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Author Topic: How to save money.  (Read 345814 times)
shane
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August 15, 2015, 06:55:52 AM
 #861

oke i have other way to save my money Smiley
i buy Nubit, 1 of stable cryptocoin, price stable at 1$
we can enjoy a coffee without thinking that Miscellaneous

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tyrexs
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August 15, 2015, 07:03:53 AM
 #862

oke i have other way to save my money Smiley
i buy Nubit, 1 of stable cryptocoin, price stable at 1$
we can enjoy a coffee without thinking that Miscellaneous

 you have trust nubit never get crash maybe in another word nubit will give you profit if you invest your money in nubit cryptocoin

eternalgloom
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August 15, 2015, 11:10:28 AM
 #863

I try and save at least 15 - 20 % of my monthly income and I list every purchase I make so I have a pretty good overview of all my spending's.
Of that 15 - 20 %, I use about half for investing, the other half, I save.

GreenStox
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August 18, 2015, 03:47:52 PM
 #864

Perhaps buy some cryptoassets in Mastercoin ,NXT, BURST, etc.

There are plenty of useful assets there, if you diversify it can have low risk and high reward.

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kostya.ash
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August 19, 2015, 08:23:31 AM
 #865

oke i have other way to save my money Smiley
i buy Nubit, 1 of stable cryptocoin, price stable at 1$
we can enjoy a coffee without thinking that Miscellaneous

hah ?
im not sure to save in altcoin,
BTC_ISTANBUL
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August 19, 2015, 08:49:35 AM
 #866

Buy green land and BTC.I earn 2300 Euro per month.I spend 400 Euro for rent, 150 Euro for transportation, 400 Euro for nutrition and 150 Euro for entertainment and other.So I have got 1200 Euro to save.

I try to invest in BTC , stock market and cash.When we reach a pre defined amount I buy a greenland or sometimes an estate.

I also have 2.000 Euro woth gold at home.I do not have cent at any bank.
andysbizz
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August 19, 2015, 09:02:51 AM
 #867

You have written sensible things. Good post, there is something to think about.
Investing reasonable way to preserve and increase the funds.
kostya.ash
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August 19, 2015, 01:32:47 PM
 #868

Buy green land and BTC.I earn 2300 Euro per month.I spend 400 Euro for rent, 150 Euro for transportation, 400 Euro for nutrition and 150 Euro for entertainment and other.So I have got 1200 Euro to save.

I try to invest in BTC , stock market and cash.When we reach a pre defined amount I buy a greenland or sometimes an estate.

I also have 2.000 Euro woth gold at home.I do not have cent at any bank.

1100 euro permonth ? really big your expense Cheesy
i think property is good for long-term investment Smiley
HarHarHar9965
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August 19, 2015, 02:21:34 PM
 #869

Buy green land and BTC.I earn 2300 Euro per month.I spend 400 Euro for rent, 150 Euro for transportation, 400 Euro for nutrition and 150 Euro for entertainment and other.So I have got 1200 Euro to save.

I try to invest in BTC , stock market and cash.When we reach a pre defined amount I buy a greenland or sometimes an estate.

I also have 2.000 Euro woth gold at home.I do not have cent at any bank.

1100 euro permonth ? really big your expense Cheesy
i think property is good for long-term investment Smiley

If people actually bought bitcoins with all the 'savings' they make from their expenses, there would be so much of trade and bitocin would boost rocket high. unfortunately, people just need something to talk about or brag and lie, maybe hoping to write and get money from their sig campaigns or whatever, a person who really buys btc and understands bitcoin, doesn't keep whining about it.
GreenStox
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August 19, 2015, 07:00:26 PM
 #870

Buy green land and BTC.I earn 2300 Euro per month.I spend 400 Euro for rent, 150 Euro for transportation, 400 Euro for nutrition and 150 Euro for entertainment and other.So I have got 1200 Euro to save.

I try to invest in BTC , stock market and cash.When we reach a pre defined amount I buy a greenland or sometimes an estate.

I also have 2.000 Euro woth gold at home.I do not have cent at any bank.

Bro dont put out so much personal information on the internet, its not safe.

Especially never ever disclose how much money you have at home, it's not safe because who knows what kind of people read your posts.

Its like that facebook case when some guy posted on facebook that he is going on vacation and burglars broke into his house the next day.

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MinerHQ
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August 20, 2015, 04:15:13 AM
 #871

Buy green land and BTC.I earn 2300 Euro per month.I spend 400 Euro for rent, 150 Euro for transportation, 400 Euro for nutrition and 150 Euro for entertainment and other.So I have got 1200 Euro to save.

I try to invest in BTC , stock market and cash.When we reach a pre defined amount I buy a greenland or sometimes an estate.

I also have 2.000 Euro woth gold at home.I do not have cent at any bank.

Clear people keep always some cash in hand. So don't be so greedy to invest all your savings, try to keep some cash also.
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August 20, 2015, 04:37:04 AM
 #872

Buy green land and BTC.I earn 2300 Euro per month.I spend 400 Euro for rent, 150 Euro for transportation, 400 Euro for nutrition and 150 Euro for entertainment and other.So I have got 1200 Euro to save.

I try to invest in BTC , stock market and cash.When we reach a pre defined amount I buy a greenland or sometimes an estate.

I also have 2.000 Euro woth gold at home.I do not have cent at any bank.

Clear people keep always some cash in hand. So don't be so greedy to invest all your savings, try to keep some cash also.

cash is always a nice thing to have.

if anything its more of a deal opener for better margins since most people see $10k or a huge amount of money visable will likely to accept your offer.

Its why usually people who buy cars get steep discounts like $3k off minimum.
yakelbtc
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August 20, 2015, 04:55:24 AM
 #873

Saving Money is very important. The Money you, save you can invest in defferent investment vehicle
Like bond,equity,bitcoin and so more....

lissandra
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August 20, 2015, 05:16:20 AM
 #874

Saving Money is very important. The Money you, save you can invest in defferent investment vehicle
Like bond,equity,bitcoin and so more....

Yeah, I think most of us would agree saving is very important, but it should be towards a goal for retirement. Having equity is similar to cash, theres different terms that go about this when you loan money to buy a company.

flock123
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August 20, 2015, 05:26:43 AM
 #875

I guess the best way to save money is to put it in the bank, especially if the money was pretty much
lissandra
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August 20, 2015, 05:31:46 AM
 #876

I guess the best way to save money is to put it in the bank, especially if the money was pretty much

Yeah and no.

Its more of a catch 22, where you need a big amount to make enough interest to be worthwhile. Which is why most move their money to better margins of other investment places like stocks etc.

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August 20, 2015, 06:00:22 AM
 #877

I guess the best way to save money is to put it in the bank, especially if the money was pretty much
its better to invest the money you save than to put in bank

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August 20, 2015, 06:13:09 AM
 #878

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Very respectful thoughts. Save money is a need for everyone of us. Mainly for the reason you told and less even for other reasons. It is important to save money notably for medical insurance, retirement, life insurance etc. All those things are important and need money if happened. But I don't understand your las sentence. Why you will stop your savings money in cash reserves if your 6 months salary will be $6,960? And if it will be $6,950 what happen?
luciann
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August 20, 2015, 06:13:38 AM
 #879

I spend way too much on eating out and coffee. I spend about $2.00 on coffee everyday - that's $40/month, nearly $500 each year.

I also buy lunch frequently, nearly $5k every year on dining out that's crazy if you think about it in big sums.
large expenditures, it is the habit of the American people, it is difficult to remove the habit



I think this is what most will struggle with and cant get rid of.

A habit of spending when they cant afford it because of the need of what we "dont have".

But if we can break the habit I think most people would be okay, and retire sooner then never.

HarHarHar9965
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August 20, 2015, 07:39:39 AM
 #880

I spend way too much on eating out and coffee. I spend about $2.00 on coffee everyday - that's $40/month, nearly $500 each year.

I also buy lunch frequently, nearly $5k every year on dining out that's crazy if you think about it in big sums.
large expenditures, it is the habit of the American people, it is difficult to remove the habit



I think this is what most will struggle with and cant get rid of.

A habit of spending when they cant afford it because of the need of what we "dont have".

But if we can break the habit I think most people would be okay, and retire sooner then never.

I hold media responsible for that, people see each other on instragram and youtube with good clothes and costly tech and cars, and they think they need that as much as they believe they do, but in fact they don't. Nobody needs them gold chains or Jordans, and if you make coffee yourself rather than having starbucks, great money saving right there Tongue
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