How to save money.

[malzahar]

Try to earn more and spend less, do not spend on unwanted things, just spend on basic necessities and that will help you in saving your money.

I do agree thats the best step. But, the tendency to break the habit of spending less is harder for most people.

Esp if they are used to spending a daily coffee at starbucks or something in their routine.

[1714662479]

1714662479

[Crazygreek]

Try to earn more and spend less, do not spend on unwanted things, just spend on basic necessities and that will help you in saving your money.

I do agree thats the best step. But, the tendency to break the habit of spending less is harder for most people.

Esp if they are used to spending a daily coffee at starbucks or something in their routine.

Better to manage your time that people spanding on entertaiment and other similar stuff and direct this time on working and earning money.
Awlays need to have a right  priority.

[excword]

Being able to balance income with outcome will allow you to know how much from your salary isnt used to pay bill,soo those money need to go to saving and pleasure a part from both.

[chaosknight]

Try to earn more and spend less, do not spend on unwanted things, just spend on basic necessities and that will help you in saving your money.

I do agree thats the best step. But, the tendency to break the habit of spending less is harder for most people.

Esp if they are used to spending a daily coffee at starbucks or something in their routine.

Better to manage your time that people spanding on entertaiment and other similar stuff and direct this time on working and earning money.
Awlays need to have a right  priority.

It has been observed that majority of times people spend on entertainment or restaurant is because of peer pressures as they cannot say directly NO to them.

[jt byte]

Being able to balance income with outcome will allow you to know how much from your salary isnt used to pay bill,soo those money need to go to saving and pleasure a part from both.

Yes there are plenty of excel spreadsheets online which you can use to monitor your income and outcome. From there you only have to make sure to make sure to cut back spending so you can safe more money. The more you save the better.

So avoid buying useless gadgets etc.

[Corenin]

Being able to balance income with outcome will allow you to know how much from your salary isnt used to pay bill,soo those money need to go to saving and pleasure a part from both.

Yes there are plenty of excel spreadsheets online which you can use to monitor your income and outcome. From there you only have to make sure to make sure to cut back spending so you can safe more money. The more you save the better.

So avoid buying useless gadgets etc.

Yeah need to stop spending on something that is not important, and we need to postponed unwanted expenses to next month so that we would be able to save wisely.

[jakelyson]

No need to think about saving money. Think about earning more!)

That is linked to each other. If you will able to think some other earnings opportunities then that is really good to you as you will able now to put some more funds in your savings. And I see no sense if you will just think about earnings more and don't save some part of it. What is the purpose of doing such multiple source of income?

Yeah, think about saving and earning more. It is like, the more you earn, the more you save. This saving is not just for anything, it is for your future. When you have sudden expenses or you cannot work anymore, use the money you saved. It is important.

yeah it would be nice if you have a large income. and plan a great save. certainly in a short time if you have a good store strategy. you're going to get rich quick.
saving strategy would include a note on how much money can you spend on shopping, and etc

It helps if you have a high income but it is not enough. You should have a disciplined mind to follow your saving strategy. I noticed that high income earners also have a high cost of living. So in the end, there is nothing left in their salary. Even if you have a little bit lower income, if you have a good saving plan and follow it strictly, then you are bettter.

[Pattart]

Try to earn more and spend less, do not spend on unwanted things, just spend on basic necessities and that will help you in saving your money.

if you are already employed and earn a stable and fixed. you have to do to become rich is have a good financial management. You will have a calculation where out money well.
then you will be more efficient and will be rich

[Viyamore]

Try to earn more and spend less, do not spend on unwanted things, just spend on basic necessities and that will help you in saving your money.

if you are already employed and earn a stable and fixed. you have to do to become rich is have a good financial management. You will have a calculation where out money well.
then you will be more efficient and will be rich

That's right sir , for me if you have a stable job and there's an excess money i better choose to put in a bank or bitcoin wallet,but in bitcoin wallet there is a chnce that your savings may grow and grow in time.

[knowhow]

Well managing the income to get rich isnt for all ,we are talking about those peoples that earns over 20k dollars monthly.Well i take my salary to cover all the expenses at home,the bitcoin i get is invested at some mini projects ,and a bit keeps growing slowly and waiting a good value maybe to convert .Soo i keep the house first and the others incomes i use them the way i think is better.

[KennyR]

Try to earn more and spend less, do not spend on unwanted things, just spend on basic necessities and that will help you in saving your money.

if you are already employed and earn a stable and fixed. you have to do to become rich is have a good financial management. You will have a calculation where out money well.
then you will be more efficient and will be rich

That's right sir , for me if you have a stable job and there's an excess money i better choose to put in a bank or bitcoin wallet,but in bitcoin wallet there is a chnce that your savings may grow and grow in time.

Rather than saving the excess in bank, its good to have a fixed amount as saving and spend the remaining for the regular needs.

[bamboylee]

you can save money every month with Keep track of your spending maybe for help you can use credit card for checking what you've purchased.

If you have a habit of purchasing with credit card then it will increase your expenses, as you know that you don't have to pay at a moment that will make you to purchase unwanted things too.

Then cut your credit card so you will not be tempted to make unnecessary expenses. And if you have a previous debt, pay it at once. The interest from those.debts will not help you save money. It will just get all the money you have paying the interest.

[gerXhonza]

Plnt trees, buy lands, invest in something that will give small but sure gain. Don't need to take it high in the skyscraper. I am an optimist so I like to gamble big, but saving sensible or investing sensible is the right way to go.

Very rightly said, invest in something where you can earn some small returns in future, and I really feel to save in bitcoin at a moment as I have a feeling that I will earn more in future.

[Akupuniard]

Plnt trees, buy lands, invest in something that will give small but sure gain. Don't need to take it high in the skyscraper. I am an optimist so I like to gamble big, but saving sensible or investing sensible is the right way to go.

Very rightly said, invest in something where you can earn some small returns in future, and I really feel to save in bitcoin at a moment as I have a feeling that I will earn more in future.

Investing require money for it so people should earn it first of all. And than just need to manage them. It's just a power of wiil, you can spend less than earn. Profit.

[MTBTT]

Well managing the income to get rich isnt for all ,we are talking about those peoples that earns over 20k dollars monthly.Well i take my salary to cover all the expenses at home,the bitcoin i get is invested at some mini projects ,and a bit keeps growing slowly and waiting a good value maybe to convert .Soo i keep the house first and the others incomes i use them the way i think is better.

I think you still need a management of your money. so that you will know the rest of the salary money you use to pay for expenses.
then you could use that money for other activities and do not forget to save some of your money

[7788bitcoin]

Every one should get the habit of saving from his childhood. Like what is the difference between buying a pen that cost $1 and $10- pen serves the same function, only different in design and manufactures. Saving is a habit.

[Antesth]

To save some money you have to save money at your bank and dont give so much money out to stupid things or something.
Gambling is also very bad to earn money you have to make an investment or you have to trade to earn some money.

[haileysantos95]

Every one should get the habit of saving from his childhood. Like what is the difference between buying a pen that cost $1 and $10- pen serves the same function, only different in design and manufactures. Saving is a habit.

Yeah doing it when you were a child will help a person to save more when that person grows older,saving money will give you a big help when you need the money most that why we should learn how to save money.

[BruceLee007]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

it is easy, if you want to save your money don't spend it, don't buy more bitcoins and don't buy anything that you don't need this month, i saw lots of people that manage to save 80% of their monthly salary just you have to resist urge to spend money, it may look hard at first but it is actually pretty easy to do that

[AndySt]

To save some money you have to save money at your bank and dont give so much money out to stupid things or something.
Gambling is also very bad to earn money you have to make an investment or you have to trade to earn some money.

In the current unstable financial environment, banks no longer look like a safe fortress.