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1221  Economy / Lending / Re: Need .02 loan on: August 19, 2015, 01:02:57 AM
Quote from: trust from quickseller
Removed my negative rating after 30+ days after this person was asking for a loan with no collateral.

It is still not recommend to lend without collateral to this person and escrow should be used when dealing with him. (Delete)
I would recommend securing collateral if anyone is going to consider lending to this person

Yep I offered collateral. Me and you just did a 1k+ deal as well the other day..
KWH doesn't usually take forum accounts as collateral so I wanted to make sure he wasn't going to do a no collateral loan.

We did do a $1k+ deal last week and it did go very smoothly.

No, usually I don't and I am basing this loan on that specific deal.
1222  Economy / Lending / Re: Need .02 loan on: August 19, 2015, 12:59:09 AM
Can use this account as collateral until this Friday. Will repay .023

19Sder8oUfohnTvUmfcwAz1mje6TP5Ty4b

Thanks

Send account details via PM and I'll do the loan once the account is secured.

Loan: 0.02BTC Using josephdd  account as collateral. 0.023BTC Repayment Aug. 21.
1223  Economy / Lending / Re: Need .02 loan on: August 19, 2015, 12:48:53 AM
I can loan you 0.015BTC with that account as collateral. You can repay 0.018BTC. Shoot me a PM if you're interested.

Pmd user, he replied he was no longer able to fulfill due to have loans out already so still looking!

0.02 BTC  the least you need?
1224  Economy / Currency exchange / Re: I have $62 BTC and want PayPal on: August 17, 2015, 05:47:49 PM
Why are you buying with PP in one thread and selling for PP here?
1225  Economy / Lending / Re: closed on: August 17, 2015, 02:05:55 AM
thank you for the advice is this fine?


Look at the bottom of the page and you can close it there.
1226  Economy / Lending / Re: need. 0.01 loan today, collateral on: August 16, 2015, 03:20:48 AM
Not to mention he is also LENDING.  https://bitcointalk.org/index.php?topic=1153828.0
1227  Other / Meta / Re: Abuse or not? on: August 16, 2015, 03:05:17 AM
Could you imagine if I sold my account off? Would you be willing to message who knows how many people to drop my trust down? I just think selling the accounts is an issue when they have feedback. Who would pay extra for an account with trust and why?

the damage would most likely have been done by the time others reached out to have trust removed.

buying trust is frowned upon here, through loans or micro transactions. so why is buying accounts with trust not?  Huh same thing, no?

Pretty much except the buying/selling of accounts is allowed. Why I said it was a gray area.
1228  Other / Meta / Re: Abuse or not? on: August 16, 2015, 02:45:55 AM
Since the account was sold, perhaps approach those that left the feedback and ask to remove it since it is no longer valid. At the very lease a Neutral should be left. In some cases Negative. Gray area really and maybe it's time for the community to take a stance one way or the other.
1229  Economy / Lending / Re: I need a loan on: August 14, 2015, 10:00:16 PM
I'm still not sure if I fully agree with you because I think BTCBLOGGER just left the feedback without noticing that the original owner included a collateral which is his account that have 112 potential activity at the time, but I realize that arguing about this all day is not worth it.
so let's agree to disagree.


I have no problem with that. World would be boring if we all agreed on everything.  Grin

1230  Economy / Lending / Re: I need a loan on: August 14, 2015, 09:13:20 PM
whatever. I'll keep doing what I think is right.

if anyone thinks that I'm hurting anyone other than myself by giving out loans, feel free to open a thread somewhere telling me to stop. maybe in scam accusation.

By giving out the risky loans to low activity accounts, you will increase the chances of a loan then a default. Basically selling you the account via a loan. Why not buy the account instead of "lend" only to foreclose on the collateral later, add some useless posts and resell later?
The Lending section will slowly fill with these types of "loans". Also, this could lead to more Trust padding.
Marking these defaults helps keep track of who sold what to whom. We already have enough confusion on TX ID's from often sold accounts.
While you make some dust from these accounts, in general, it actually hurts the community in the long run.
But this is just my opinion.

please enlighten me how it hurts the community and why should the account collateral be marked with negative rep after the original owner defaulted and the ownership transferred to me.
and why shouldn't we give loans to people with their low activity account as collateral instead of buying it when we don't want the account?

Already been mostly explained.

I don't think the lending section will slowly fill with these types of loans because most people will just sell/auction those accounts for a larger price than 0.01BTC and there's nothing stopping them from doing that.
marking defaults sure does helps keep track of things but why should it be marked with negative rep and not just neutral?

Because the previous owner defaulted on a loan. What if he wasn't the actual owner but was hacked and he recovers the account from you? You do know there has been a few hacks as of late as well as the constant barrage of malware?
The point is: You took this risk of losing your coin.

All that being said, I normally leave a Neutral for a sold/bought account unless it already had a Negative from me and as already discussed, the account does have a previous Negative although that person's Trust is messed up. "Asking loan without proper collateral i doubt he has any intention of repaying."
It's kind of a gray area and I do understand your side of it and why I changed it to a Neutral.
1231  Economy / Lending / Re: I need a loan on: August 14, 2015, 08:34:07 PM
whatever. I'll keep doing what I think is right.

if anyone thinks that I'm hurting anyone other than myself by giving out loans, feel free to open a thread somewhere telling me to stop. maybe in scam accusation.

By giving out the risky loans to low activity accounts, you will increase the chances of a loan then a default. Basically selling you the account via a loan. Why not buy the account instead of "lend" only to foreclose on the collateral later, add some useless posts and resell later?
The Lending section will slowly fill with these types of "loans". Also, this could lead to more Trust padding.
Marking these defaults helps keep track of who sold what to whom. We already have enough confusion on TX ID's from often sold accounts.
While you make some dust from these accounts, in general, it actually hurts the community in the long run.
But this is just my opinion.

please enlighten me how it hurts the community and why should the account collateral be marked with negative rep after the original owner defaulted and the ownership transferred to me.
and why shouldn't we give loans to people with their low activity account as collateral instead of buying it when we don't want the account?

Already been mostly explained.
1232  Economy / Lending / Re: I need a loan on: August 14, 2015, 07:16:15 PM
whatever. I'll keep doing what I think is right.

if anyone thinks that I'm hurting anyone other than myself by giving out loans, feel free to open a thread somewhere telling me to stop. maybe in scam accusation.

By giving out the risky loans to low activity accounts, you will increase the chances of a loan then a default. Basically selling you the account via a loan. Why not buy the account instead of "lend" only to foreclose on the collateral later, add some useless posts and resell later?
The Lending section will slowly fill with these types of "loans". Also, this could lead to more Trust padding.
Marking these defaults helps keep track of who sold what to whom. We already have enough confusion on TX ID's from often sold accounts.
While you make some dust from these accounts, in general, it actually hurts the community in the long run.
But this is just my opinion.
1233  Economy / Currency exchange / Re: Buying $45 worth of bitcoins for $50 on: August 14, 2015, 02:25:18 AM
Wanting to buy with paypal. I would also want someone who will do more later on

You may want to do some light reading: https://bitcointalk.org/index.php?topic=14632.0
Also, perhaps use a different payment method.
1234  Other / Meta / Re: What should I do? on: August 13, 2015, 02:57:25 AM
Hi guys, so this acc Clint has got negative trusted and I had no idea why because I haven't done anything that deserved this negative trust. Recently I found out that people on this forum has proof that my acc is an alt of yanzae0215. I never ran into anything like this so I do not know how to deal with it. This I got a while back from a loaning service and this was a collateral, I didn't hack this or bought it so I don't know what I did wrong. So how would I retrieve the neutral trust back on to this acc. Please help me

Only those that left the negatives can remove it. You need to convince them.
1235  Other / Meta / Re: More Spammers on: August 11, 2015, 02:54:58 PM
Crazy that people do this kind of crap. I've reported a number of them already, my successful report % doesn't seem to be going up though which is weird.

Mine hasn't moved in well over 100 reports. It is what it is. Cool
1236  Other / Meta / Re: More Spammers on: August 11, 2015, 02:27:12 PM
I think its better to PM a Global Moderator and/or an admin who is online.
Most global mods (and mods in general) have their online status disabled, so it is difficult to say for which ones are online at a given time.

It seems that this is a daily occurrence that hacked accounts are spreading malware.

I wonder how many accounts will get hacked today?
1237  Economy / Currency exchange / Re: Paypal for BTC on: August 11, 2015, 02:23:54 PM
I have about $400 BTC in stock right now.

I do a 15% rate. Let me know if your interested.

I do have one requirement.

 Your PP must be verifed.



With the amount of bought and sold Paypal and Ebay "bundles", one has a hard time knowing who is legit and who is not.
Be careful with Paypal.
Yeah true. I would just request government ID and proof that he owns the email attached to the PP.

Guys. Unless you have offers GTFO. So sick of off-top replies and thread bashing. Yes paypal is a risk. Its a sticky of this forum... so why do you feel the need to troll threads posting what should be known before you even CONSIDER trading?

There is no "thread bashing" or "trolling", rather a simple warning with a notorious payment method. Why so hostile? Got something to hide?
1238  Other / Meta / Re: Someone gave me a negative trust! WTF! on: August 11, 2015, 02:11:30 PM
As you can see I had a red - trust in my profile right now. That person does not have a valid reason enough to gave me that. I asked for a loan in a listing in a lending site.
I thought someone told me here that it is ok to ask for a loan without a collateral if it's in btcjam or bitlendingclub so I did so. I had a listing there and now I am asking for a help to fund it.

 Now someone ignorantly gave me a negative trust without reading through that this is not really my real account because I had my account locked because I accidentally reset my password.

Mr./Mam please kidly remove the negative trust you gave because it's kind of annoying being accuse of something you are not aware or I didn't do.

So, you have actually been around for awhile? Good, you should know how things work in the Lending section, so you have no excuse.
Only the person that left it can remove it. Remember: You catch more flies with honey than vinegar.
1239  Economy / Currency exchange / Re: Paypal for BTC on: August 11, 2015, 01:55:20 PM
I have about $400 BTC in stock right now.

I do a 15% rate. Let me know if your interested.

I do have one requirement.

 Your PP must be verifed.



With the amount of bought and sold Paypal and Ebay "bundles", one has a hard time knowing who is legit and who is not.
Be careful with Paypal.
1240  Economy / Currency exchange / Re: Buying BTC on: August 09, 2015, 07:05:53 PM
Hello everyone I have $50 PayPal and am looking to get some BTC. If you are trusted enough I will go first if not be ready to split fees for an escrow.

Have you read this thread: https://bitcointalk.org/index.php?topic=14632.0
Escrow does very little for the seller in this case as you can start a chargeback in the next 180 days.
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