blackmachinegun
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July 17, 2016, 08:56:27 PM |
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Need to save atleast 20% of salary Go for savings investment plans which deducts a part of salary from your account and gives you good returns in future and will also help in tax benefit purposes..thats the only way to save money who has a fixed amount of income..
yeah although I think the investment will be at risk but at least you should have a backup plan when you have a tight spot. the investment will help to provide passive income and passive income you can save it in a different wallet I hope it can help you in the future
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Blitzboy
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July 17, 2016, 09:59:46 PM |
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Many way to save your money not only buying bitcoins and save it for safe place.. the safetiest that i know better to save your money is banks but your money there will not multiply unlike invewsting it all in bitcoin and wait for the price to increase..
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STT
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July 17, 2016, 10:27:08 PM |
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Keep in mind that you are in an era of negative interest rates. Banks can easily knock off a portion of your deposit as fees or negative interest. This has happened only to corporates until now, but it could happen to individuals also.
Its happened to normal people in Cyprus I think the bank customers found 20% of their money had been taken to fund a bank bailout. The only saving grace was that they did not touch money below 50,000 but thats alot of small business and even couples with a house saving who lost overnight through no fault of their own. Negative rates are the opposite of capitalism, the best thing is for any money you really wish to save and I mean that in the context of for example a pension is to own some gold
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Zadicar
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July 18, 2016, 01:59:06 AM |
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Many way to save your money not only buying bitcoins and save it for safe place.. the safetiest that i know better to save your money is banks but your money there will not multiply unlike invewsting it all in bitcoin and wait for the price to increase..
Yes, the are lots of ways to samoney on bank would do but as you said your money wouldnt increase there unlike in bitcoin if you have saving or you kept a bitcoin for a long time it would make good profit on you since the price of bitcoin is still progressing to rise gradually. Even in fiat savings are good especially when there are circumstances that you didnt expect like emergencies or any situation that involves money/expenses.
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mirakal
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July 18, 2016, 02:05:11 AM |
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Keep in mind that you are in an era of negative interest rates. Banks can easily knock off a portion of your deposit as fees or negative interest. This has happened only to corporates until now, but it could happen to individuals also.
Its happened to normal people in Cyprus I think the bank customers found 20% of their money had been taken to fund a bank bailout. The only saving grace was that they did not touch money below 50,000 but thats alot of small business and even couples with a house saving who lost overnight through no fault of their own. Negative rates are the opposite of capitalism, the best thing is for any money you really wish to save and I mean that in the context of for example a pension is to own some gold Maybe I should not wait for that to happen in my country, currently banks here does not charge negative interest rates, if that will happen I will just save and invest my money then with bitcoins and I think bitcoin will be more popular that time.
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Bemerand
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July 18, 2016, 02:08:23 AM |
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I find the best way to save is to start small if you have never saved before. If you were young like a kid Id say to save 1$ from every 10$ you earn as an allowance and never touch it. As you get older and earn more try to keep at least 10% of your income for savings and once you build the habit of putting the money away it will become second nature.
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88.36255237114% of all ICO's are SCAMS
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goldcoinminer
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July 18, 2016, 02:53:03 AM |
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I find the best way to save is to start small if you have never saved before. If you were young like a kid Id say to save 1$ from every 10$ you earn as an allowance and never touch it. As you get older and earn more try to keep at least 10% of your income for savings and once you build the habit of putting the money away it will become second nature.
Yeah! we need to be discipline with our savings as that is the only way we can save, no matter how much we are earning or receiving but we don't have that discipline we can never save. There are a lot of temptation outside like stuffs that you want so you need to control your self not to spend.
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sishendaoye
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July 18, 2016, 08:54:47 AM |
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Saving money is not a hard job at all but it still is true that some people have trouble with it, I think that these people spend to much money when they have received money. You always need to set a max of how much money you can spend per week.
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coinzat
Sr. Member
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Young but I'm not that bold
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July 18, 2016, 09:00:22 AM |
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Inflation rates in most countries eat saving money so I think everyone should not save a lot of money because by time its value is declining. only save what you may need in an emergency
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Pattart
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July 18, 2016, 10:34:05 PM |
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Need to save atleast 20% of salary Go for savings investment plans which deducts a part of salary from your account and gives you good returns in future and will also help in tax benefit purposes..thats the only way to save money who has a fixed amount of income..
this is a valid Idea. but every person can't afford to save 20% of salary every week. lots of people don't even getting that much money that they can feed their family properly. but yes try to save as much as you can because these small savings will help you alot in future. yeah first we must to try with small savings after that then after you used to it to try to save more big then 20% because it's for yourself and for your future. I think 20% is just an example I think if you have of small crops in every week or every month, you can adjust the cost of your life and you can keep the rest of the salary for investment. You do not have to invest 20% of your salary for each investment, it depends on your circumstances
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Shibashi Dogemoto
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July 18, 2016, 10:46:05 PM |
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Inflation rates in most countries eat saving money so I think everyone should not save a lot of money because by time its value is declining. only save what you may need in an emergency
Yeah and if you want to get rid of inflation then save money in bitcoin as if bitcoin price goes higher then it will take best care of inflation too.
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virtualx
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July 18, 2016, 10:53:09 PM |
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Inflation rates in most countries eat saving money so I think everyone should not save a lot of money because by time its value is declining. only save what you may need in an emergency
Fiat value dropped to 10% of your original savings in 50 years. Investment is better
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cambda
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July 18, 2016, 11:57:30 PM |
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Inflation rates in most countries eat saving money so I think everyone should not save a lot of money because by time its value is declining. only save what you may need in an emergency
Fiat value dropped to 10% of your original savings in 50 years. Investment is better Yeah even if investment involves risk its far better then saving, as inflation will kill your savings so its better to take risk and grow your money in long run.
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mirakal
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July 19, 2016, 02:05:36 AM |
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Inflation rates in most countries eat saving money so I think everyone should not save a lot of money because by time its value is declining. only save what you may need in an emergency
Fiat value dropped to 10% of your original savings in 50 years. Investment is better Yeah even if investment involves risk its far better then saving, as inflation will kill your savings so its better to take risk and grow your money in long run. If a person does not take risk he will never be rich, we only save for a certain time and that savings includes for emergency. We should set also for investment to grow our funds and no man does not want to live comfortably in the future.
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escrowboy
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July 19, 2016, 06:45:54 AM |
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Inflation rates in most countries eat saving money so I think everyone should not save a lot of money because by time its value is declining. only save what you may need in an emergency
You got it right! Before your money get affected with the inflation that's happening in our economic system, do the right thing and convert it now to bitcoin because bitcoin is the only currenct that's deflating as time pass by.
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Positid
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July 19, 2016, 07:44:12 AM |
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Inflation rates in most countries eat saving money so I think everyone should not save a lot of money because by time its value is declining. only save what you may need in an emergency
You got it right! Before your money get affected with the inflation that's happening in our economic system, do the right thing and convert it now to bitcoin because bitcoin is the only currenct that's deflating as time pass by. That is right, we just need to trust bitcoin before doing that as it is a risky move with a good future reward if bitcoins will succeed. Having that in mind will make you feel comfortable with your investment as you have so much faith with bitcoins. This is a revolution and in the future we will be ruling the world not the dirty politicians.
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sishendaoye
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July 19, 2016, 07:44:18 AM |
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Some simple tips for saving money:
-Use cash, don't buy on credit. -Don't eat out. -Don't buy coffee from starbucks/etc. -If you want to get drunk, stay away from pubs/bars: your/friend's home is a nice, cheap and secure place to get hammered. -Don't spend money on big house, buy a flat instead. Home is not an investment (unless you rent it away some day). -Get rid of a car or two. -If you really need some electronics/hardware, buy them used.
After you start to manage saving some money on a monthly basis, invest it. Nothing is worse than having money sitting and being eaten out by inflation. Buy stocks, ETFs, mutual funds (vanguard is the best), bonds, bitcoins, (gold, silver).
You can also consider investing some money on personal education (books, audio books, classes, certificates). There's also tons of free information on the internet.
Best way to save money is to make sure that every week you only give out a certain amount of money so that you are able to save easier. Most people just give out money until they see that they have to take it easy but then it is already to late.
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betlord90
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July 19, 2016, 07:56:44 AM |
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Collecting coins is a good one! I save bundles by saving my loose change – it really adds up. A personal tip I wanna share with you all is try switching your cell phone bill from a plan to prepaid. I’m not kidding, it cut my bill down each month such a significant amount. With four kids its really important that I have more than enough saved up for them and making this switch is a big help
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smho_16
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July 19, 2016, 08:02:28 AM |
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I am having difficulty of keeping my coins in my wallet although I try hard to do so. I have a bad habit of buying all kind of digital stuff, gamble, and sometimes even playing slots online which is a money destroyer. After reading advises in this thread I have not still find a good way to really make me save money yet. I got to google and downloaded from torrent some finance ebooks. Have read only few pages but one advise I would give to myself and to all readers is let's not go out in weekends and let's take some nap just like our four foot friends do. This is the best advise I have read there so far and it save us the weekend money which we spend for having fun in the clubs during the night.
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Ardenyham
Legendary
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July 19, 2016, 08:06:58 AM |
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Saving money is not a hard job at all but it still is true that some people have trouble with it, I think that these people spend to much money when they have received money. You always need to set a max of how much money you can spend per week.
many family holder persons have trouble to save their money because they don't even earn what they need to support and feed their family and kids. that's why saving from them is very hard. for those type of people my suggestion is get enter into bitcoin and give some part time to bitcoin. you can even better support your family with your bitcoin earning and you possible become able to save some funds every month.
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