Short term rentals are one thing that contributes to the lack of housing but they are not solely to blame. They can limit available housing stock in popular areas, other factors such as population growth, limited construction & financial challenges also play a role. It's important to consider the overall housing ecosystem when addressing this issue. Solutions could involve balanced regulations that encourage both short term rentals and long term housing, incentivising construction & promoting affordable housing initiatives to ensure everyone has a place to call home.

Life is tough for most people, many times during a lifetime. Not many people have an easy life, some think having money makes life easy. Being rich gives you opportunities & you can buy material things but it won’t buy you happiness. Regarding crypto, making money is not easy, unless you get very lucky day trading then you are probably going to have to be very patient & HODL for many years. You will go through character testing dips where your net worth plummets. Patience will reward those of you who are of strong mind/will.

Bitcoin transactions recorded on a publicly viewable blockchain. It is far more transparent than cash for example. Governments who try to push the ‘bitcoin is used by criminals’ narrative have agendas to hope bitcoin fails. Cash is used for far more criminal activity than bitcoin, that’s a guarantee.

Bitcoin is a solution to all the world’s problems & I’m not kidding when I say that. Inflation is a scam, an annual tax on all our savings. Those countries were all badly governed, countries wealth mismanaged & bad policies.
Money printing is a huge problem, it made their currencies worthless.

I think there are advantages in allowing employees to work from home but lower productivity does not surprise me. Being at home with no boss or manager watching you, I can see people being tempted to not work as hard. Sure, many people will be happier to stay home but I could definitely see laziness creeping in with some people & a lack of motivation.

Nothing gives you instant 100% profit unless you are very, very lucky. You can’t plan & expect 100% profit in a short term timeframe. Bitcoin is the best investment out there, the hardest money every existed.

Forget about 100% profits short term & learn to HODL, you will make a lot more than 100% if you HODL for a number of years.

21.6k would be a very unpleasant outcome. I think it would take something big for this to happen, like the US conceding that they are in a recession or the SEC outright rejecting all of the pending spot etf applications.

To fall to 21.6k is quite a big drop % wise with the halving now so close. I don’t think it will happen but this is bitcoin & these things do happen.

$100,000 is only just over 3 x from the current price, it’s not that unrealistic. I think we will hit $100,000 probably in 2025 but if the raft of spot etf’s get approved then that could see us pump to $100,000 quick enough for AB to win his bet.

I’m thinking he will lose his bet but I wouldn’t he overly surprised if he were to win it. Let’s wait & see what happens.

Vertical farming is a good thing. It maximises crop production in limited urban spaces, reduces the need for land and water resources, minimises pesticide use & provides local, fresh produce all year round. Vertical farming has the potential to address food security issues by increasing food production in highly populated areas and reduces transportation costs associated with long distance food distribution.

Obviously you’re right to never put all your eggs in one basket but USDT is solid, I firmly believe that they are OK. There has been several audits & they continue to be trustworthy. Obviously you can never be 100% sure about anything but I think USDT is safe.

Something like that would be wildly popular especially if you could buy the coin easily on a no KYC exchange. I don’t think there is a coin or token currently in use that has this feature but I’d definitely buy some if it ever becomes a possibility.

Firstly it’s important to never & I mean never, ever sell all your bitcoin. You don’t want to get left holding a bag of stinking fiat. Bitcoin is still very volatile but that can be used to your advantage. Sell some when everybody is getting FOMO & bitcoin is on mainstream news, everybody is excited. Then buy when people are depressed & the consensus is really negative.

You can make nice profit & increase your stash if you play it right transition
between the two phases of a long market cycle

The decision to start a business or buy an existing one depends on individual circumstances. Starting a business allows for complete control over the concept, strategy & culture but it requires significant time, effort, & resources to establish a customer base.

On the other hand, buying an existing business offers immediate revenue, established customer relationships & possibly a proven track record. However, it may involve a higher upfront cost & the need to adapt to existing processes. Ultimately, both options have their merits and drawbacks, & careful evaluation of personal goals, resources, & industry conditions is essential.

You're never going to convince everybody to embrace bitcoin. We’re all individuals, we all have our own ideas, opinions & ways of thinking. Bitcoin is still fairly niche & it’s only been here since 2009. Adoption is increasing as time passes & that’s all that matters. Don’t worry about trying to see everybody invest in or speak positively about bitcoin. If people don’t get it then that’s their loss. 

I think in the current economic climate, the American Dream is more about personal fulfilment and less about material wealth.
The American Dream is a set of values & aspirations that motivate and inspire many people in America. The idea of the American Dream still exists but I think it has changed over time. The idea of a better life and a brighter future is still attainable but it is now more focused on achieving personal success through education, hard work, & entrepreneurship rather than on the pursuit of material wealth.

Blackrock & other huge corps, institutions etc have listed Coinbase as their desired custodian & exchange in their Spot ETF filings. I wonder if this has something to do with that. Maybe the SEC wants to clean crypto up to legitimise bitcoin as an investment asset.

I dunno if I would class them as secrets but some things I find useful which I guess I could pass off as advice are -

Automating savings, you can set up monthly transfers to your savings account. You can Use cash back credit cards, earn while you spend. Maybe invest in low cost index funds, they often outperform actively managed funds.

Utilise tax advantaged accounts. Maximise 401(k), IRA, & HSA contributions. Always try to pay off high interest debt quickly. It reduces total interest paid. Regularly review your expenses, try to cut unnecessary costs.

Avoiding taxes is unethical & illegal as it undermines the funding of public services & infrastructure. Intentionally evading taxes is unfair to fellow citizens & detrimental to society as a whole. The perception of whether it makes someone a bad person is subjective as individual circumstances & motivations vary. It is important to remember that paying taxes is a civic duty & the legality & morality of tax avoidance should be considered when assessing the character of an individual.

It is possible for BTC to reach millions of dollars per coin but it is highly unlikely in the short to mid term. BTC’s value is determined by supply and demand dynamics & such a tremendous increase in value would require an enormous shift in the global financial system. Regulatory challenges, market volatility & competition from other cryptocurrencies pose significant barriers to such a drastic price surge. While BTC has shown remarkable growth since its inception a more conservative prediction of its future value would be more reasonable.

Bitcoin offers lower transaction fees than traditional online payment systems. It's decentralised providing potential for high returns and independence from government interference. It allows for easy & fast transactions internationally with transparency and anonymity. Bitcoin can also be a hedge against inflation or economic instability.