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Author Topic: How to save money.  (Read 345756 times)
avw1982
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December 22, 2015, 04:43:14 AM
 #1621

The oldest method is to keep it in a shoebox and hide it under your bed. Of course there is a risk of it being stolen or losing it in a house fire. People seem to take this risk so not to have the bank know about it thus not paying taxes on it. In a way that is saving money. Most if not all countries do not allow this way in saving money as it is illegal but if you are in one of the few countries that allow it then you saving.

That’s crazy dude. Most savings are based on the how you plan budget for your family or business. And investment also play on savings. If we investment in proper business automatically You can hold some money as profit. Utilize that money on savings.
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December 22, 2015, 04:44:57 AM
 #1622

The best way to save is to invest. You can save your money + get a bit of interest on your money too.


 
 
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justspare
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December 22, 2015, 06:33:08 AM
 #1623

The oldest method is to keep it in a shoebox and hide it under your bed. Of course there is a risk of it being stolen or losing it in a house fire. People seem to take this risk so not to have the bank know about it thus not paying taxes on it. In a way that is saving money. Most if not all countries do not allow this way in saving money as it is illegal but if you are in one of the few countries that allow it then you saving.

But at the same time, the banks will pay you interest for storing your money in their bank. So technically you will be earning money, which is more spending money for you.
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December 22, 2015, 11:26:47 AM
 #1624

The oldest method is to keep it in a shoebox and hide it under your bed. Of course there is a risk of it being stolen or losing it in a house fire. People seem to take this risk so not to have the bank know about it thus not paying taxes on it. In a way that is saving money. Most if not all countries do not allow this way in saving money as it is illegal but if you are in one of the few countries that allow it then you saving.

But at the same time, the banks will pay you interest for storing your money in their bank. So technically you will be earning money, which is more spending money for you.

There are banks that offers great interest when you opened an account and save money there. This is what other people don't see because some of the banks in their location are vary per offers. Good thing one of the banks here in my country really offered a great deal when storing money there and we, my wife, are living proof for it. That's is only one of our ways to save our fiat money aside from our usual doings.

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December 22, 2015, 12:28:11 PM
 #1625

The oldest method is to keep it in a shoebox and hide it under your bed. Of course there is a risk of it being stolen or losing it in a house fire. People seem to take this risk so not to have the bank know about it thus not paying taxes on it. In a way that is saving money. Most if not all countries do not allow this way in saving money as it is illegal but if you are in one of the few countries that allow it then you saving.

But at the same time, the banks will pay you interest for storing your money in their bank. So technically you will be earning money, which is more spending money for you.

The interest rates a bank offers you in my region is not worth it to store your money with them. This is almost a zero sum game.
And when I keep in mind that the banks can close my account any time, or the bank goes bankcrupt and tries to get a bail in by it's customers I don't feel comfortable with it to be honest.
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December 22, 2015, 12:32:32 PM
 #1626

The oldest method is to keep it in a shoebox and hide it under your bed. Of course there is a risk of it being stolen or losing it in a house fire. People seem to take this risk so not to have the bank know about it thus not paying taxes on it. In a way that is saving money. Most if not all countries do not allow this way in saving money as it is illegal but if you are in one of the few countries that allow it then you saving.

But at the same time, the banks will pay you interest for storing your money in their bank. So technically you will be earning money, which is more spending money for you.

Although look at your country's current inflation rates first. An inflation rate of 3% with a bank interest of 2% per year mean you're losing money in the long term.

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December 22, 2015, 02:37:12 PM
 #1627

Saving money is always a good thing to do. If you buy bitcoin you're saving as investing as well, if you're holding for the moment.
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December 22, 2015, 02:44:10 PM
 #1628

The oldest method is to keep it in a shoebox and hide it under your bed. Of course there is a risk of it being stolen or losing it in a house fire. People seem to take this risk so not to have the bank know about it thus not paying taxes on it. In a way that is saving money. Most if not all countries do not allow this way in saving money as it is illegal but if you are in one of the few countries that allow it then you saving.

But at the same time, the banks will pay you interest for storing your money in their bank. So technically you will be earning money, which is more spending money for you.

The interest rates a bank offers you in my region is not worth it to store your money with them. This is almost a zero sum game.
And when I keep in mind that the banks can close my account any time, or the bank goes bankcrupt and tries to get a bail in by it's customers I don't feel comfortable with it to be honest.


You need to save money in trustworthy banks which are running since years like traditional banks and those bank will never go bankcrupt and it is always safe to save your money in banks rather then keeping at home and if you are not satisfied with bank interest rates then you can go for fixed deposits where you get higher interest rates or save money in mutual funds where you can earn good amount of profits.
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December 22, 2015, 02:48:24 PM
 #1629

The oldest method is to keep it in a shoebox and hide it under your bed. Of course there is a risk of it being stolen or losing it in a house fire. People seem to take this risk so not to have the bank know about it thus not paying taxes on it. In a way that is saving money. Most if not all countries do not allow this way in saving money as it is illegal but if you are in one of the few countries that allow it then you saving.

But at the same time, the banks will pay you interest for storing your money in their bank. So technically you will be earning money, which is more spending money for you.

The interest rates a bank offers you in my region is not worth it to store your money with them. This is almost a zero sum game.
And when I keep in mind that the banks can close my account any time, or the bank goes bankcrupt and tries to get a bail in by it's customers I don't feel comfortable with it to be honest.


You need to save money in trustworthy banks which are running since years like traditional banks and those bank will never go bankcrupt and it is always safe to save your money in banks rather then keeping at home and if you are not satisfied with bank interest rates then you can go for fixed deposits where you get higher interest rates or save money in mutual funds where you can earn good amount of profits.

Exploring the banking system is a really a must. One thing why others doesn't preferred banks aside from I stated above is the traditional beliefs that saving in bank is really not worth to try. Almost all beliefs are cons. Think out of the box. There are benefits which you can only see if you will take a deep thoughts about it constuctively.

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December 24, 2015, 12:47:42 AM
 #1630

just stay way from gambling, and your money will be safe and save Smiley
Many people for fun of gambling doing it and they are still pure and they re still losing their future
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December 24, 2015, 01:21:03 AM
 #1631

just stay way from gambling, and your money will be safe and save Smiley

Other people don't do gambling but still can't save money. Give a tips or suggestions in general. Self discipline is the key here to make your saving money plan on the go.

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December 24, 2015, 05:12:49 AM
 #1632

just stay way from gambling, and your money will be safe and save Smiley
Many people for fun of gambling doing it and they are still pure and they re still losing their future
yes true, most people still like to gamble, this is the Number 1 obstacle for you to be rich, if you want to save money stay away from gambling!
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December 24, 2015, 03:16:34 PM
 #1633

just stay way from gambling, and your money will be safe and save Smiley

Other people don't do gambling but still can't save money. Give a tips or suggestions in general. Self discipline is the key here to make your saving money plan on the go.
yess
spending money not just from gambling many people who dont gamble,, but still wasteful of money,, I was also wasteful of money, sometimes I often spend money to buy goods that I dont need it
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December 24, 2015, 03:21:51 PM
 #1634

just stay way from gambling, and your money will be safe and save Smiley

Other people don't do gambling but still can't save money. Give a tips or suggestions in general. Self discipline is the key here to make your saving money plan on the go.
yess
spending money not just from gambling many people who dont gamble,, but still wasteful of money,, I was also wasteful of money, sometimes I often spend money to buy goods that I dont need it
yes, it is difficult to control ourself! Why not save our money in fixed deposit or some kind of reliable investment! we can make money from our money.


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praprata
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December 24, 2015, 04:45:25 PM
 #1635

Normally I am not into saving, but with bitcoin is care a lot. I tried to safe as many bitcoins before the alleged pump will come.

These tips apply on some people but not spending money on useless things, is something i will do for sure.


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Imran.shamsi
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December 24, 2015, 07:18:39 PM
 #1636

just stay way from gambling, and your money will be safe and save Smiley
Many people for fun of gambling doing it and they are still pure and they re still losing their future

save money from your salary and decrease your expenses. avoid extra purchasing  only purchase useful things
tn211
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December 24, 2015, 10:35:52 PM
 #1637

The best way is to cut your spending.

People have a tendency to buy a lot of junk. Becaues they want to own 'junk'
Think about this and then think about the junk you have to sell?

P.S. With junk i also mean stuff you think you can sell for the big bucks in 10 years.
hendra147
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December 25, 2015, 11:52:46 PM
 #1638

Normally I am not into saving, but with bitcoin is care a lot. I tried to safe as many bitcoins before the alleged pump will come.

These tips apply on some people but not spending money on useless things, is something i will do for sure.

if you want to save more bitcoin you can create paper wallet, then dont; touch it Smiley
2016 is year of bitcoin, so better to collect and earning more Bitcoin then hodl it
ajun96
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December 26, 2015, 12:54:44 AM
 #1639

Normally I am not into saving, but with bitcoin is care a lot. I tried to safe as many bitcoins before the alleged pump will come.

These tips apply on some people but not spending money on useless things, is something i will do for sure.

if you want to save more bitcoin you can create paper wallet, then dont; touch it Smiley
2016 is year of bitcoin, so better to collect and earning more Bitcoin then hodl it
what do you mean about "year of bitcoin" how can you call it?

I've never tried to keep money in the paper wallet, what are the benefits?
Abiky
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December 26, 2015, 02:42:48 AM
 #1640

just stay way from gambling, and your money will be safe and save Smiley
Many people for fun of gambling doing it and they are still pure and they re still losing their future
yes true, most people still like to gamble, this is the Number 1 obstacle for you to be rich, if you want to save money stay away from gambling!

Gambling makes you feel greedy and as a result you lose money due to your greediness. You then want to spend more money in dice games or other gambling games like Blackjack. Since the probabilities of winning are mininal, you would end up losing more than what you could earn. This is not an effective way of saving money. Just avoid spending money on unnecessary things and you will be alright.  Cheesy

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