How to save money.

[dodgecharger]

well part of my salary is invested in a previdence that will allow me to earn an interest as long as im alive ,but i have to pay it for the next 25 years and forgot those money ,soo i can maximize the ammount i will be able to get montly or at once.Soo i could being invested those money into bitcoin and left it for the next 25 years but there is a high risk on it currently,my investment into the bank will allow me to have enought money to survive and live well.

You can also save your money in some systematic investment plans which are safe and gives you good returns and the best thing is those plans are available for short term too..like say 6 months or 1 year after maturity you can withdraw and can earn good interest on it.

Saving is the best option if you want to gain something in future.. You can't afford to just dependent on the investment as it can also prove the wrong financial descision in the future

[1714632236]

1714632236

[1714632236]

1714632236

[1714632236]

1714632236

[1714632236]

1714632236

[faridkifly]

Thanks dude for the tips.. Next months I want to try being a employee, and I don't know how to do with my first salary

[Amph]

i am from Macedonia. In my country the minimal salary is 150 euros, with that kind of salary you can not save 20% because everything is expensive. But there are another ways to save money. You can do your shopping in the big markets and on every shopping you can save. You can also use the public transport because it is good way to go from a to b, etc.

you say that 150 is the minimal, this mean that if you work harder you can get more right? if 150 is for hours you can try to add another 4 hours job to increase your minimum

if you can't save money you work more, there is no other way around

[Dotakels]

i am from Macedonia. In my country the minimal salary is 150 euros, with that kind of salary you can not save 20% because everything is expensive. But there are another ways to save money. You can do your shopping in the big markets and on every shopping you can save. You can also use the public transport because it is good way to go from a to b, etc.

just get a good job and you can save, and its all depend on your skill, you can't get a good job if you did't finished college. Education is important than experienced.

[globaltechno]

Money is importand for life, we need save money

[Don007]

i am from Macedonia. In my country the minimal salary is 150 euros, with that kind of salary you can not save 20% because everything is expensive. But there are another ways to save money. You can do your shopping in the big markets and on every shopping you can save. You can also use the public transport because it is good way to go from a to b, etc.

just get a good job and you can save, and its all depend on your skill, you can't get a good job if you did't finished college. Education is important than experienced.

I don't agree with you on that part. Here in the Netherlands more and more people get educated and therefore much more people go to college. However, now even educated people have to take lower-skilled jobs in order to get a job, as it's quite hard for young people to get a job over here. And if you find a good job (at your level), experience makes you different from others (and that makes you the better choice).

At my job, I quite lack the right education for the job. However, I've got a lot of experience and I know how to do the job, I learned almost everything in practise. I got promoted to this job, and people with the right education didn't. It's not all about education anymore I guess.

 

[98problems]

Money is importand for life, we need save money

no dump sherlock this thread is all about how to do that

also i think that you have to save your money by working hard and spending it only on things you really need, when you have enough money to create a business you do that, then you either fail or get lucky, and if you dont get lucky then you are basically done

[dollarneed]

I think the very best method to saving money is to create your Spending Plan or a Budget.
With a budget you figure out what your income is and what your expenses are.
Once you know these two things, you can look for ways to reduce your expenses or increase your income to allocate an amount of money that you can afford to save.

[knowhow]

each year the government increases the retirement age , making the majority of those who never receive discounted .
In this way the government controls our money with discounts already made ​​bills when you give to the government? In Brazil the people paid about 4-6 months of taxes , the remaining part will for rent and the remainder is left over for diversao algo.Investir in private pension reduces the wait time and and identical retirement that countries want us dar..fora so we have the bitcoin that gives us now a good capitalization.

[Dotakels]

i am from Macedonia. In my country the minimal salary is 150 euros, with that kind of salary you can not save 20% because everything is expensive. But there are another ways to save money. You can do your shopping in the big markets and on every shopping you can save. You can also use the public transport because it is good way to go from a to b, etc.

just get a good job and you can save, and its all depend on your skill, you can't get a good job if you did't finished college. Education is important than experienced.

I don't agree with you on that part. Here in the Netherlands more and more people get educated and therefore much more people go to college. However, now even educated people have to take lower-skilled jobs in order to get a job, as it's quite hard for young people to get a job over here. And if you find a good job (at your level), experience makes you different from others (and that makes you the better choice).

At my job, I quite lack the right education for the job. However, I've got a lot of experience and I know how to do the job, I learned almost everything in practise. I got promoted to this job, and people with the right education didn't. It's not all about education anymore I guess.

 

Ok thats your opinion i respect it, but here in my country you must graduated in college so you can get a better job and easily hired. Because we are believing that you is a better person if you finished college.

[lissandra]

i am from Macedonia. In my country the minimal salary is 150 euros, with that kind of salary you can not save 20% because everything is expensive. But there are another ways to save money. You can do your shopping in the big markets and on every shopping you can save. You can also use the public transport because it is good way to go from a to b, etc.

just get a good job and you can save, and its all depend on your skill, you can't get a good job if you did't finished college. Education is important than experienced.

I don't agree with you on that part. Here in the Netherlands more and more people get educated and therefore much more people go to college. However, now even educated people have to take lower-skilled jobs in order to get a job, as it's quite hard for young people to get a job over here. And if you find a good job (at your level), experience makes you different from others (and that makes you the better choice).

At my job, I quite lack the right education for the job. However, I've got a lot of experience and I know how to do the job, I learned almost everything in practise. I got promoted to this job, and people with the right education didn't. It's not all about education anymore I guess.

 

Ok thats your opinion i respect it, but here in my country you must graduated in college so you can get a better job and easily hired. Because we are believing that you is a better person if you finished college.

In some countries like korea, its actually way recommended to finish college like you stated for yours.

Since most are usually into tech jobs or other technical jobs that these countries have, but its also both ways.

[Dotakels]

i am from Macedonia. In my country the minimal salary is 150 euros, with that kind of salary you can not save 20% because everything is expensive. But there are another ways to save money. You can do your shopping in the big markets and on every shopping you can save. You can also use the public transport because it is good way to go from a to b, etc.

just get a good job and you can save, and its all depend on your skill, you can't get a good job if you did't finished college. Education is important than experienced.

I don't agree with you on that part. Here in the Netherlands more and more people get educated and therefore much more people go to college. However, now even educated people have to take lower-skilled jobs in order to get a job, as it's quite hard for young people to get a job over here. And if you find a good job (at your level), experience makes you different from others (and that makes you the better choice).

At my job, I quite lack the right education for the job. However, I've got a lot of experience and I know how to do the job, I learned almost everything in practise. I got promoted to this job, and people with the right education didn't. It's not all about education anymore I guess.

 

Ok thats your opinion i respect it, but here in my country you must graduated in college so you can get a better job and easily hired. Because we are believing that you is a better person if you finished college.

In some countries like korea, its actually way recommended to finish college like you stated for yours.

Since most are usually into tech jobs or other technical jobs that these countries have, but its also both ways.

Yes most us or most of people who finished or taking a course in college are usually technology related course like Information technology,Computer Science etc, because it is the demand of many company, a person who had finished college and computer literate.

[knowhow]

the more knowledge we own the better income we will get but some companies are hiring less too many knowhow peopl,that costs over 10kdollars to hire lets say 3 and paying 2k for each one i know one person that gone fired and the company done those.... soo some people doesnt frequent a school and his skills is the same as professional.... without have the paper saying he study for 10 years ,anyway,all months take a part from salary lets say 10% and invest into bitcoin or some crypto.

[lissandra]

the more knowledge we own the better income we will get but some companies are hiring less too many knowhow peopl,that costs over 10kdollars to hire lets say 3 and paying 2k for each one i know one person that gone fired and the company done those.... soo some people doesnt frequent a school and his skills is the same as professional.... without have the paper saying he study for 10 years ,anyway,all months take a part from salary lets say 10% and invest into bitcoin or some crypto.

I tend to diagree, since the knowledge that some people get from college just seems to be doing the same as in income wise.

It all depends on the indiviual to land that job and then things will happen. If they dont then its back from the start, but plus debt they already owe.

[Dotakels]

the more knowledge we own the better income we will get but some companies are hiring less too many knowhow peopl,that costs over 10kdollars to hire lets say 3 and paying 2k for each one i know one person that gone fired and the company done those.... soo some people doesnt frequent a school and his skills is the same as professional.... without have the paper saying he study for 10 years ,anyway,all months take a part from salary lets say 10% and invest into bitcoin or some crypto.

I tend to diagree, since the knowledge that some people get from college just seems to be doing the same as in income wise.

It all depends on the indiviual to land that job and then things will happen. If they dont then its back from the start, but plus debt they already owe.

Yeah thats right, but can i correct or add some information about your statement? i think we should say the more you know skills even if its not professional, you can earn more than you studied it. We must applied it or learned it in different ways like, applying in our daily lives or apply it and used it into your job

[Don007]

i think we should say the more you know skills even if its not professional, you can earn more than you studied it.

That indeed has always been the situation over here. Sure, people who went to college tend to earn more. However, these days, more and more graduates are looking for jobs. As they have to get a job (to get a kind of income), nowadays they also accept jobs that require lower skills levels or they accept the same jobs but for less money.

[MF Doom]

i think we should say the more you know skills even if its not professional, you can earn more than you studied it.

That indeed has always been the situation over here. Sure, people who went to college tend to earn more. However, these days, more and more graduates are looking for jobs. As they have to get a job (to get a kind of income), nowadays they also accept jobs that require lower skills levels or they accept the same jobs but for less money.

And all the while mostly losing 4 years workforce experience while at school, and coming out with significant student loans.

A LOT of degrees are not necessary, and a lot of jobs should be pushing for people to go get associates in 2 years, then enter the workforce.  Less debt, more real life experience and more even distribution of job seekers vs openings.

[Don007]

i think we should say the more you know skills even if its not professional, you can earn more than you studied it.

That indeed has always been the situation over here. Sure, people who went to college tend to earn more. However, these days, more and more graduates are looking for jobs. As they have to get a job (to get a kind of income), nowadays they also accept jobs that require lower skills levels or they accept the same jobs but for less money.

And all the while mostly losing 4 years workforce experience while at school, and coming out with significant student loans.

A LOT of degrees are not necessary, and a lot of jobs should be pushing for people to go get associates in 2 years, then enter the workforce.  Less debt, more real life experience and more even distribution of job seekers vs openings.

That are some wise words. I think the actual crisis / economic situations is doing harm for this situation, as companies do not look as much for (skilled) people as they did before.

I think some studies can be shorter, however, not all of them. Some studies (like medicines etc) need a lot of theoretical background etc, which can not be learned that effective in practise I guess. However, indeed, some jobs should be shorter. Less debt due to shorter student loans (= better for the economy) and faster in-practise knowledge and skills. Win-win!

[knowhow]

i think we should say the more you know skills even if its not professional, you can earn more than you studied it.

That indeed has always been the situation over here. Sure, people who went to college tend to earn more. However, these days, more and more graduates are looking for jobs. As they have to get a job (to get a kind of income), nowadays they also accept jobs that require lower skills levels or they accept the same jobs but for less money.

And all the while mostly losing 4 years workforce experience while at school, and coming out with significant student loans.

A LOT of degrees are not necessary, and a lot of jobs should be pushing for people to go get associates in 2 years, then enter the workforce.  Less debt, more real life experience and more even distribution of job seekers vs openings.

That are some wise words. I think the actual crisis / economic situations is doing harm for this situation, as companies do not look as much for (skilled) people as they did before.

I think some studies can be shorter, however, not all of them. Some studies (like medicines etc) need a lot of theoretical background etc, which can not be learned that effective in practise I guess. However, indeed, some jobs should be shorter. Less debt due to shorter student loans (= better for the economy) and faster in-practise knowledge and skills. Win-win!

There are too many graduates for the same numbers or lesser number of available positions , namely in Portugal every year some choose to be teachers , and has a surplus in this area , in cases involving an investment in waste formation , on the other hand in Brazil there is a lack of teachers but nobody wants to be due to violence that has emerged in schools across the mundo.Quem has talent stands out with or without formation , and as stated has many college graduates the minimum education employment demand, global crisis made ​​it happen , one exesso of demand and lack of supply .

[wearepoor]

i am from Macedonia. In my country the minimal salary is 150 euros, with that kind of salary you can not save 20% because everything is expensive. But there are another ways to save money. You can do your shopping in the big markets and on every shopping you can save. You can also use the public transport because it is good way to go from a to b, etc.

Shopping from the super market is a good idea, as they have some promotional events where you can purchase your goods for the cheaper rates and that would save your money, and they have many promotional offers which provides you goods at the cheaper rates.