does not need to live under his parent to do so, just remove the issue about the rent for the house, and you have to pay only the foods, and the utility bills plus the "fun stuff"

Well agree as I did it back in my single days (married for 2 months now) but it always depends on how much salary/ money or income one is getting monthly. In  my case, I always save even 75% of my salary as 25% of it salary can cover all of my personal interest.

Right now, with our combined salary of my wife, we can still save even we are renting house. Its just that proper disciplined is a must to execute every ways and do's when saving money.

[Iceborn]

save money is don't spend your money
-save your 50% of salary
-buying bitcoin
-creae paper wallet
-hold it

Saving 50% of the monthly salary? Good luck with that. Unless you are not married, and living with your parents, it is simply impossible. Normal people would be very lucky if they are able to save 10% of their salary. More than half the salary is eaten up by rent and utility bills alone. And food, entertainment, clothes.etc is extra.

i believe that a not-married person can save 50% if he has already the house, he does not need to live under his parent to do so, just remove the issue about the rent for the house, and you have to pay only the foods, and the utility bills plus the "fun stuff"

Well agree as I did it back in my single days (married for 2 months now) but it always depends on how much salary/ money or income one is getting monthly. In  my case, I always save even 75% of my salary as 25% of it salary can cover all of my personal interest.

Right now, with our combined salary of my wife, we can still save even we are renting house. Its just that proper disciplined is a must to execute every ways and do's when saving money.

Wow 75% of the money you save and that is really nice that you combined the salar from you and wife so the cost of the house is not that heavy to pay.
You have a really nice plan how to save and the disciplin. I hope in the future I have that too.