How many bitcoins do I need to retire in 20 years?

[grandpix]

To be safe, get two Bitcoins.

lol i agree with this. in 20 years 2 bitcoin may be worth 2,000,000$ and to me a 2m retirement fund would last if you plan on retiring at 60 and living untill 75 or whatever. specially if you have another income coming in still from ssi or whatever it may be

safe side get 5

I do not think that the price per Bitcoin is going to be a million that is not happening. There are people with hundreds of Bitcoins so by your predictions that means that so many people will be a millionaire if they just have one Bitcoin,

We cannot tell but it is close to impossible, no way it's gonna happen, but if that will happen then its good, do we need to complain anymore? Unless you hate money.

I'm confused. How much are you earning a year and how much are you spending a year and ill give you simply how much you should save annually and what the final figure should be.

[1715072080]

1715072080

[sirohige]

Start buying bitcoin now until the price is cheap, you must need more than 100 BTC because you never know what will happen with the value of Bitcoin, how many do you need if the value is really low later in the future.
So it is of course hard to predict how many you need to retire in 20 years, but I think for sure, you will need a lot of coins.

agree with you, better we prepare more bitcoin, as much as possible, my plan to reach 100BTC too.
and im sure i can reach it in 20years

nice round sum of coin depend how much cash you want to have when you retire
if you want to have 1 million $ that might be enough if you want more you will need much more
in 20 year we can only speculate and guess what the price will be

i believe bitcoin will be survive, that's why i choose to invest my earning each week to paper wallet.
i think in future after bitcoin unmineable we will can see bitcoin stable at high price maybe $5k

[ajun96]

i need 10 bitcoins for retire

well thats not enough for 20 years. even if you're from 3rd world country I still doubt if it can cover all  your expenses with this 20 years time span..

yeah I think 10 BTC will not be enough to pay for your needs in 20 years to come? because in the 20 years to come perhaps the world has changed and everyone needs to be very expensive. so 10 BTC will not be enough to cover all your needs dude

[DeDordtenaar]

I think it depends on the trend but I think with current trend,maybe 500 bitcoin is more than enough for being retired just now.

That's a good amount for retirement but that's even too much for me, I would love to retire at 100BTC and in 20 years the value would be X100 with its current price, still a huge amount though.

yeah it depends on the current price that time you must determine and predict the price is going to happen in 20 years to come. then you can specify a target amount of bitcoin will you collect that fit with what you predicted price ? all it takes calculation. example I predict prices will reach $ 2000 and I took over 1000 BTC to be able to live in luxury

[Ch3wbacca]

Don't be delusional, something is never free, one cost of opportunity or loss of another has reaped you his profits.

Bitcoin should not be the only vehicle that you have invested in, and your investment should be diversified between various asset classes to protect your money.

[cjrosero]

purchasing bitcoin as retirement fund is big gamble. just image this what if in 20 years the bitcoin does exist anymore or the price per bitcoin lower that the bitcoin you purchase. what im i saying is you will never know what would be the cost of btc in 20 years. no one can predict but if you want to invest for future better invest/save for GOLD this last forever and forever they are expensive/precious no matter what.

[techgeek]

Don't be delusional, something is never free, one cost of opportunity or loss of another has reaped you his profits.

Bitcoin should not be the only vehicle that you have invested in, and your investment should be diversified between various asset classes to protect your money.

I say you can be a delusional now.

More then ever actually, cause our price points are going places towards 1k and I can see it already happen on halving or before.

If it hits $1k marker regardless a matter of when, not how. It rushes people to insist on new money coming in seeing what bitcoin can do.

[MWesterweele]

Hmmm.It depends on your state of living,house, and montly bills and how many people you will live in due to your retirement.If you're are just s casual peple and lives on a small house i think your safe going with 10-15 bitcoin to be saved but it still a risk if you will store bitcons because its price mwy ne worthless someday but i think it will be imposible for bitcoin to be back at its old price.I think you will be safe going with 10-15 bitcoins

[Bitcoinbee]

If you have a good discipline in investments you can start small in investing for your retirement.  Put bitcoins bit by bit into a certain wallet and sell it after the halving.  If you believe in the sky rocketing value of bitcoin in every halving cycle then go for it.

[Hatuferu]

Hmmm.It depends on your state of living,house, and montly bills and how many people you will live in due to your retirement.If you're are just s casual peple and lives on a small house i think your safe going with 10-15 bitcoin to be saved but it still a risk if you will store bitcons because its price mwy ne worthless someday but i think it will be imposible for bitcoin to be back at its old price.I think you will be safe going with 10-15 bitcoins

I agree, if you are living in with a below average life then that 10-15 BTC would be enough, but people wants more as they want to experience the comfortable life or what they called financial freedom. I think with the amount you cannot say that you already have freedom, you need at least 100BTC to live a decent life even in a less developed countries.

[Kollor]

If you have a good discipline in investments you can start small in investing for your retirement.  Put bitcoins bit by bit into a certain wallet and sell it after the halving.  If you believe in the sky rocketing value of bitcoin in every halving cycle then go for it.

Waiting for the halving to earn from your bitcoin won't work all the time, you need to find something new, more than just keeping it and 20 years is still far from now, and most of all, in 20 years, there are only few halving and it means your opportunity to earn profit is limited to the number of halving before you retire. Got to have idea to use bitcoin either in the internet or in real life to earn more IMO.

[jossiel]

If you have a good discipline in investments you can start small in investing for your retirement.  Put bitcoins bit by bit into a certain wallet and sell it after the halving.  If you believe in the sky rocketing value of bitcoin in every halving cycle then go for it.

Well that's a good plan for retiring bitcoins after 20 years you just need to have a good strategy for investing. Because we don't know what will be
the place of bitcoin that time. And for sure speculations that time that bitcoin's price will become even higher and higher.

[Ziskinberg]

If you have a good discipline in investments you can start small in investing for your retirement.  Put bitcoins bit by bit into a certain wallet and sell it after the halving.  If you believe in the sky rocketing value of bitcoin in every halving cycle then go for it.

Well that's a good plan for retiring bitcoins after 20 years you just need to have a good strategy for investing. Because we don't know what will be
the place of bitcoin that time. And for sure speculations that time that bitcoin's price will become even higher and higher.

Bitcoin is nowhere to go but up, we need to trust bitcoins in this situation as we are already attracting more supporters and by 20 years the value might double or even triple with its current price today, if you are planning to set up a retirement then bitcoin is a good choice and in the future you will enjoy and comfortable life using your earnings in bitcoins.

[bittrojan]

If you have a good discipline in investments you can start small in investing for your retirement.  Put bitcoins bit by bit into a certain wallet and sell it after the halving.  If you believe in the sky rocketing value of bitcoin in every halving cycle then go for it.

No,i think that not enough for retire in 20 years,when we work hard and bitcoin price better and better,and we just earn it bit into bit,its almost useless,we need doing some sacrifice,buying 50 bitcoins with loan money,then hold it until bitcoin halving pass away,that's better in my pinion.

[Bitcoinbee]

If you have a good discipline in investments you can start small in investing for your retirement.  Put bitcoins bit by bit into a certain wallet and sell it after the halving.  If you believe in the sky rocketing value of bitcoin in every halving cycle then go for it.

No,i think that not enough for retire in 20 years,when we work hard and bitcoin price better and better,and we just earn it bit into bit,its almost useless,we need doing some sacrifice,buying 50 bitcoins with loan money,then hold it until bitcoin halving pass away,that's better in my pinion.

I can agree with that since everyone has a right for his/her opinion and as long as it is possible then why not?

[ronaldo40]

If you have a good discipline in investments you can start small in investing for your retirement.  Put bitcoins bit by bit into a certain wallet and sell it after the halving.  If you believe in the sky rocketing value of bitcoin in every halving cycle then go for it.

No,i think that not enough for retire in 20 years,when we work hard and bitcoin price better and better,and we just earn it bit into bit,its almost useless,we need doing some sacrifice,buying 50 bitcoins with loan money,then hold it until bitcoin halving pass away,that's better in my pinion.

I can agree with that since everyone has a right for his/her opinion and as long as it is possible then why not?

yeah it's good opinion, but it really is too risky to borrow money is very much to buy 50 BTC and everyone thinks anything can happen in bitcoin. what will happen when prices do not rise and fall. you will get a big problem with it

[Cyaren]

I think that if you want a comfortable retirement, you're trying to aim to save as much money as you can in 20 years. However, that amounts varies from country to country, as the cost of living differs.

But I think that 200-500 BTC should buy you a comfortable retirement if you're living in a country with ok prices.

[Zooplus]

I think that if you want a comfortable retirement, you're trying to aim to save as much money as you can in 20 years. However, that amounts varies from country to country, as the cost of living differs.

But I think that 200-500 BTC should buy you a comfortable retirement if you're living in a country with ok prices.

That's more than enough for me, with 100 BTC, I can already live a comfortable life, if you are retired that does not necessarily mean that you will stop your life, if you love working then the better at least you are in control with your time. If I have that amount I could easily grow that as I would put a business and I will just manage it at home, no need to work hard as I know already how to leverage people.

[vero]

I think that if you want a comfortable retirement, you're trying to aim to save as much money as you can in 20 years. However, that amounts varies from country to country, as the cost of living differs.

But I think that 200-500 BTC should buy you a comfortable retirement if you're living in a country with ok prices.

Comfortable or not it's back to your lifestyle if he can live simply maybe he only need 25% of the amount you say for retirement.

[extrabyte]

I think that if you want a comfortable retirement, you're trying to aim to save as much money as you can in 20 years. However, that amounts varies from country to country, as the cost of living differs.

But I think that 200-500 BTC should buy you a comfortable retirement if you're living in a country with ok prices.

In some countries the actual price to buy only a house is 200-500 BTC, i don't know where the OP lives but he should count that it is needed a huge amount of bitcoins (at least the number should have 4-Digits) to retire in 20 years.