How to save money.

[swogerino]

Impulse-buys are definitely a really killer point in lots of people's lives when they overspend.

Due to the fact that they don't need it and that it likely costs more than necessary, then it's just wasting money.

I agree with this! When I'm shopping, though, I think people with kids have the most trouble.

Kids that throw tamper tantrums when they're antsy for candy are pretty annoying.

[lemipawa]

save money from a daily basis. Don't think that in the end of month you will cut a big slice of your salary to fill your savings box, because it will never happen.

Just put small amounts on daily basis in a saving box.

I am doing this one, I have a jar with a very small opening that when ever I enter my room and I came from work I drop all my loose change there, anything (money) that is in my pocket goes there. It's almost half now as it's transparent and I can see that by December I can use this to buy my self a gift.

[thejaytiesto]

The best technique I ever seen is the one where at the end of the month you have a deep analysis of what you spend for the entire month and what you made with your wage or whatever business you have. Really look at it deeply and consider if what you think you need is really what you need or just some temporary fix. Doing this I managed to save a couple BTCs thus far and growing.

[Abiky]

I've been saving money ever since I got scammed many times by cloud mining services. After that, I just started to save more and more to recoup my losses. Below, you can see a preview of a list that I've made to keep track of my income, expenses and trading on Bitcoin and other alts. 

What do you guys think about my spreadsheet? Does it need improvement? Any suggestions? I would like to know since it’s the first time I started something on this. If there is anything else, I would be glad to know. I’d appreciate your feedback. 

[btccashacc]

I've been saving money ever since I got scammed many times by cloud mining services. After that, I just started to save more and more to recoup my losses. Below, you can see a preview of a list that I've made to keep track of my income, expenses and trading on Bitcoin and other alts. 

What do you guys think about my spreadsheet? Does it need improvement? Any suggestions? I would like to know since it’s the first time I started something on this. If there is anything else, I would be glad to know. I’d appreciate your feedback. 

Nice spreadheet, i just want to know that, did you collected them in to the one address? i mean the bitcoin, i think it would be great if all of them collected as one,and about altcoin i dont know the rate of the some coin over there,but its good if it's rate going up to the moon

[qiwoman2]

I am now making extra btc through some proven revshares. I am using adbrook now to make at least 0.05 a day in btc and around 205 of that is net profit monthly so that is growing my btc pot and now that btc has more value it costs me less to invest and I earn even more. I don't trade alts much anymore just growing QIBUCK and a few other coins.

[StevenLiang]

In my humble opinion on saving money would be to cut unnecessary spending, instead of Pringles just buy a supermarket brand or other versions that are cheaper.

Cut cigs, alcohol and other unhealthy stuff if you can, you bought something and didn't use it at all?

Don't be lazy and go refund it.

There are many ways to save money and there are many reasons to save money.

Impulse-buys are definitely a really killer point in lots of people's lives when they overspend.

Due to the fact that they don't need it and that it likely costs more than necessary, then it's just wasting money.

Absolutely true.

But i feel pity for people who addicted with that "things".

I'm sure they all know the negative effect from that bad things, but they cannot stop. (they just can stop when they really commit or in urgency)

[leex1528]

It is super easy to save money in theory, harder to achieve in actual planning. You have to be smart with your money, and you have to have self control.  Save some from your paycheck each time and actual use self control not to spend it.  Pretend you don't have that money and it will start adding up over time.  You could ever try investing some of your savings as well.

[DaddyMonsi]

I've been saving money ever since I got scammed many times by cloud mining services. After that, I just started to save more and more to recoup my losses. Below, you can see a preview of a list that I've made to keep track of my income, expenses and trading on Bitcoin and other alts.  

-snip-

-snip-

-snip-

What do you guys think about my spreadsheet? Does it need improvement? Any suggestions? I would like to know since it’s the first time I started something on this. If there is anything else, I would be glad to know. I’d appreciate your feedback.  

I'm surprised to see that Clams is not included in your list of alt coin collection, care to share to us why clams is not one of your favorites?

[StevenLiang]

It is super easy to save money in theory, harder to achieve in actual planning. You have to be smart with your money, and you have to have self control.  Save some from your paycheck each time and actual use self control not to spend it.  Pretend you don't have that money and it will start adding up over time.  You could ever try investing some of your savings as well.

When you have a lot savings, try to invest.
but if you not have a lot savings, try to make some savings first or you can split your savings.

So not split your needs budget, but split your savings budget for investment. 80% savings 20% investment.

[NorrisK]

It is super easy to save money in theory, harder to achieve in actual planning. You have to be smart with your money, and you have to have self control.  Save some from your paycheck each time and actual use self control not to spend it.  Pretend you don't have that money and it will start adding up over time.  You could ever try investing some of your savings as well.

When you have a lot savings, try to invest.
but if you not have a lot savings, try to make some savings first or you can split your savings.

So not split your needs budget, but split your savings budget for investment. 80% savings 20% investment.

Savings is not the best way to increase your money at the moment. Due to the extremely low interest rates it is almost impossible to make a profit when you factor in inflation.

Inflation is a bitch at the moment with the current interest rates.

[leex1528]

It is super easy to save money in theory, harder to achieve in actual planning. You have to be smart with your money, and you have to have self control.  Save some from your paycheck each time and actual use self control not to spend it.  Pretend you don't have that money and it will start adding up over time.  You could ever try investing some of your savings as well.

When you have a lot savings, try to invest.
but if you not have a lot savings, try to make some savings first or you can split your savings.

So not split your needs budget, but split your savings budget for investment. 80% savings 20% investment.

Savings is not the best way to increase your money at the moment. Due to the extremely low interest rates it is almost impossible to make a profit when you factor in inflation.

Inflation is a bitch at the moment with the current interest rates.

Yes, but the original question wasn't what is the best way to make money, it was the best way to save money, or how to save money.  So I was trying to give my advice on how you save money, not how to make or invest money.

[tommorisonwebdesign]

In general, most people spend more than what they earn. The biggest piece of advice I can offer is live within your means. If you can't afford the lifestyle you are living, change it. There are also many ways people can save and cut back on the money they spend. Just google "saving tips" and you will find a lot of suggestions.

[Abiky]

I've been saving money ever since I got scammed many times by cloud mining services. After that, I just started to save more and more to recoup my losses. Below, you can see a preview of a list that I've made to keep track of my income, expenses and trading on Bitcoin and other alts. 

What do you guys think about my spreadsheet? Does it need improvement? Any suggestions? I would like to know since it’s the first time I started something on this. If there is anything else, I would be glad to know. I’d appreciate your feedback. 

Nice spreadheet, i just want to know that, did you collected them in to the one address? i mean the bitcoin, i think it would be great if all of them collected as one,and about altcoin i dont know the rate of the some coin over there,but its good if it's rate going up to the moon

Yes all Bitcoin is collected into one address. Also, all of my crypto collection is safely stored into paper wallets for future use. I’m hoping that one day I could hit the jackpot with one of these coins. That’s why I invest a small amount of money each day just in case the price goes to the moon. 

I've been saving money ever since I got scammed many times by cloud mining services. After that, I just started to save more and more to recoup my losses. Below, you can see a preview of a list that I've made to keep track of my income, expenses and trading on Bitcoin and other alts.  

-snip-

-snip-

-snip-

What do you guys think about my spreadsheet? Does it need improvement? Any suggestions? I would like to know since it’s the first time I started something on this. If there is anything else, I would be glad to know. I’d appreciate your feedback.  

I'm surprised to see that Clams is not included in your list of alt coin collection, care to share to us why clams is not one of your favorites?

I was looking into Clams these days, but I haven’t got the time to invest into it (as I’ve been busy with college stuff) It seems like a very good alt coin for my arsenal, I’ll check it out then. Thanks for reminding! 

[leex1528]

In general, most people spend more than what they earn. The biggest piece of advice I can offer is live within your means. If you can't afford the lifestyle you are living, change it. There are also many ways people can save and cut back on the money they spend. Just google "saving tips" and you will find a lot of suggestions.

100% this.  It is always tough to go ahead and try and be self aware when you have a paycheck in your hands.  But it comes down to will power, if you have and want to save money, you definitely can, don't go out to eat if you can, skip one night of going out, or two whatever you can do.

[Franciem]

i has tried save 33% of my earning and salary (in my bank)
and i like to know, now my balance is enough if i buy new smartphone

i think save your money is easy if you have a dream "buy something"

[futurebit640]

In general, most people spend more than what they earn. The biggest piece of advice I can offer is live within your means. If you can't afford the lifestyle you are living, change it. There are also many ways people can save and cut back on the money they spend. Just google "saving tips" and you will find a lot of suggestions.

I don't think most people does that but off course some people do that and they will surely end up in some big financial problem either soon or later and they will realise that what they were doing was not correct. One has to save at least 35 to 40% of their earnings for the retirement life to have sufficient money to spend at that time.

[btccashacc]

Nice spreadheet, i just want to know that, did you collected them in to the one address? i mean the bitcoin, i think it would be great if all of them collected as one,and about altcoin i dont know the rate of the some coin over there,but its good if it's rate going up to the moon

Yes all Bitcoin is collected into one address. Also, all of my crypto collection is safely stored into paper wallets for future use. I’m hoping that one day I could hit the jackpot with one of these coins. That’s why I invest a small amount of money each day just in case the price goes to the moon.  

nice planing,
as like my friend bought much etherum when the price was cheap,last month he was earned 6 bitcoin just from etherum,i think now we have to buy cheap coin and stored them for long time hoping the price is going up like etherum,but we must carefull there are lot of scam coin over there

[Quinn]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Let's face it, trying to save money on a tight budget is not easy.  Saving money takes a lot of effort and a strong willpower to do so.

[Dotakels]

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

Let's face it, trying to save money on a tight budget is not easy.  Saving money takes a lot of effort and a strong willpower to do so.

just believe that you can make it, set aside your wants and you prioritize your need in your earnings and also you should have a plan on things that you will do when you realize that you must now use your savings.