You've broken a local rule, so I am not going to read your posts. Feel free to resubmit and follow the rules.


Another person that is breaking a local rule. Feel free to resubmit and follow the rules.


These are both nice posts, but they won't be receiving any merit from me. You should expect merit from the person you answered or assisted. I don't normally give out merit for Q&A's, unless it is a question I also have.


The one thread is just you asking a question that has been answered to the ends of the earth. The other submission is mostly other user's quotes with very little input by you in a thread about earning merit. This will not receive merit from me.


The post in the ANN thread about withdrawals is confusing why you would believe this to be meritorious. The next submission is telling someone why they can't mine on a Mobile device, and don't get me wrong it was probably very helpful to that person. I just don't give out merits when you directly help one user and they should merit you.

You know what though, I've given you a Merit for the Marijuana Coin comparison. The thread is an interesting read, it made me smile and it is more effort, creativity and opportunity presented than most users around here. Good job.

That makes one whole month already for me (4th Payment). Time flies, and our merit stats keep getting a little more ridiculous each week. Payment has been received and is already picking up a confirmation as I'm writing this. My favorite interchanges with users around here seem to more often be from within ChipMixer than anywhere else. You guys are awesome and it's cool to take part. LoyceV must've taken my merit challenge to heart, because now they're blowing it way past me and I thought I was doing pretty well.

This is incorrect. I do not think escrow fee == lending fee. My last post should have adequately explained my misunderstanding, in which I thought you were referencing a 1% escrow fee.

I was simply saying that your clients will have to accrue a lending fee + escrow fee. It is nice to see you lowering your interest rate once you notice another member is doing it for less, but again why would anybody choose you over Zazarb if your rates are the same? You have to offer something unique and useful to your clients or they will go elsewhere, for the same fee or less without the hassle and fees of escrows.

I made a mistake in the math, but I understand lending perfectly well and the principal/key issue still remains.

All of the sudden the chance at winning has doubled. There are now twice as many winners as there were previously. My merit will only go to a post that I find meritorious, but I imagine this will be easy to come by with them being truly deserving of the prize. Happy to be a part of the project, if you need anything let me know. I'll be watching the thread for updates, winners and who is the runner-up for me to reward.


Yes! Thank you for finding the old post, two months has flown by since then. Strange that the user we offered that to was not interested, when it probably was the best offer they received. They are still posting in crappy airdrops and bounties exclusively. They've made no effort towards improving their posts, so maybe they just knew they couldn't handle change. I'm sure you will get many more participants and potentially donors than you realize for this kind of thing. I hope this gets some decent attention, because it could become quite the movement.

That's funny, because I couldn't remember if it was you or someone else that jumped on board and doubled my offer to someone. Yeah, I was wondering if this was something that sprouted because of that offer. That's why I was so quick to jump in here, I probably should've already done the same thing. I'm still considering starting a "Signatureless" Campaign, rather than a "challenge"; for the time being though this is really cool. You do recall correctly, I was wondering iirc, now it's all coming back to me. If this begins to expand I am with you on the development and would be willing to help with the workload if you feel you're being overwhelmed by the participants.

I want to show my support of this program; Joe if you are interested I would be perfectly willing to send $10 and +1 Merit to a runner-up each week (BTC only), someone that came close, but didn't quite take the cake. If this would add to the work too much then I could always give the $10 and +1 Merit to the winner each week. I was trying to do this for a few individuals awhile back, but nobody was interested so maybe creating a thread about it will get this started.

I'd love to sponsor a slot, and merit when I have some available (I have some now).

Take it easy on me, because you are right, I haven't used an escrow since Master-P became a scammer so I was coming in a bit uninformed on certain things. I haven't taken a peek at the escrow rates, I was being flippant a facetious during my demonstration. I was trying to say, that in principal OP would have to offer negative interest, rather than collecting interest, in order to compete with other lenders especially if he plans on having his clients supply the escrow fee while "matching" the rate of other lenders.


I was basing my 1% off of this post, just ran with it as a baseline for the conversation. Wasn't at all trying to be perfectly accurate with my numbers, just the principal behind them. I see now that they are referring to lending rates, not escrow rates, but I got my wires tied up. My math might be way off, but my principal argument remains, unless escrow rates are so low that they would be negligible.

You are right, you do not have to, but if you continue to operate within the lending atmosphere without any history or reputation then you will find yourself compelled to do so lest you find yourself out of business. You are complaining about the escrow rates, while encouraging your clients to use these escrows and eat the fees themselves. There are better options in every sense, so we are simply trying to help you to improve your service or only uninformed desperate users that have not done their research will be your clients. Being a newbie may not change your terms, but it certainly influences how people are likely to react to your terms. Continue to operate with a self-centered mindset and you will not find your service very successful.


Zazarb proves this point.

1% per day, on top of the interest being charged on the loan, which is an additional 0.5% per day. Unless OP is willing to match your price as they claim, in which case it would only be 1.3% per day, but still a much worse deal than just simply using zazarb for the loan entirely. You can avoid the escrow, when the lender is reputable.

The only way for OP to match Zazarb's rate, while maintaining an escrow and paying them 1% daily would be to offer a -0.7% rate, in which case you would be paying those that lend from you in order for them to still not break even on the escrow. Your options are either, change your terms or serve to primarily benefit a 3rd party escrow.

Care to share what you are looking at with the rest of the class? None of the Paypal emails have been made public, or at least have not been compiled into this thread. I don't know if that is considered doxing or what, but if you could even explain the evidence without giving away any personal information so that we know whether or not it is an avenue worth exploring.


It would be more beneficial if you clarified your story, details about dates and what was agreed upon. Including where the deal went wrong would be fantastic, have they threatened you in anyway? Someone mentioned they were threatening people earlier and I'm wondering if we can get anyone with proof of this to come forward.


I'm assuming he was using his own at the beginning, but I am unsure if there even is a partner or if this was simply their explanation for having a second Paypal account with another identity. Unless you are saying that both Paypals have been being used to scam in an intertwined manner for awhile, is that the case?

Airdrops are not a "nice way" to start earning cryptocurrency. They are more likely to give you a virus than $0.01. Airdrops have plagued this forum with scams, viruses, shitposters and more troubles than we've known what to do with for a long time. I constantly encourage newbies away from these types of things, because if they're interested in making money there are other opportunities. Lauda even has a sticky in this very section that is aimed to point newbies, like yourself, in the proper direction : https://bitcointalk.org/index.php?topic=1629118.0

Do you think people are more interested in the coin/project or the potential at free money? Do you think anybody participating in these airdrops has any decent understanding of how cryptocurrencies operate or what makes their coin unique and useful?

None of these coins that are spamming Social Media and Bitcointalk are going to have any longevity to them. Most social media platforms have taken stands against these campaigns if I'm not mistaken; they have been banning accounts associated with them. This should tell you about the direction of that niche.

I think you would be taxed less than that actually. Capital gains only applies if you've purchased the bitcoin with CAD, or something like that; there are contingencies on capital gains that wouldn't apply to earned Bitcoin. I believe only purchased Bitcoin that you've sold for a profit. I don't know Canadian law, but in American law in many states and federally you do not need to pay Capital Gains on your Bitcoin unless you purchased it with USD or another currency that you've purchased with USD (if you exchanged your currency, for example), something like that; I'm no legal expert. It is a bit circular, but that's because there is little to no precedent and I do not know of any cases where they have pursued and won legal judgement against someone in a situation like this. It could be argued that only sales tax and the other normally applicable taxes would be in order for your business; unless your business is financial investments. I think the Small business tax rate is something closer to 10% in Canada, plus you must retain PST/QST/RST if that's relevant.  So you'd be paying about half that in taxes for any regular business besides financial investment.

Edit: When you accept USD for example, you do not pay the capital gains on whatever increase in value the USD may experience before you exchange it back to CAD; unless you are a financial investment company. At least, this is how I understand it and have seen many people operate this way.

My first suggestion would be make sure you are actually interested in cryptocurrency. If you haven't asked yourself "How did Cryptocurrency begin?", then that's probably a good initial barometer. If you find that you're more excited about earning opportunities than innovation, freedom and technological revolution then you are probably not interested in cryptocurrency.

Second suggestion would be to learn about cryptocurrency. If you have not read any of the initial paperwork about Bitcoin, such as the whitepaper or original emails then you are missing out big time. There is even a lot of prerequisite knowledge that you should know or read up on prior to going through any of that. All in all, read, read, read and if you can't stomach reading about it then refer to my first suggestion.

My last suggestion would be to not focus on these gimmicks that pop up as short-term earning opportunities in exchange for your soul. Nobody likes when people are spamming for the sake of spamming and the project is just a pump and dump scam; you should feel proud representing whatever you are campaigning for and it should not be a significant reason for you to be posting, tweeting, etc. People can tell when the advertisement, discussion or post is disingenuous; it doesn't get clicks, it garners a bad reputation and everyone has a bad taste in their mouth afterwards.

I was very excited at the title of your thread, but then when your first questions/suggestions for beginners are surrounding airdrops and bounties I know your intentions are all wrong. This is not how a beginner should be focusing their time.

This is the right place to post this, the Meta section would have also been a solid option.

Sometimes members get stuck between ranks, I've seen it happen with Hero/Legendary and lower ranks as well. Occasionally Theymos manually fixes this as it is noticed, but other times the system will automatically take care of it after some time. It is nothing to worry about, and you will still get your rank up within due time. There are a lot of users for the checks and counts to run through, I imagine it just gets hung-up sometimes.

I don't know if you have noticed yet and nobody else has pointed this out within the thread, but you have ranked up as far as I can tell. You are a member, no longer a Jr., so I imagine it was just "hung-up" as aforementioned.

I would lock the thread, unless you have any other questions or problems.

What rhetoric? Your question is without substance, unless you clarify what you're talking about.


Another poorly thought out sentiment, which government do you think will be targeting Bitcoin Miners with battle tanks? Bitcoin is all over the world, do you think all of the governments of the world will unite against Bitcoin? Do you think it is likely that a single government will attack the citizens of every country worldwide for Bitcoin mining? I doubt both of these, so what are you implying?

Where did you get these numbers? I am not saying you are incorrect, but when I did estimations for the 1080TI it said the earnings would be far lower than that for Bitcoin mining. It is always tough to give estimates, because there are a lot of variables; some people run their cards more conservatively, some people overclock, it all depends on too many things to give straight estimates like this in my opinion.

My 1080TI earns about $5 a day mining alt-coins, and I know you were asking about bitcoin mining, but I just figured I would put it out there that there are other options. You can make a lot more with the same equipment if you use it more optimally. I have found it near impossible to get involved in actual Bitcoin mining for years, because it always seems not worth it unless a big price  spike happens; then a big price spike happens and I wish I had just invested. These days, I mine alts and instantly exchange them for BTC, which effectively lets me feel like I'm mining Bitcoin and I make more coin this way.


I disagree with all of that. I do not recommend cloud mining, because it always seems to end poorly. You never seem to earn ROI. It took me about a day to learn everything I needed to know to get a miner purchased, set-up and profiting. Takes much longer to learn how to trade.

I wouldn't join a random Telegram and try to Buy/Sell anything. You will get scammed, you will have a headache and your time will be wasted. If you are interested in selling your account on here safely, then I would suggest you post the information, hash-rate, length of contract etc. in a thread on either the Digital Goods section : https://bitcointalk.org/index.php?board=93.0 , or the Accounts & Invites Section : https://bitcointalk.org/index.php?board=234.0

There are also some safe ways of dealing with people around here, using an escrow is always a must and make sure you don't create an environment where scams are likely. Do not Buy/Sell accounts that can be recovered, do not accept reversible payment methods. Read the stickies, follow guidelines and see if you get any bites for you account.

Seriously, read stickies if this is your first time around here :
https://bitcointalk.org/index.php?topic=1652275.0
https://bitcointalk.org/index.php?topic=3629.0
https://bitcointalk.org/index.php?topic=133931.0
https://bitcointalk.org/index.php?topic=2439910.0

How is that a similarity? You keep repeating this line about silver and fail to draw the parallel between Bitcoin. Bitcoin was about $20 only five years ago; does this sound like the same trend? Bitcoin has increased in value over 500x in five years, while silver has declined in value over a 30-year period. These two things are not the same.

People found better investments, and public hype has stepped away from silver, because it is irrelevant and insignificant to most people's lives. Bitcoin has more use-cases, security, transferability and technological advantages than Silver.

I'm no expert, because I've just recently begun mining with my GPUs, but I've been keeping my cards very cool (65c or cooler). I do not run my cards at 100% TDP, something closer to 75% and I leave the fans to auto. Depending upon the design of the fan, leaving it on 100% fan-speed may or may not significantly affect the life of your GPU.

I would monitor the temperature of your cards and prioritize that, because from there you will be able to tell if you need more fan speed. It depends on your cards, your rig, your TDP and other settings; but my biggest concern is keeping the cards cool and prolonging their lifespan as much as possible. This leads me to use whatever fan speed keeps my cards below 65c, Auto has worked well and normally keeps fan speeds below 40%. You don't want to overwork your fans for no benefit.

I don't agree with everything franky is saying, but 9k is definitely not a "bottom". I would be very willing to bet that Bitcoin will drop below 9k, and it will probably do it soon, too. When we see daily fluctuations of 20% or more, what gives you such confidence saying that is the bottom when it is only one or two bad-days away from that point.

Unless I'm misunderstanding your definition of "bottom", then I think you're way off. Franky is probably more correct at about 6k, but even this isn't something I would wager on. If there's a single significant event we could see it drop even below that point.

I hate the analogy that "Bitcoin is taking the silver way", it seems like a lazy title and a poor comparison.

This doesn't seem like it belongs in the "Lending" section. You aren't really asking for a loan that you plan to pay back from what I've gathered. You're asking for $500,000 in order to get your coin listed on "major" exchanges, which already sounds pathetic, because if you cannot get it even listed on an exchange or garner investment, then how can anyone else take it seriously? You're asking for 45.5BTC and there is no talk of repayment. The only thing you are giving in return are ridiculous amounts of a nameless and worthless coin; is this how you plan to re-pay, is this the collateral or is this both? I'm confused by your proposal, believe it to be in the wrong section and will mostly likely be a waste of everyone's money and time.