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Author Topic: How to save money.  (Read 345808 times)
Doms
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April 25, 2016, 04:08:18 AM
 #2061

More discipline guys  Cool
I think it's actually quite easy to save money as long as you have the discipline. I'm pretty good at saving money and have much more than all my friends but I think it's about finding a balance. My friends tend to spend a lot of money on alcohol and going out whereas I don't. They probably enjoy themselves more than me but I know they all hate having no money but can't seem to change their habits. I go out once a or twice a month to party or whatnot but they go out once or twice a week and then have zero money at the end of the month and that then means no luxuries or holidays in the future. If they ever get into trouble financially or lose their job they then can spiral into debt quite quickly.

Yeah spending for fun is good but not on regular basis, you need to have control on your habits which will  directly contribute to have control on your expenses.

I think I heard someone said before that it takes twenty one days to form a habit. You are both correct in saying that discipline plays a key role in trying to form the habit of saving. For those who start saving at a young age, it's already second nature to them to set aside money either for savings or investments. For those who are just starting now, it could be quite hard, what with all the things you could buy and spend your money on. Instant gratification is what they look for. They don't look too far ahead in the future. So when the time comes that they are in need, they tend to be desperate and fall into huge debts.
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April 25, 2016, 04:15:53 AM
 #2062

Save money in bitcoin and you will get best returns in future I am saving part of my salary in bitcoin, as I feel I will earn good additional profits in next couple of months.

That is a good idea. Especially now that halving is approaching. Your money could earn more saving it in bitcoin rather than stashing is on a bank. Bank only give meager interest. But if prediction is good, bitcoin may double your money in a few months.
I know a lot of people have been doing similar things over the past year or two and have been taking part of their paycheck and putting it into Bitcoin, and I guess now it is finally paying off for them.
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April 25, 2016, 05:28:27 AM
 #2063

Save money in bitcoin and you will get best returns in future I am saving part of my salary in bitcoin, as I feel I will earn good additional profits in next couple of months.

That is a good idea. Especially now that halving is approaching. Your money could earn more saving it in bitcoin rather than stashing is on a bank. Bank only give meager interest. But if prediction is good, bitcoin may double your money in a few months.
I know a lot of people have been doing similar things over the past year or two and have been taking part of their paycheck and putting it into Bitcoin, and I guess now it is finally paying off for them.


It's good if you just bought bitcoin this year, you can get profit after a few months. Smiley

But if you bought bitcoin 2-3 years ago, I don't think it's a good idea because you can use that investment money for some other things. Grin Thus, making your money grow more instead of just waiting for the price to shoot up. But if you're the busy kind of guy, then waiting for 2-3years might be okay to you.

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Bitcoinbro
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April 25, 2016, 09:02:26 AM
 #2064

Saving money comes very hard to me. Not good at it. I will keep this in mind and give it a try too. Thank you.
Saving money will be allot easier when you have someone else help you. But it has to be someone close to you like your partner or parents. Let them save your money for you so you cannot touch it.
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April 25, 2016, 09:13:34 AM
 #2065

Saving money comes very hard to me. Not good at it. I will keep this in mind and give it a try too. Thank you.
Saving money will be allot easier when you have someone else help you. But it has to be someone close to you like your partner or parents. Let them save your money for you so you cannot touch it.

Yeah I think if you get support from any of your family member then it can help you in  saving your  money properly as the control will be in their hands so even if  you want to spend you won't be able to.
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April 25, 2016, 11:44:28 AM
 #2066

Saving money comes very hard to me. Not good at it. I will keep this in mind and give it a try too. Thank you.
Saving money will be allot easier when you have someone else help you. But it has to be someone close to you like your partner or parents. Let them save your money for you so you cannot touch it.

Yeah I think if you get support from any of your family member then it can help you in  saving your  money properly as the control will be in their hands so even if  you want to spend you won't be able to.

Untouchable funds? You can make it by yourself too. Being handed it with others even with your close relatives will just result of a worst case scenario especially when they are not present when you really need that money as in to the point of urgent status.

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Fatanut
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April 25, 2016, 06:32:49 PM
 #2067

Untouchable funds? You can make it by yourself too. Being handed it with others even with your close relatives will just result of a worst case scenario especially when they are not present when you really need that money as in to the point of urgent status.


Well, you can only achieve that if you've got enough discipline for yourself. If you can discipline yourself to not to spend whenever you get the urge to, or if you get yourself to totally stop spending money on useless things, then it is possible to leave your money untouched. Otherwise, having money in you and not in your close relatives will only lead you to spend more and more money instead of saving it. Roll Eyes

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JumperX
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April 25, 2016, 08:26:12 PM
 #2068

I would prefer to save my fiat into bitcoin as I am sure that it can give me best profits in future and it is better then saving my money into banks where I will earn least interest on my savings.
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April 25, 2016, 09:09:06 PM
 #2069

Try to decrease your expenditures and try to increase your income with hard struggle, so it will automatically start saving your money.


That's a good way, in short, your lifestyle should not come along with your income... Everytime you have extra income or your salary increase, try to be the same, that way you will see your income increasing and at the same time you could control your self from spending unnecessarily ...

No matter how rich you are. If you start putting a lock on your expenses, you will earn money.  I may sounds weird but it is the truth. Cost efficiency living is a gurantee for succes.

Just to add on to this.

I recommened people just outtask the work to someone else, since its a time consuming thing, adding up in the spread sheet.

I did this awhile back on my own, and its pretty time heavy if you dont do it regularly. And you gotta check all the receipts and all that stuff.
We do not have to put a lock to our expenses but we have to put some legal limits to our expenses as in actual these are not the expenses but are the needs of our life and without it the life becomes dull.
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April 25, 2016, 09:17:26 PM
 #2070

Try to decrease your expenditures and try to increase your income with hard struggle, so it will automatically start saving your money.


That's a good way, in short, your lifestyle should not come along with your income... Everytime you have extra income or your salary increase, try to be the same, that way you will see your income increasing and at the same time you could control your self from spending unnecessarily ...

No matter how rich you are. If you start putting a lock on your expenses, you will earn money.  I may sounds weird but it is the truth. Cost efficiency living is a gurantee for succes.

Just to add on to this.

I recommened people just outtask the work to someone else, since its a time consuming thing, adding up in the spread sheet.

I did this awhile back on my own, and its pretty time heavy if you dont do it regularly. And you gotta check all the receipts and all that stuff.
We do not have to put a lock to our expenses but we have to put some legal limits to our expenses as in actual these are not the expenses but are the needs of our life and without it the life becomes dull.

Indeed, its more that we need to constantly just check our savings and money if you do this you will most likely save so money by constantly reminding yourself that you have to.
I think if you that it would be good, also putting a amount on another wallet/bank account is good and be sure that you will not spend a lot anymore.
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April 25, 2016, 09:19:01 PM
 #2071

I would prefer to save my fiat into bitcoin as I am sure that it can give me best profits in future and it is better then saving my money into banks where I will earn least interest on my savings.

Yeah the interest is very low, In some countries like japan they also got negative interest. So if you go out and save make sure to reserve a part for investments.
Low risk investments should give you anywhere between 4% and 8% profit.

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April 25, 2016, 11:13:19 PM
 #2072

I am trying to save my money into bitcoin on regular basis as if everything goes fine in future then my savings will grow in the best possible way.
You are doing saving money by investment but a better solution can be investing some percentage of your money in bitcoin and not all of it.
I think people have a limit the amount of risk they have. so you can not force someone to invest in bitcoin or elsewhere. although bitcoin profitable as possible for some people to take the risk would be too heavy. so the store is the best way
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April 26, 2016, 07:06:43 AM
 #2073

Make sure to control your spending. Don't buy rubbish stuff like a drone or something. Use your money for buying things you need and enjoy it more.
With the amount you save on a yearly basis invest in some low risk fund.

I can catch up your point rightly, not buy something which not too important will only spend bitcoin not beneficial. Use bitcoin to important thing, and better save bitcoin to legit site as investment.
people will feel bored if they have to continue to downsize not pleasure is a necessity for life? I think buying a drone or something that can make fun of it is not a problem
the important thing is you can keep to not buy too much stuff, then manage finances are essential
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April 26, 2016, 07:13:44 AM
 #2074

I am trying to save my money into bitcoin on regular basis as if everything goes fine in future then my savings will grow in the best possible way.
You are doing saving money by investment but a better solution can be investing some percentage of your money in bitcoin and not all of it.
I think people have a limit the amount of risk they have. so you can not force someone to invest in bitcoin or elsewhere. although bitcoin profitable as possible for some people to take the risk would be too heavy. so the store is the best way


But when they need to make their money get counted, sure they need to enter the risky part. Just saving and managing is needed when you have a lot of earned money.

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April 26, 2016, 08:18:16 AM
 #2075

Make sure to control your spending. Don't buy rubbish stuff like a drone or something. Use your money for buying things you need and enjoy it more.
With the amount you save on a yearly basis invest in some low risk fund.
Yeah you should be able to distinguish between needs and wants. Okay you're allowed to buy goods wish maybe 1 or 2 but not too much dude it will make you be wasteful.
for goods so needs not a problem if you need a lot of money to buy it. because it is your need
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April 26, 2016, 08:21:58 AM
 #2076

I am saving my small part of my salary in bitcoin on regular basis, and rest I have kept in bank, bank will not pay me higher but if bitcoin fails, the money with banks will be on safe side.
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April 26, 2016, 08:35:23 AM
 #2077

its still become problem for me,saving money. i'm confuse between save my money in bitcoin or in bank account,that both is not have long life for me,in bitcoin i still can use it for gambling,buying good etc,and in bank account also same,and its why i start looking for best investement.
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April 26, 2016, 10:10:58 AM
 #2078

its still become problem for me,saving money. i'm confuse between save my money in bitcoin or in bank account,that both is not have long life for me,in bitcoin i still can use it for gambling,buying good etc,and in bank account also same,and its why i start looking for best investement.

This is where your money management skills will come into practice. Which do you prefer to have more? Your characteristics and behaviour will also play a big role. Are you much of a risk taker or are you the conservative type of person who wishes to have security and stability over high rewards. There's a lot to consider here and you must strike a balance between how much are you willing to lose, and how much you really want to gain.
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April 26, 2016, 10:14:09 AM
 #2079

Saving money will be easy if we have source to make money or fixed earnings. If our source of income are just enough to support our living then it will really hard to save money.
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April 26, 2016, 10:32:14 AM
 #2080

its still become problem for me,saving money. i'm confuse between save my money in bitcoin or in bank account,that both is not have long life for me,in bitcoin i still can use it for gambling,buying good etc,and in bank account also same,and its why i start looking for best investement.
[/quote

Its always better to  save your money in bitcoin as if you save in bank your money will be idle and useless and interest that you will earn will be very little but in bitcoin you have an opportunity to grow it.
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