[ANN][NOTE]DNotes - Celebrating DNotes 3rd Birthday - Forum Now Open

[Dyna]

This has to be a first!


Canadian Pension Fund's Venture Arm Exploring Bitcoin Investments

The venture arm of a major Canadian pension fund is reportedly looking at making investments in bitcoin and blockchain startups.

The Ontario Municipal Employees Retirement System, or OMERS, is one of Canada's largest municipal pension funds. The fund's venture arm, OMERS Ventures, recently disclosed in a recent interview with Canadian business publication TechVibes that it was exploring the use of proceeds from a recently closed $260m CAD fund to make investments in the bitcoin space.

The fund has also drawn support from the Bank of Montreal and Cisco Investments.

Managing director Jim Orlando said during the interview:

"Cybersecurity is another area we have been looking at, specifically in FinTech as Sid mentioned, and in particular what bitcoin and block chain capability bring in terms of differentiated opportunities. We hope to find a couple of investments for Fund II related to bitcoin and the block chain, and the security side of that whole paradigm."

OMERS Ventures indicated earlier this week on its website that it would place a heavy emphasis on financial tech companies, including those in the bitcoin space. An infographic published by the firm included a number of bitcoin startups based in Canada.

http://www.coindesk.com/canadian-pension-funds-venture-arm-exploring-bitcoin-investments/

"This article is proof that we are on the right track including digital currency in a retirement portfolio.  Ontario Municipal Employees Retirement System... meet CRISP For Retirement!"

That is correct, Chase.  This is a very good indicator. As I mentioned in my other posts, it is also a very good sign that an increasing number of financial planners have been connecting with me on my LinkedIn professional network. They included many professionals with the credential of CFP (Certified Financial Planner). Professional investors and fund managers, such as the Canadian Pension Funds Venture do not just invest based on rumors and excitement. They follow potential investment candidates for an extended period of time, analytically researching available data and industry trend, as well as how the potential investment candidate position itself to exploit growth opportunities and avoid risky exposures.

DNotes is the best positioned in our industry to be the long term investment candidate. Follow us every step of the way if you are considering allocating a small percentage of your investment in an effort to balance your portfolio with high-risk / high-reward situations. No matter how promising the potential, never invest more than what you can afford, in case of a total loss.

[DNotes]

This concept look familiar?

The University Connection – Bitcoin and Education

Question: How do you introduce people to something new and make sure they use it in the future?
Answer: Catch them young and give them a reason to use it.

Guess who got it right, Coinbase. The leading North American bitcoin wallet company with its base in San Francisco, California did it last year by introducing its wallet to students. Coinbase gave away free bitcoin to over 20,000 college students. All the students got $10 worth of bitcoin in their Coinbase wallet after they signed up on Coinbase platform.

In order to avail the offer, students were required to sign up using their .edu email ids on Coinbase. These .edu mail ids, assigned to students by their respective universities served as a method of confirming whether the registered user is a student for Coinbase.

There have been lot of developments since then. Various university campuses across the world have started accepting bitcoin payments, each one of them in different capacities. Massachusetts Institute of Technology has been at the forefront, both in terms of research and usage. MIT and MIT Media Lab has multiple bitcoin related projects underway. The Digital Currency Initiative started by MIT Media Lab says a lot about the institution’s belief and commitment towards cryptocurrency. When it comes to bitcoin usage among students, MIT campus houses a bitcoin ATM as well, which can be used by anyone on the campus.

Similarly, Pompeu Fabra University in Barcelona, Spain and University of Zurich in Switzerland have installed bitcoin ATMs in their campuses as well. Simon Fraser University in British Columbia has gone a step further by installing three bitcoin ATMs near all the three university book stores in Burnaby, Surrey and Vancouver. Students can buy books with bitcoin in these book stores. Recently a renowned coffee shop on the campus of Mexico’s Universidad de las Americas Puebla (UDLAP) has now started accepting bitcoin payments.

With universities and colleges actively encouraging bitcoin adoption and usage, they are introducing students to an alternative currency and these students are more likely to continue using it after they graduate. The next step to ensure wider adoption is to introduce courses or topics related to bitcoin and digital currency in the school curriculum.

Source: http://www.newsbtc.com/2015/08/30/the-university-connection-bitcoin-and-education/

[DNotes]

This was a pretty good article as well about digital currency in India.

How virtual currency Bitcoin is gaining ground in India

By: Pratik Bhakta

MUMBAI: The regulators are wary of it, calling it a crypto currency, but the Winkelvoss twins believe it's the future. It was the favourite mode of payment on the notorious Silk Road, whose founder got thrown in jail, and a big cache of it did get stolen from the Mt Gox currency exchange. But bitcoin is gaining converts — even in India, where there are many regular users.

"In the present situation, when there is so much of volatility in the equity and real estate markets, bitcoins have become one of my most reliable investment destinations," said Ahmedabad based Himanshu Sisodia, who's chief operating officer at hospitality company Greenleaves Management. "Moreover, with the Digital India initiative, money is bound to become virtual."

He loves the ease with which it can be moved around. Bitcoins can be bought and sold online and remitted abroad with a single click on a smartphone.

And there's no need to pay any fees to a bank or other over-charging financial intermediaries.

http://economictimes.indiatimes.com/tech/internet/how-virtual-currency-bitcoin-is-gaining-ground-in-india/articleshow/48716998.cms

[Chase]

There is a thread on CryptoMoms for "Free Online Education".  If you know of any reputable organizations (or would like to do a little research ), please post here:  http://cryptomoms.com/forum/general-discussion/9/free-online-education/1064/

[Bergman]

There is a thread on CryptoMoms for "Free Online Education".  If you know of any reputable organizations (or would like to do a little research ), please post here:  http://cryptomoms.com/forum/general-discussion/9/free-online-education/1064/

I might have a few resources for you as I do a lot of online learning. Khan academy comes to mind but I mostly just go to YouTube.

[Bergman]

There is a thread on CryptoMoms for "Free Online Education".  If you know of any reputable organizations (or would like to do a little research ), please post here:  http://cryptomoms.com/forum/general-discussion/9/free-online-education/1064/

I might have a few resources for you as I do a lot of online learning. Khan academy comes to mind but I mostly just go to YouTube.

Oh I'm sorry, you already have that one listed.

[Chase]

There is a thread on CryptoMoms for "Free Online Education".  If you know of any reputable organizations (or would like to do a little research ), please post here:  http://cryptomoms.com/forum/general-discussion/9/free-online-education/1064/

I might have a few resources for you as I do a lot of online learning. Khan academy comes to mind but I mostly just go to YouTube.

Oh I'm sorry, you already have that one listed.

That's okay, thanks anyway!  Khan Academy is pretty impressive.  If you come across any others, let me know, or you can join us at CryptoMoms and post it there.   

[DNotes]

Removed the password protection from DCEBrief and we will be officially launching with a press release soon.

[Dyna]

Removed the password protection from DCEBrief and we will be officially launching with a press release soon.

Thanks. Press release for DCEBrief scheduled for Wednesday September 2, 2015.

Visit: http://www.dcebrief.com/

[IMZ]

Welcome, Kristina.

Sadly, bad for the world = good for cryptos.

This is Orwellian (and Shanghai -- being avidly watched by the whole stock-watchin' world this morning -- is clearly in the red):

http://www.news.com.au/finance/markets/journalist-confesses-to-causing-china-market-chaos/story-fnvyr345-1227505560335

[Dyna]

A Warm Welcome to Kris:

On behalf of CryptoMoms’ and DNotes’ communities I want to extend a very warm welcome to Kris for join the DNotes Team. Although, Kris has heard a lot about DNotes she is new to our industry and I trust that you all will be most helpful in helping her with any questions she may have.

With Kris’s help this will be the beginning of a new chapter for CryptoMoms and our family of CRISP. Kris is very passionate about women’s empowerment, economic equalities and the financial future of children. We will be reaching out to many organizations and individuals to help take CryptoMoms to the next level.

[SmokeysGardens]

A Warm Welcome to Kris:

On behalf of CryptoMoms’ and DNotes’ communities I want to extend a very warm welcome to Kris for join the DNotes Team. Although, Kris has heard a lot about DNotes she is new to our industry and I trust that you all will be most helpful in helping her with any questions she may have.

With Kris’s help this will be the beginning of a new chapter for CryptoMoms and our family of CRISP. Kris is very passionate about women’s empowerment, economic equalities and the financial future of children. We will be reaching out to many organizations and individuals to help take CryptoMoms to the next level.

     Welcome to the newest member of the DNotes team: Kristina! No corner office yet but the coffee is good and the atmosphere is fantastic! Welcome aboard.

Smokey

[infovortice2013]

Welcome Kris, congrats for your place in DNotes team, sure you can do lot of good things with them, and give supermoms enougth to move it to next level. Im nobody at all, but here from start, if you need some help anytime just ask i try to do what i can. Hugs and welcome.

[RJF]

Copy for CRISP For Retirement for DCEBrief :

"Did you know that only 42% of private sector workers age 25 to 64 have any pension coverage in their current job? That's lower than the 50% who had pension coverage back in 1979. (Source: Center for Retirement Research)

Also, 30% of workers in a 2012 study reported that they had less than $1,000 in savings and investments. (Source: Employee Benefit Research Institute)

Where do you stand? Globally, most workers do not even have a plan, nor can they afford to save for something they may never be able to do, retire. As the global economy shifts away from the middle and lower classes, the amount of money earmarked for retirement dwindles.

DNotes can help. With “Crypto Currency” taking over the traditional roles of money, the obvious solution is to put aside a small amount of funds now, in the form of DNotes. The vehicle offered to facilitate this is the “CRISP” Plan. (Cryptocurrency Investment Savings Plans).

As your DNotes increase in value over time, you will be building a source of income to help offset expenses after retirement. Our DNotes Vault and a CRISP For Retirement Plan, will allow you to save your funds in a secure, self directed, online account with a 100% loss guarantee. You can also choose the amount of time to “lock in” your DNotes and receive interest accordingly. As DNotes grows, so does your future.

Visit us at www.DNotesVault.com and start securing your future now."

PS: Sorry for the late entry, been involved in a really intense technical project involving travel, just seeing the Sun again today! 

[sulfurtank]

Copy for CRISP For Retirement for DCEBrief :

"Did you know that only 42% of private sector workers age 25 to 64 have any pension coverage in their current job? That's lower than the 50% who had pension coverage back in 1979. (Source: Center for Retirement Research)

Also, 30% of workers in a 2012 study reported that they had less than $1,000 in savings and investments. (Source: Employee Benefit Research Institute)

Where do you stand? Globally, most workers do not even have a plan, nor can they afford to save for something they may never be able to do, retire. As the global economy shifts away from the middle and lower classes, the amount of money earmarked for retirement dwindles.

DNotes can help. With “Crypto Currency” taking over the traditional roles of money, the obvious solution is to put aside a small amount of funds now, in the form of DNotes. The vehicle offered to facilitate this is the “CRISP” Plan. (Cryptocurrency Investment Savings Plans).

As your DNotes increase in value over time, you will be building a source of income to help offset expenses after retirement. Our DNotes Vault and a CRISP For Retirement Plan, will allow you to save your funds in a secure, self directed, online account with a 100% loss guarantee. You can also choose the amount of time to “lock in” your DNotes and receive interest accordingly. As DNotes grows, so does your future.

Visit us at www.DNotesVault.com and start securing your future now."

PS: Sorry for the late entry, been involved in a really intense technical project involving travel, just seeing the Sun again today! 

This is as designed by many companies and the consulting firms they hire to reduce pension benefits for non-executive employees. Go to bulldog in new jersey senate and grab your $1000 to help sustain pension http://www.philly.com/philly/news/politics/20150729_ap_c2e71b6a44584318abc7dff09202f7e7.html and never spend them on investing in dnotes crap.

[RJF]

Copy for CRISP For Retirement for DCEBrief :

"Did you know that only 42% of private sector workers age 25 to 64 have any pension coverage in their current job? That's lower than the 50% who had pension coverage back in 1979. (Source: Center for Retirement Research)

Also, 30% of workers in a 2012 study reported that they had less than $1,000 in savings and investments. (Source: Employee Benefit Research Institute)

Where do you stand? Globally, most workers do not even have a plan, nor can they afford to save for something they may never be able to do, retire. As the global economy shifts away from the middle and lower classes, the amount of money earmarked for retirement dwindles.

DNotes can help. With “Crypto Currency” taking over the traditional roles of money, the obvious solution is to put aside a small amount of funds now, in the form of DNotes. The vehicle offered to facilitate this is the “CRISP” Plan. (Cryptocurrency Investment Savings Plans).

As your DNotes increase in value over time, you will be building a source of income to help offset expenses after retirement. Our DNotes Vault and a CRISP For Retirement Plan, will allow you to save your funds in a secure, self directed, online account with a 100% loss guarantee. You can also choose the amount of time to “lock in” your DNotes and receive interest accordingly. As DNotes grows, so does your future.

Visit us at www.DNotesVault.com and start securing your future now."

PS: Sorry for the late entry, been involved in a really intense technical project involving travel, just seeing the Sun again today!  

This is as designed by many companies and the consulting firms they hire to reduce pension benefits for non-executive employees. Go to bulldog in new jersey senate and grab your $1000 to help sustain pension http://www.philly.com/philly/news/politics/20150729_ap_c2e71b6a44584318abc7dff09202f7e7.html and never spend them on investing in dnotes crap.

sulfurtank

Your comment is interesting considering your very last post in another forum:

"This thread is funny, people would rather slander a coin than use due diligence in investigating it. I never made bank on it regularly as it's got the worst volume and looks ugly as hell. It's the only coin fully backed by a dumb with fulltime staff and owns patents, he regularly does flash funding rounds for other coins and put some of the money back into buying the coin to push the price higher. Total fraud y."

Perhaps, you should "investigate" DNotes before you slander it, you may find it is well worth investing in...

[Dyna]

Copy for CRISP For Retirement for DCEBrief :

"Did you know that only 42% of private sector workers age 25 to 64 have any pension coverage in their current job? That's lower than the 50% who had pension coverage back in 1979. (Source: Center for Retirement Research)

Also, 30% of workers in a 2012 study reported that they had less than $1,000 in savings and investments. (Source: Employee Benefit Research Institute)

Where do you stand? Globally, most workers do not even have a plan, nor can they afford to save for something they may never be able to do, retire. As the global economy shifts away from the middle and lower classes, the amount of money earmarked for retirement dwindles.

DNotes can help. With “Crypto Currency” taking over the traditional roles of money, the obvious solution is to put aside a small amount of funds now, in the form of DNotes. The vehicle offered to facilitate this is the “CRISP” Plan. (Cryptocurrency Investment Savings Plans).

As your DNotes increase in value over time, you will be building a source of income to help offset expenses after retirement. Our DNotes Vault and a CRISP For Retirement Plan, will allow you to save your funds in a secure, self directed, online account with a 100% loss guarantee. You can also choose the amount of time to “lock in” your DNotes and receive interest accordingly. As DNotes grows, so does your future.

Visit us at www.DNotesVault.com and start securing your future now."

PS: Sorry for the late entry, been involved in a really intense technical project involving travel, just seeing the Sun again today!  

Thanks, RJF. That is quite an eyeopener. Unfortunately, the sad truth is that the vast majority of the world's population has little to nothing saved for retirement or rainy days. We are passionate about doing whatever little we can to make it possible for others to save a small amount on a regular basis.

In many cases, some of our DNotes stakeholders made generous donations to fund the interest available for retirement savings, as well as other programs. Free DNotes are still available for CRISP for students.

[RJF]

Copy for CRISP For Retirement for DCEBrief :

"Did you know that only 42% of private sector workers age 25 to 64 have any pension coverage in their current job? That's lower than the 50% who had pension coverage back in 1979. (Source: Center for Retirement Research)

Also, 30% of workers in a 2012 study reported that they had less than $1,000 in savings and investments. (Source: Employee Benefit Research Institute)

Where do you stand? Globally, most workers do not even have a plan, nor can they afford to save for something they may never be able to do, retire. As the global economy shifts away from the middle and lower classes, the amount of money earmarked for retirement dwindles.

DNotes can help. With “Crypto Currency” taking over the traditional roles of money, the obvious solution is to put aside a small amount of funds now, in the form of DNotes. The vehicle offered to facilitate this is the “CRISP” Plan. (Cryptocurrency Investment Savings Plans).

As your DNotes increase in value over time, you will be building a source of income to help offset expenses after retirement. Our DNotes Vault and a CRISP For Retirement Plan, will allow you to save your funds in a secure, self directed, online account with a 100% loss guarantee. You can also choose the amount of time to “lock in” your DNotes and receive interest accordingly. As DNotes grows, so does your future.

Visit us at www.DNotesVault.com and start securing your future now."

PS: Sorry for the late entry, been involved in a really intense technical project involving travel, just seeing the Sun again today!  

Thanks, RJF. That is quite an eyeopener. Unfortunately, the sad truth is that the vast majority of the world's population has little to nothing saved for retirement or rainy days. We are passionate about doing whatever little we can to make it possible for others to save a small amount on a regular basis.

In many cases, some of our DNotes stakeholders made generous donations to fund the interest available for retirement savings, as well as other programs. Free DNotes are still available for CRISP for students.

Right you are Alan, most of the world doesn't even know what retirement means, they will be working till they drop with little hope of changing that destiny. This is where crypto such as DNote can help. A small purchase every now and then can add up to a real fund after years of appreciation and growth. And, since the plans are self directed, you buy and save as and when, you can, there's nothing being deducted from your paycheck that you might need this month to make another payment or, buy necessities.

  

[DNotes]

A Warm Welcome to Kris:

On behalf of CryptoMoms’ and DNotes’ communities I want to extend a very warm welcome to Kris for join the DNotes Team. Although, Kris has heard a lot about DNotes she is new to our industry and I trust that you all will be most helpful in helping her with any questions she may have.

With Kris’s help this will be the beginning of a new chapter for CryptoMoms and our family of CRISP. Kris is very passionate about women’s empowerment, economic equalities and the financial future of children. We will be reaching out to many organizations and individuals to help take CryptoMoms to the next level.

Glad to hear it Kris, welcome to the team! Hope to see you on the forum here as well soon.

[DNotes]

Copy for CRISP For Retirement for DCEBrief :

"Did you know that only 42% of private sector workers age 25 to 64 have any pension coverage in their current job? That's lower than the 50% who had pension coverage back in 1979. (Source: Center for Retirement Research)

Also, 30% of workers in a 2012 study reported that they had less than $1,000 in savings and investments. (Source: Employee Benefit Research Institute)

Where do you stand? Globally, most workers do not even have a plan, nor can they afford to save for something they may never be able to do, retire. As the global economy shifts away from the middle and lower classes, the amount of money earmarked for retirement dwindles.

DNotes can help. With “Crypto Currency” taking over the traditional roles of money, the obvious solution is to put aside a small amount of funds now, in the form of DNotes. The vehicle offered to facilitate this is the “CRISP” Plan. (Cryptocurrency Investment Savings Plans).

As your DNotes increase in value over time, you will be building a source of income to help offset expenses after retirement. Our DNotes Vault and a CRISP For Retirement Plan, will allow you to save your funds in a secure, self directed, online account with a 100% loss guarantee. You can also choose the amount of time to “lock in” your DNotes and receive interest accordingly. As DNotes grows, so does your future.

Visit us at www.DNotesVault.com and start securing your future now."

PS: Sorry for the late entry, been involved in a really intense technical project involving travel, just seeing the Sun again today! 

Thank you RJF, no worries at all. I'm going to shoot you an email, so we can setup your DCEBrief profile.