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Author Topic: How to save money.  (Read 345815 times)
agustina2
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July 01, 2016, 04:03:44 PM
 #2521

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.
You don't need excel sheet because there is an easy way, you just need to search for an app, download it and install in your phone, it has a template and all you need to do is just to fill it then you are good to go but remember you cannot achieve your goal if you do not follow it diligently.

Well both of your suggestion is just fine because it's depend on a user. It Person A feels using excel sheet then that's fine, if Person B wants an smartphone app also fine. People has different ways to take down their spendings. Most common is a small notebook or notes.
Yes and these sheets and apps are actually very important, because they might sound as a propaganda before saving but actually unless you do not know how much you earn and how much you waste, you can not save anything at the end of the day. Keeping track of records always good for peace of mind sake.

And besides it's not wrong. Since people using that are using it as a guide. If that is there way to monitor their spendings then I see no mistake to that kind of doings.

Every people has a preferred way to monitor their spendings so that they know how much they will saved.
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July 01, 2016, 05:04:18 PM
 #2522

This means to me like buying only the important things and not spending them for nothing this will amke you able to save a lot of money than you expected. As what they say you should live like a poor a person that dont want to think that i have to buy this and that but only preparing for your future or the right time. This will make you a very productive person for buying only the things that you need or you cannot survive without it. Spending much money will give you a lesser security in life.

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July 01, 2016, 05:13:22 PM
 #2523

This means to me like buying only the important things and not spending them for nothing this will amke you able to save a lot of money than you expected. As what they say you should live like a poor a person that dont want to think that i have to buy this and that but only preparing for your future or the right time. This will make you a very productive person for buying only the things that you need or you cannot survive without it. Spending much money will give you a lesser security in life.
Yeah saving for me is not easy if you are just save it for none safe place your savings are risky.. better to look for a safe place to save your money and choose bitcoin for saving money this is a smart way because you can get the benefits of bitcoin while the price is increase you are gaining a profit to while you are savings..

Decided to end it with zer0 profit.
mirakal
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July 02, 2016, 07:19:29 AM
 #2524

This means to me like buying only the important things and not spending them for nothing this will amke you able to save a lot of money than you expected. As what they say you should live like a poor a person that dont want to think that i have to buy this and that but only preparing for your future or the right time. This will make you a very productive person for buying only the things that you need or you cannot survive without it. Spending much money will give you a lesser security in life.
Yeah saving for me is not easy if you are just save it for none safe place your savings are risky.. better to look for a safe place to save your money and choose bitcoin for saving money this is a smart way because you can get the benefits of bitcoin while the price is increase you are gaining a profit to while you are savings..
Of course, but it is never advisable to save all your money in bitcoin wallet because we can never know in the future, for me saving you money in the blockchain is called investment and saving is only when you deposited it to the bank.

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sobsitesearch
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July 02, 2016, 09:48:35 AM
 #2525

Saving money in terms of bitcoin For me keep your bitcoin in your bitcoin wallet, never get bitcoin to use in gambling,hyip, everytime you get bitcoin from signature campaign, faucet, or any other ways, send it to your bitcoin wallet, that way in the future you will see your accumulated bitcoin and you will be surprise .
JessicaSe
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July 02, 2016, 10:05:10 AM
 #2526

This means to me like buying only the important things and not spending them for nothing this will amke you able to save a lot of money than you expected. As what they say you should live like a poor a person that dont want to think that i have to buy this and that but only preparing for your future or the right time. This will make you a very productive person for buying only the things that you need or you cannot survive without it. Spending much money will give you a lesser security in life.
Yeah saving for me is not easy if you are just save it for none safe place your savings are risky.. better to look for a safe place to save your money and choose bitcoin for saving money this is a smart way because you can get the benefits of bitcoin while the price is increase you are gaining a profit to while you are savings..
Of course, but it is never advisable to save all your money in bitcoin wallet because we can never know in the future, for me saving you money in the blockchain is called investment and saving is only when you deposited it to the bank.

Saving money in terms of bitcoin is really good in compare to saving fiat into banks, as you cannot expect good returns from banks but bitcoin will grow your money in future.
escrowboy
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July 02, 2016, 11:47:08 AM
 #2527

This means to me like buying only the important things and not spending them for nothing this will amke you able to save a lot of money than you expected. As what they say you should live like a poor a person that dont want to think that i have to buy this and that but only preparing for your future or the right time. This will make you a very productive person for buying only the things that you need or you cannot survive without it. Spending much money will give you a lesser security in life.
Yeah saving for me is not easy if you are just save it for none safe place your savings are risky.. better to look for a safe place to save your money and choose bitcoin for saving money this is a smart way because you can get the benefits of bitcoin while the price is increase you are gaining a profit to while you are savings..
Of course, but it is never advisable to save all your money in bitcoin wallet because we can never know in the future, for me saving you money in the blockchain is called investment and saving is only when you deposited it to the bank.
There are some reason why people believe in bitcoin and that is because of what information they know that will result to a good future of bitcoin. So I think bitcoin getting a bad future is just small for what information I am receiving such as bitcoin being adopted throughout the market.
Mark02
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July 02, 2016, 12:07:47 PM
 #2528

Good point, not saving money is not a good idea. Even though you have a decent job, you'll need to save money for emergencies. Also, spending you money in buying such a trash stuffs like gadgets, clothers and etc. is not a good idea also, maybe you can buy some but not much. Investing is recommended because it will not just save you money from being spent and it will give you a small profit and in time, you can start your own business from your earnings.
iqlimasyadiqa
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July 02, 2016, 12:18:43 PM
 #2529

Good point, not saving money is not a good idea. Even though you have a decent job, you'll need to save money for emergencies. Also, spending you money in buying such a trash stuffs like gadgets, clothers and etc. is not a good idea also, maybe you can buy some but not much. Investing is recommended because it will not just save you money from being spent and it will give you a small profit and in time, you can start your own business from your earnings.
yes some people will feel their lives comfortable when they have some money. investment is the right choice, I invest my money in gold. I believe gold investment is the safest investments today.
blackmachinegun
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July 02, 2016, 10:31:02 PM
 #2530

for saving money ..firstly you sholud to not spend money extra ....money spend only where necessary...or need .. then you can save money....
You guys might find it funny but what I do is give my friends loans ( the friends I know in real life ). This way I can not spend those bitcoins and earn small interest too at the same time.
I think it's not a problem if you spend money on that need seusatu like to lend money to someone
after all you will benefit also there. you need to know about spend money prohibited. like spending money to gamble or something
jerelimZ
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July 02, 2016, 11:19:49 PM
 #2531

The safest way to save money is to save in the banks as that is the most secured place to save money and your money is really safe and if something goes wrong banks will always stand by you to recover it.


 
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ajun96
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July 02, 2016, 11:24:44 PM
 #2532

Buy bitcoin and hold bitcoin and never spend any and that's saving money.
And what you gonna do if Bitcoin will fails as system generally and all your money will disappear? You can't predict that something like that may not to happen, be honest.
yeah it is a poor money management keep all the money in bitcoin is included investment? I think not because investment was a bad idea. but you must save the fiat well if you want menage money well. You have to manage to save and invest with a balanced dude Cheesy
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July 03, 2016, 12:41:37 AM
 #2533

Buy bitcoin and hold bitcoin and never spend any and that's saving money.
And what you gonna do if Bitcoin will fails as system generally and all your money will disappear? You can't predict that something like that may not to happen, be honest.
yeah it is a poor money management keep all the money in bitcoin is included investment? I think not because investment was a bad idea. but you must save the fiat well if you want menage money well. You have to manage to save and invest with a balanced dude Cheesy
In investing you need to diversify to minimize the risk while in savings also you need to appropriate you funds by a certain portion for emergencies, leisure and for future investments.

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July 03, 2016, 07:16:26 AM
 #2534

Buy bitcoin and hold bitcoin and never spend any and that's saving money.
And what you gonna do if Bitcoin will fails as system generally and all your money will disappear? You can't predict that something like that may not to happen, be honest.

You may be correct, but why would it fail at any moment? Why would your money disappear?
It is not good when you are doing everything for bitcoins and on the other end, you say like this.
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July 03, 2016, 07:33:33 AM
 #2535

I owuld say you rather saving money try to earn more money so that it would automatically cover all your high expenses as well easily and dont have to think.

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July 03, 2016, 07:54:42 AM
 #2536

Buy bitcoin and hold bitcoin and never spend any and that's saving money.
And what you gonna do if Bitcoin will fails as system generally and all your money will disappear? You can't predict that something like that may not to happen, be honest.

You may be correct, but why would it fail at any moment? Why would your money disappear?
It is not good when you are doing everything for bitcoins and on the other end, you say like this.
Because we are here in the crypto world, we should totally believe in bitcoin because that would take us to our goal in life, there are a lot of opportunities here if you have a good eye so you can easily earn money but needs to be discipline enough to save it.

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July 03, 2016, 09:19:29 AM
 #2537

saving money, needs discipline and consistency for your goal, if you have steady income you need to save 20% of that, but if you think that it is enough for you to cut 20% for you're salary, you need decrees  you're saving's , but constant saving takes you to financial freedom.
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July 03, 2016, 10:34:56 AM
 #2538

It's better if you make a goal on what you want to buy or where to spend that saved money. I think this quote can help you i just found it some where. "Do not save what is left after spending but spend what is left after saving" and also if you saved some money now this quote can help you on spending. "If you buy things you do not need, soon you will have to sell things you need". I hope those quotes can help you in making decision both on saving and also spending Grin.
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July 03, 2016, 10:37:03 AM
 #2539

The safest way to save money is to save in the banks as that is the most secured place to save money and your money is really safe and if something goes wrong banks will always stand by you to recover it.
yes bank into a safe place. because there is money we assured existence. the government guarantees the money we have. if the amount of money you want saved a lot of the Bank is the most appropriate choice.
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July 03, 2016, 10:39:26 AM
 #2540

There are many ways to save money you can also save your money in bitcoin and get profit with it.. also if you are just saving it you can use banks to save it and hold it for a long time just don't spend it instead just add some money while you are in your job and sideline collecting bitcoins... so that you have a good future..
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